Skip to content

GOUWY

Active
Private limited companyfounded 199035 yrs activeIeperseweg 80, 8970 Poperinge, BelgiumKBO/BCE: BE 0441.808.175
Summary

GOUWY has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €701,654 and a net result of €55,391. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 1146 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
NACE 95312NACE 45202Wholesale trade NACE 46610
#4 oldest company in Poperinge, Other services sector1 site
How big
€1.1mtotal assets 2025
Staff
1.1 FTE
Equity
€701,654
Profit
€55,391
Turnover not published (abridged schema)
Financially healthy?
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts filed 24 d late0 of 1 deed read
Why 96+ Liquidity: current ratio 2.46, cash €498,064+ Equity €701,654 (63.1% of total assets)+ Size: 1.1 FTE, total assets €1.1m+ Founded in 1990Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 88+22
equity 63.1% of total assets
Liquidity 85+33
short-term debt 34.6% · cash 44.8%
Profitability 75-4
return on assets 5.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (5,059 companies)
  • Liquidity: current ratio 2.46, cash €498,064 lowers the probability
  • Equity €701,654 (63.1% of total assets) lowers the probability
  • Size: 1.1 FTE, total assets €1.1m lowers the probability for this profile
  • Founded in 1990 lowers the probability for this profile
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 2.46 against 1.5 in 2024; short-term debt: 34.6% and cash: 44.8% of total assets), and 36.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 73%, liquidity 84%, profitability 52%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 2.46, cash €498,064
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €701,654 (63.1% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: 1.1 FTE, total assets €1.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
20 d early
2023
29 d late
2022
28 d late
2021
52 d early
2020
54 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Highest result since 2018net €134,880 ▲59.4%

Key points

  • Caution: Result fell in 2025from €134,880 to €55,391 ▼ 58.9% View
  • Positive: Oldest company in Poperinge, Other services sectorin the Checked rankings #4 View
  • Positive: 8 profitable years in a rowprofit 2025: €55,391 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€55,391
Solvency
63.1%
Total assets▼ 30.2%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 24-08-2026Annual accounts filed
  2. 11-07-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Repair and maintenance of computers, personal and household…NACE 95312
Founded
14-11-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.