Summary
Johan Lammens is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €8,735 and a net result of €6,235. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
39 d early
2024
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€8,735
Net result
€6,235
Total assets
€45,373
Solvency
19.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €45,373
Fixed assets
€31,532
Current assets
€13,841
Equity and liabilities €45,373
Equity
€8,735
Debt
€36,638
Debt finances 80.7% of the balance-sheet total.
Key figures and ratios
ROE
71.4%
ROA
13.7%
Debt ≤ 1 year
€17,079
Debt > 1 year
€19,559
Income taxes
€2,438
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,865 |
| Other operating charges640/8 | €1,624 |
| Gross operating margin9900 | €17,721 |
| Operating profit (loss)9901 | €10,232 |
| Financial charges65/66B | €1,560 |
| Recurring financial charges65 | €1,560 |
| Profit (loss) for the period before taxes9903 | €8,673 |
| Income taxes67/77 | €2,438 |
| Profit (loss) for the period9904 | €6,235 |
| Profit (loss) for the period to be appropriated9905 | €6,235 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €45,373 | |
| Fixed assets21/28 | €31,532 | |
| Tangible fixed assets22/27 | €31,532 | |
| Furniture and vehicles24 | €31,532 | |
| Current assets29/58 | €13,841 | |
| Amounts receivable within one year40/41 | €3,886 | |
| Trade receivables40 | €3,631 | |
| Other amounts receivable41 | €254 | |
| Cash at bank and in hand54/58 | €9,956 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €45,373 | |
| Equity10/15 | €8,735 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €6,235 | |
| Distributable reserves133 | €6,235 | |
| Amounts payable17/49 | €36,638 | |
| Amounts payable after more than one year17 | €19,559 | |
| Financial debts170/4 | €19,559 | |
| Amounts payable within one year42/48 | €17,079 | |
| Current portion of amounts payable after more than one year42 | €5,536 | |
| Trade debts44 | €1,947 | |
| Suppliers440/4 | €1,947 | |
| Taxes, remuneration and social security45 | €8,596 | |
| Taxes450/3 | €8,596 | |
| Other amounts payable47/48 | €1,000 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €6,235 |
| + Depreciation and write-downs630 | €5,865 |
| Operating cash flow (approximation) | €12,100 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Ground area
716 m²
Building footprint
716 m²
Volume, LiDAR
15,269 m³
Parcel 44804D2945/00H000, Flanders · tallest building 29.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Johan Lammens
since 20242.355.930.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2945/00H000 | Flanders | 716 m² | 1 · 716 m² | 29.7 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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WDR Solutions
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WAASCO
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Antwerpen · Eq €8,768
JLD FINANCE
BE 1026.402.827
Scherpenheuvel-Zichem · Eq €8,774
Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 4,650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:1006223461
Registered
14-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.