Sybele is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €22k and a net result of €19k. Its solvency ranks better than 53% of 9864 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k
Net result
€19k
Total assets
€38k
Solvency
57.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €38k
Equity
€22k
Debt
€16k
Debt finances 42.1% of the balance-sheet total.
Key figures and ratios
Solvency
57.9%
ROE
86.2%
ROA
49.9%
Debt
€16k
Debt ≤ 1 year
€14k
Income taxes
€5k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€38k
Current assets29/58€38k
Cash at bank and in hand54/58€38k
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€22k
Contributions10/11€3k
Reserves13€19k
Distributable reserves133€19k
Amounts payable17/49€16k
Amounts payable within one year42/48€14k
Trade debts44€115
Suppliers440/4€115
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€3k
Accrued charges and deferred income492/3€2k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€573
Gross operating margin9900€27k
Operating profit (loss)9901€24k
Financial charges65/66B€142
Recurring financial charges65€142
Profit (loss) for the period before taxes9903€24k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€19k
To other reserves6921€19k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Léopold Sturbautstraat 169600 RonseGround area
305 m²
Building footprint
128 m²
Volume, LiDAR
960 m³
Parcel 45422D0783/00Y010, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sybele
since 20242.362.340.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422D0783/00Y010 | Flanders | 304 m² | 1 · 127 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 7,710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.