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ACTIBATY

Active
Private limited companyfounded 201412 yrs activeRue de Chaumont 5, 1315 Incourt, BelgiumKBO/BCE: BE 0552.681.650

ACTIBATY has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-622. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
43 / 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-22
Solvency45▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.23 against 1.06 in 2024; short-term debt: 80.5% and cash: 0.1% of total assets), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
19.5%
Return on assets
-2.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27711 sector peers (2025).
NBB · sector comparison
Position among 27711 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
30 d late
2023
4 d early
2022
31 d late
2021
31 d late
2020
31 d late
2019
34 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€5k▼ 10.6%
2024 · €6k
2018: €5k 2019: €7k 2020: €9k 2021: €8k 2022: €-18k 2023: €-166 2024: €6k
2018 → 2025
Total assets
€27k▼ 63.6%
2024 · €74k
2018: €57k 2019: €65k 2020: €74k 2021: €37k 2022: €11k 2023: €35k 2024: €74k
2018 → 2025
Net result
€-622
2024 · €6k
2018: €-22k 2019: €2k 2020: €1k 2021: €-103 2022: €-27k 2023: €18k 2024: €6k
2018 → 2025
Working capital
€5k▲ 18.8%
2024 · €4k
2018: €-2k 2019: €894 2020: €-5k 2021: €2k 2022: €-21k 2023: €-2k 2024: €4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€8k-€-18k€-166▲ 99.1%€6k€5k▼ 10.6%
Operating result€2k-€-25k€21k€10k▼ 51.5%€1k▼ 88.2%
Net result€-103-€-27k▼ 25,690%€18k€6k▼ 66.4%€-622
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €2k€2kNet result 2021: €-103€-103Operating result 2022: €-25k€-25kNet result 2022: €-27k€-27kOperating result 2023: €21k€21kNet result 2023: €18k€18kOperating result 2024: €10k€10kNet result 2024: €6k€6kOperating result 2025: €1k€1kNet result 2025: €-622€-62220212022202320242025
The operating result has fallen two years in a row; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets €297▼ 84.4%
Current assets €27k▼ 63.1%
Equity and liabilities €27k
Equity €5k▼ 10.6%
Debt €22k▼ 68.2%
The debt ratio falls from 92.1% to 80.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€3k
2024 · €12k
Cash flow
€983
2024 · €8k
Solvency
19.5%
2024 · 7.9%
Current ratio
1.23
2024 · 1.06
Quick ratio
1.23
2024 · 1.06
Debt / equity
4.13
2024 · 11.60
ROE
-11.8%
2024 · 102.8%
ROA
-2.3%
2024 · 8.2%
Interest coverage
4.91
2024 · 22.94
Debt
€22k
2024 · €68k
Debt ≤ 1 year
€22k
2024 · €68k
Income taxes
€1k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€74k€27k
Fixed assets21/28€2k€297
Tangible fixed assets22/27€2k€297
Land and buildings22€442-
Plant, machinery and equipment23€1k€297
Furniture and vehicles24€306-
Current assets29/58€72k€27k
Amounts receivable within one year40/41€37k€15k
Trade receivables40€37k€14k
Other amounts receivable41€5€459
Cash at bank and in hand54/58€21k€18
Deferred charges and accrued income490/1€14k€12k
Equity and liabilities
Total equity and liabilities10/49€74k€27k
Equity10/15€6k€5k
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-13k€-13k
Amounts payable17/49€68k€22k
Amounts payable within one year42/48€68k€22k
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€23k€12k
Suppliers440/4€23k€12k
Advances received on contracts in progress46€36k-
Taxes, remuneration and social security45€7k€8k
Taxes450/3€7k€8k
Other amounts payable47/48€2k€900
Accrued charges and deferred income492/3€198-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€723€1k
Gross operating margin9900€12k€4k
Operating profit (loss)9901€10k€1k
Financial income75/76B€153€52
Recurring financial income75€153€52
Financial charges65/66B€510€569
Recurring financial charges65€510€569
Profit (loss) for the period before taxes9903€10k€674
Income taxes67/77€4k€1k
Profit (loss) for the period9904€6k€-622
Profit (loss) for the period to be appropriated9905€6k€-622
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-13k
Profit (loss) brought forward from the previous period14P€-19k€-13k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
27-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €18k
Net result €18k after 2 loss-making years.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
03-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
27-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Incourt · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Chaumont 51315 Incourt
Ground area
998 m²
Building footprint
140 m²
Volume, LiDAR
1,078 m³
Parcel 25093B0242/00D000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ACTIBATY
Rue de Chaumont 5, 1315 IncourtSite preparation
since 20142.233.518.337
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25093B0242/00D000 Wallonia 998 m² 1 · 140 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 3,178 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-05-2014
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43230Insulation installation
43291Specialised construction activities
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.