JOHAN DECUYPERE
ActiveJOHAN DECUYPERE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €528k and a net result of €130k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 3.79 in 2024), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
13.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
8 d late
2023
4 d early
2022
9 d early
2021
16 d early
2020
18 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€528k▼ 3.1%
2024 · €545k
2018: €293k
2019: €178k
2020: €242k
2021: €339k
2022: €348k
2023: €438k
2024: €545k
2018 → 2025
Total assets
€971k▲ 35.0%
2024 · €719k
2018: €799k
2019: €764k
2020: €627k
2021: €560k
2022: €496k
2023: €510k
2024: €719k
2018 → 2025
Net result
€130k▼ 21.4%
2024 · €165k
2018: €21k
2019: €54k
2020: €99k
2021: €120k
2022: €50k
2023: €112k
2024: €165k
2018 → 2025
Working capital
€437k▼ 9.8%
2024 · €485k
2018: €266k
2019: €130k
2020: €204k
2021: €289k
2022: €306k
2023: €371k
2024: €485k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€339k-€348k▲ 2.4%€438k▲ 26.0%€545k▲ 24.5%€528k▼ 3.1%
Operating result€164k-€78k▼ 52.5%€164k▲ 110%€256k▲ 56.2%€187k▼ 26.7%
Net result€120k-€50k▼ 58.7%€112k▲ 125%€165k▲ 47.0%€130k▼ 21.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €971k
Fixed assets
€91k▲ 51.2%
Current assets
€879k▲ 33.5%
Equity and liabilities €971k
Equity
€528k▼ 3.1%
Debt
€442k▲ 155%
The debt ratio rises from 24.2% to 45.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€201k▼
2024 · €265k
Cash flow
€144k▼
2024 · €175k
Solvency
54.4%▼
2024 · 75.8%
Current ratio
1.99▼
2024 · 3.79
Quick ratio
1.20▼
2024 · 2.32
Debt / equity
0.84▲
2024 · 0.32
ROE
24.5%▼
2024 · 30.2%
ROA
13.4%▼
2024 · 22.9%
Interest coverage
17.53▲
2024 · 14.49
Debt
€442k▲
2024 · €174k
Debt ≤ 1 year
€442k▲
2024 · €174k
Income taxes
€47k▼
2024 · €73k
Staff costs
€101k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€719k€971k▲
Fixed assets21/28€60k€91k▲
Tangible fixed assets22/27€60k€91k▲
Land and buildings22€31k€26k▼
Plant, machinery and equipment23€17k€23k▲
Furniture and vehicles24€12k€43k▲
Current assets29/58€659k€879k▲
Stocks and contracts in progress3€256k€349k▲
Stocks30/36€256k€349k▲
Amounts receivable within one year40/41€298k€490k▲
Trade receivables40€170k€344k▲
Other amounts receivable41€128k€146k▲
Cash at bank and in hand54/58€95k€35k▼
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€719k€971k▲
Equity10/15€545k€528k▼
Contributions10/11€19k€19k=
Reserves13€411k€509k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€411k€509k▲
Profit (loss) carried forward14€115k€0▼
Amounts payable17/49€174k€442k▲
Amounts payable within one year42/48€174k€442k▲
Financial debts43-€250k
Credit institutions430/8-€250k
Trade debts44€79k€33k▼
Suppliers440/4€79k€33k▼
Taxes, remuneration and social security45€37k€13k▼
Taxes450/3€28k€2k▼
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€57k€147k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€9k€0▼
Remuneration, social security and pensions62€97k€101k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-10k
Other operating charges640/8€5k€4k▼
Gross operating margin9900€367k€296k▼
Operating profit (loss)9901€256k€187k▼
Financial income75/76B€504€664▲
Recurring financial income75€504€664▲
Financial charges65/66B€18k€11k▼
Recurring financial charges65€18k€11k▼
Profit (loss) for the period before taxes9903€238k€176k▼
Income taxes67/77€73k€47k▼
Profit (loss) for the period9904€165k€130k▼
Profit (loss) for the period to be appropriated9905€165k€130k▼
Appropriation of the result
Profit (loss) to be appropriated9906€280k€245k▼
Profit (loss) brought forward from the previous period14P€115k€115k=
Transfer from equity791/2€51k€139k▲
Transfer to equity691/2€159k€238k▲
To other reserves6921€159k€238k▲
Profit to be distributed694/7€57k€147k▲
Return on contributions (dividend)694€51k€139k▲
Employees696€0-
Other beneficiaries697€6k€7k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
30-09
Financial
Highest result since 2018net €165k ▲47%
Operating result €256k, net result €165k, both a record.
30-09
Financial
Equity above €500kEq €545k ▲24.5%
7 profitable years in a row build equity to €545k.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Liquidity doublescurrent ratio 6.48
Current ratio from 3.22 to 6.48; short-term debt falls from €138k to €68k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €200kEq €242k ▲36%
3 profitable years in a row build equity to €242k.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolskampstraat 948810 LichterveldeGround area
839 m²
Building footprint
167 m²
Volume, LiDAR
885 m³
Parcel 36011D0321/00M000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Koolskampstraat 94, 8810 Lichtervelde
since 19982.085.803.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011D0321/00M000 | Flanders | 839 m² | 1 · 167 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FRANZ BUX
BE 0434.803.785
Sankt Vith · Eq €528k
DE SMET TUINBOUWBENODIGDHEDEN
BE 1004.180.919
Sint-Katelijne-Waver · Eq €530k
AGRO SERVICE JANSSEN
BE 0478.303.436
Hoogstraten · Eq €525k
N.V. VANDENABEELE & Co
BE 0439.079.507
Wielsbeke · Eq €523k
MAES MACHINES
BE 0802.124.474
Houthulst · Eq €534k
Of 803 companies in sector 46610 we hold annual accounts for 563. 468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1997
Fiscal year end30-09
Activities, NACEBEL
45112
46610Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
29322
33120Repair and maintenance of machinery
43120Site preparation
51880
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.