JOHN GONNISSEN
ActiveJOHN GONNISSEN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €36k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+16
Solvency11▼-89
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.87 against 9.0 in 2024), and 96.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.4%
Return on assets
2.3%
Age of the figures
11 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 7689 sector peers (2025).
NBB · sector comparisonPosition among 7689 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
30 d early
2024
2 d early
2023
on the day
2022
16 d early
2021
8 d early
2020
22 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€55k▼ 94.2%
2024 · €942k
2018: €135k
2019: €183k
2020: €476k
2021: €780k
2022: €713k
2023: €824k
2024: €942k
2018 → 2025
Total assets
€1.60M▲ 47.4%
2024 · €1.09M
2018: €265k
2019: €310k
2020: €638k
2021: €880k
2022: €841k
2023: €1.07M
2024: €1.09M
2018 → 2025
Net result
€36k▼ 77.0%
2024 · €158k
2018: €73k
2019: €48k
2020: €294k
2021: €304k
2022: €70k
2023: €142k
2024: €158k
2018 → 2025
Working capital
€-130k
2024 · €926k
2018: €110k
2019: €164k
2020: €452k
2021: €755k
2022: €690k
2023: €786k
2024: €926k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€780k-€713k▼ 8.6%€824k▲ 15.6%€942k▲ 14.3%€55k▼ 94.2%
Operating result€393k-€94k▼ 76.1%€188k▲ 101%€214k▲ 13.6%€75k▼ 65.2%
Net result€304k-€70k▼ 76.9%€142k▲ 101%€158k▲ 11.5%€36k▼ 77.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€714k▲ 1,442%
Current assets
€891k▼ 14.5%
Equity and liabilities €1.60M
Equity
€55k▼ 94.2%
Debt
€1.55M▲ 960%
The debt ratio rises from 13.4% to 96.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€119k▼
2024 · €240k
Cash flow
€81k▼
2024 · €184k
Solvency
3.4%▼
2024 · 86.6%
Current ratio
0.87▼
2024 · 9.00
Quick ratio
0.35▼
2024 · 4.38
Debt / equity
28.23▲
2024 · 0.16
ROE
66.1%▲
2024 · 16.7%
ROA
2.3%▼
2024 · 14.5%
Interest coverage
7.02▼
2024 · 63.09
Debt
€1.55M▲
2024 · €146k
Debt ≤ 1 year
€1.02M▲
2024 · €116k
Debt > 1 year
€528k▲
2024 · €5k
Income taxes
€25k▼
2024 · €55k
Staff costs
€104k▼
2024 · €108k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.60M▲
Fixed assets21/28€46k€714k▲
Tangible fixed assets22/27€45k€713k▲
Land and buildings22€5k€681k▲
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24€35k€25k▼
Financial fixed assets28€900€900=
Current assets29/58€1.04M€891k▼
Stocks and contracts in progress3€535k€530k▼
Stocks30/36€535k€530k▼
Amounts receivable within one year40/41€260k€254k▼
Trade receivables40€236k€210k▼
Other amounts receivable41€24k€44k▲
Cash at bank and in hand54/58€245k€100k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.60M▲
Equity10/15€942k€55k▼
Contributions10/11€19k€19k=
Reserves13€924k€36k▼
Distributable reserves133€924k€36k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€146k€1.55M▲
Amounts payable after more than one year17€5k€528k▲
Financial debts170/4€5k€528k▲
Amounts payable within one year42/48€116k€1.02M▲
Current portion of amounts payable after more than one year42€15k€61k▲
Trade debts44€62k€40k▼
Suppliers440/4€62k€40k▼
Taxes, remuneration and social security45€6k€140k▲
Taxes450/3€6k€140k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€32k€781k▲
Accrued charges and deferred income492/3€25k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€108k€104k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€44k▲
Other operating charges640/8€4k€99k▲
Gross operating margin9900€353k€321k▼
Operating profit (loss)9901€214k€75k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€4k€17k▲
Recurring financial charges65€4k€17k▲
Profit (loss) for the period before taxes9903€213k€61k▼
Income taxes67/77€55k€25k▼
Profit (loss) for the period9904€158k€36k▼
Profit (loss) for the period to be appropriated9905€158k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€962k€36k▼
Profit (loss) brought forward from the previous period14P€804k€0▼
Transfer from equity791/2-€924k
Transfer to equity691/2€922k€36k▼
To the legal reserve6920€922k€0▼
To other reserves6921-€36k
Profit to be distributed694/7€40k€924k▲
Return on contributions (dividend)694€40k€924k▲
Social balance
Average headcount (FTE)90871.81.5▼
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €36k ▼77%
Net result drops to €36k, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity doublescurrent ratio 9.00
Current ratio from 4.43 to 9.00; short-term debt falls from €229k to €116k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €304k ▲3.6%
Net result €304k, the highest in the series.
30-09
Financial
Liquidity triplescurrent ratio 13.46
Current ratio from 4.44 to 13.46; short-term debt falls from €132k to €61k.
30-09
Financial
Equity above €500kEq €780k ▲64%
4 profitable years in a row build equity to €780k.
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €200kEq €476k ▲159%
3 profitable years in a row build equity to €476k.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €150kEq €183k ▲35.9%
2 profitable years in a row build equity to €183k.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoorstraat 15223680 MaaseikGround area
6,789 m²
Building footprint
2,758 m²
Parcel 72021A1889/00P002, Flanders. Linked by address, not a title deed.
1 establishment unit
John Gonnissen bvba
since 20162.250.323.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021A1889/00P002 | Flanders | 6,789 m² | 1 · 2,758 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 431 EUR awarded · 431 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 234 EUR | 234 EUR |
| 2024 | 1 | 197 EUR | 197 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,419 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2016
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.