JOHN GUILMAIN
ActiveJOHN GUILMAIN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-3k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 92% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 7.65 against 4.78 in 2024), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.9%
Return on assets
-7.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
3 d early
2023
21 d late
2022
28 d early
2021
4 d late
2020
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 7.4%
2024 · €35k
2020: €32k
2021: €32k
2022: €37k
2023: €37k
2024: €35k
2020 → 2025
Total assets
€36k▼ 13.8%
2024 · €42k
2020: €53k
2021: €47k
2022: €42k
2023: €43k
2024: €42k
2020 → 2025
Net result
€-3k▼ 10.9%
2024 · €-2k
2020: €20
2021: €373
2022: €5k
2023: €192
2024: €-2k
2020 → 2025
Working capital
€27k▼ 2.6%
2024 · €28k
2020: €30k
2021: €29k
2022: €37k
2023: €28k
2024: €28k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€37k▲ 14.4%€37k▲ 0.5%€35k▼ 6.2%€32k▼ 7.4%
Operating result€1k-€7k▲ 527%€2k▼ 77.0%€-2k€-2k▼ 36.7%
Net result€373-€5k▲ 1,151%€192▼ 95.9%€-2k€-3k▼ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€6k▼ 25.0%
Current assets
€31k▼ 11.4%
Equity and liabilities €36k
Equity
€32k▼ 7.4%
Debt
€4k▼ 44.6%
The debt ratio falls from 17.2% to 11.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-102▼
2024 · €977
Cash flow
€-423▼
2024 · €302
Solvency
88.9%▲
2024 · 82.8%
Current ratio
7.65▲
2024 · 4.78
Quick ratio
7.65▲
2024 · 4.78
Debt / equity
0.12▼
2024 · 0.21
ROE
-8.0%▼
2024 · -6.7%
ROA
-7.1%▼
2024 · -5.5%
Interest coverage
-1.17▼
2024 · 10.73
Debt
€4k▼
2024 · €7k
Debt ≤ 1 year
€4k▼
2024 · €7k
Income taxes
€968▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€36k▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€35k€31k▼
Amounts receivable after more than one year29€22k€18k▼
Other amounts receivable291€22k€18k▼
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€6k€3k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€42k€36k▼
Equity10/15€35k€32k▼
Contributions10/11€5k€5k=
Reserves13€500€500=
Non-distributable reserves130/1€500€500=
Reserves not available under the articles1311€500€500=
Profit (loss) carried forward14€29k€27k▼
Amounts payable17/49€7k€4k▼
Amounts payable within one year42/48€7k€4k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€459€968▲
Taxes450/3€459€968▲
Other amounts payable47/48€600€600=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€804€927▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€2k€3k▲
Operating profit (loss)9901€-2k€-2k▼
Financial income75/76B€876€735▼
Recurring financial income75€876€735▼
Financial charges65/66B€91€87▼
Recurring financial charges65€91€87▼
Profit (loss) for the period before taxes9903€-870€-2k▼
Income taxes67/77€1k€968▼
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€27k▼
Profit (loss) brought forward from the previous period14P€32k€29k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €5k ▲1151%
Operating result €7k, net result €5k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 8.30
Current ratio from 3.02 to 8.30; short-term debt falls from €14k to €5k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marchin · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Thier Boufflette 54570 MarchinGround area
1,363 m²
Building footprint
217 m²
Volume, LiDAR
924 m³
Parcel 61039B0559/00F000, Wallonia · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue Thier Boufflette 5, 4570 Marchin
since 20122.213.514.561
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61039B0559/00F000 | Wallonia | 1,363 m² | 1 · 217 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Antwerps Atelier
BE 0413.484.571
Antwerpen · Eq €32k
TIELEMANS PATRICK
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Peer · Eq €32k
TT-Sunprojects
BE 0803.806.534
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Of 20,033 companies in sector 43320 we hold annual accounts for 9,135. 6,902 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2012
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43120Site preparation
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
43299Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.