VANDER EECKT LANDER
ActiveVANDER EECKT LANDER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €589k and a net result of €153k. Equity is growing by ~36.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-8
Solvency80▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 5.87 in 2024; short-term debt: 7.3% and cash: 12.4% of total assets), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
52 d late
2023
4 d late
2022
47 d early
2021
21 d early
2020
2 d late
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€589k▲ 35.0%
2024 · €437k
2018: €54k
2019: €90k
2020: €153k
2021: €177k
2022: €252k
2023: €309k
2024: €437k
2018 → 2025
Total assets
€1.08M▲ 67.6%
2024 · €644k
2018: €129k
2019: €157k
2020: €342k
2021: €412k
2022: €598k
2023: €606k
2024: €644k
2018 → 2025
Net result
€153k▲ 19.2%
2024 · €128k
2018: €30k
2019: €36k
2020: €73k
2021: €23k
2022: €75k
2023: €57k
2024: €128k
2018 → 2025
Working capital
€226k▼ 32.4%
2024 · €335k
2018: €84k
2019: €97k
2020: €196k
2021: €108k
2022: €139k
2023: €205k
2024: €335k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€177k-€252k▲ 42.6%€309k▲ 22.5%€437k▲ 41.5%€589k▲ 35.0%
Operating result€36k-€96k▲ 167%€89k▼ 7.4%€168k▲ 88.5%€204k▲ 21.4%
Net result€23k-€75k▲ 224%€57k▼ 24.8%€128k▲ 126%€153k▲ 19.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€774k▲ 222%
Current assets
€305k▼ 24.5%
Equity and liabilities €1.08M
Equity
€589k▲ 35.0%
Debt
€490k▲ 136%
The debt ratio rises from 32.2% to 45.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€223k▲
2024 · €192k
Cash flow
€171k▲
2024 · €152k
Solvency
54.6%▼
2024 · 67.8%
Current ratio
3.89▼
2024 · 5.87
Quick ratio
3.55▼
2024 · 5.42
Debt / equity
0.83▲
2024 · 0.47
ROE
25.9%▼
2024 · 29.3%
ROA
14.1%▼
2024 · 19.9%
Interest coverage
26.76▼
2024 · 49.55
Debt
€490k▲
2024 · €207k
Debt ≤ 1 year
€78k▲
2024 · €69k
Debt > 1 year
€332k▲
2024 · €122k
Income taxes
€44k▲
2024 · €36k
Staff costs
€71k▲
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€644k€1.08M▲
Fixed assets21/28€241k€774k▲
Tangible fixed assets22/27€241k€774k▲
Land and buildings22€241k€731k▲
Plant, machinery and equipment23-€33k
Furniture and vehicles24-€10k
Current assets29/58€403k€305k▼
Stocks and contracts in progress3€31k€26k▼
Stocks30/36€31k€26k▼
Amounts receivable within one year40/41€73k€136k▲
Trade receivables40€56k€118k▲
Other amounts receivable41€17k€19k▲
Cash at bank and in hand54/58€295k€133k▼
Deferred charges and accrued income490/1€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€644k€1.08M▲
Equity10/15€437k€589k▲
Contributions10/11€6k€6k=
Reserves13€265k€418k▲
Tax-exempt reserves132€9k€9k=
Distributable reserves133€257k€410k▲
Profit (loss) carried forward14€165k€165k=
Amounts payable17/49€207k€490k▲
Amounts payable after more than one year17€122k€332k▲
Financial debts170/4€122k€332k▲
Amounts payable within one year42/48€69k€78k▲
Current portion of amounts payable after more than one year42€30k€49k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€31k€19k▼
Taxes450/3€29k€13k▼
Remuneration and social security454/9€3k€7k▲
Accrued charges and deferred income492/3€16k€79k▲
Income statement
Code20242025
Non-recurring operating income76A-€35k
Remuneration, social security and pensions62€59k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€19k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€254k€299k▲
Operating profit (loss)9901€168k€204k▲
Financial income75/76B€91€1k▲
Recurring financial income75€91€1k▲
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€164k€197k▲
Income taxes67/77€36k€44k▲
Profit (loss) for the period9904€128k€153k▲
Profit (loss) for the period to be appropriated9905€128k€153k▲
Appropriation of the result
Profit (loss) to be appropriated9906€265k€318k▲
Profit (loss) brought forward from the previous period14P€137k€165k▲
Transfer to equity691/2€100k€153k▲
To other reserves6921€100k€153k▲
Social balance
Average headcount (FTE)90871.21.2=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
31-12
Financial
Highest result since 2018net €153k ▲19.2%
Operating result €204k, net result €153k, both a record.
31-12
Financial
Equity above €500kEq €589k ▲35%
8 profitable years in a row build equity to €589k.
21-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 52 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 5.87
Current ratio from 2.58 to 5.87; short-term debt falls from €130k to €69k.
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 4 days late
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €252k ▲42.6%
5 profitable years in a row build equity to €252k.
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €23k ▼68.2%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
31-12
Financial
Equity above €150kEq €153k ▲70.1%
3 profitable years in a row build equity to €153k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Demesmaekerstraat (Victor) 551500 Halle1 establishment unit
Demesmaekerstraat (Victor) 55, 1500 Halle
since 20162.257.619.966
Similar companies · same sector, comparable size
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MEVAC
BE 0436.990.245
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BRABUS
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DERAM BELGIUM
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 5,614 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2016
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43230Insulation installation
43291Specialised construction activities
43331Floor and wall tiling
43343Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.