JOH CONSULT
ActiveJOH CONSULT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €14k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 8.4 against 2.79 in 2024), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
24%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
95 d early
2024
66 d early
2023
41 d early
2022
39 d early
2021
37 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 14.1%
2024 · €46k
2020: €21k
2021: €29k
2022: €36k
2023: €48k
2024: €46k
2020 → 2025
Total assets
€57k▼ 17.0%
2024 · €69k
2020: €36k
2021: €40k
2022: €45k
2023: €59k
2024: €69k
2020 → 2025
Net result
€14k▲ 4.4%
2024 · €13k
2020: €11k
2021: €8k
2022: €7k
2023: €12k
2024: €13k
2020 → 2025
Working capital
€34k▼ 17.6%
2024 · €41k
2020: €9k
2021: €21k
2022: €24k
2023: €41k
2024: €41k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€36k▲ 25.3%€48k▲ 33.0%€46k▼ 5.1%€53k▲ 14.1%
Operating result€13k-€10k▼ 19.6%€16k▲ 57.0%€16k▼ 0.4%€20k▲ 27.6%
Net result€8k-€7k▼ 5.2%€12k▲ 63.2%€13k▲ 9.2%€14k▲ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 28% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€19k▲ 258%
Current assets
€38k▼ 39.9%
Equity and liabilities €57k
Equity
€53k▲ 14.1%
Debt
€5k▼ 80.1%
The debt ratio falls from 33.1% to 7.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€28k▲
2024 · €19k
Cash flow
€22k▲
2024 · €17k
Solvency
92.1%▲
2024 · 66.9%
Current ratio
8.40▲
2024 · 2.79
Quick ratio
8.40▲
2024 · 2.79
Debt / equity
0.09▼
2024 · 0.49
ROE
26.1%▼
2024 · 28.5%
ROA
24.0%▲
2024 · 19.1%
Interest coverage
665.98▲
2024 · 135.61
Debt
€5k▼
2024 · €23k
Debt ≤ 1 year
€5k▼
2024 · €23k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€57k▼
Fixed assets21/28€5k€19k▲
Tangible fixed assets22/27€4k€18k▲
Furniture and vehicles24€3k€17k▲
Other tangible fixed assets26€2k€882▼
Financial fixed assets28€900€900=
Current assets29/58€63k€38k▼
Amounts receivable within one year40/41€12k€2k▼
Trade receivables40€11k€605▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€49k€34k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€69k€57k▼
Equity10/15€46k€53k▲
Contributions10/11€10k€3k▼
Reserves13€36k€50k▲
Distributable reserves133€36k€50k▲
Amounts payable17/49€23k€5k▼
Amounts payable within one year42/48€23k€5k▼
Trade debts44€794€435▼
Suppliers440/4€794€435▼
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€17k€283▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€569€748▲
Gross operating margin9900€20k€29k▲
Operating profit (loss)9901€16k€20k▲
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€143€42▼
Recurring financial charges65€143€42▼
Profit (loss) for the period before taxes9903€18k€20k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€13k€14k▲
Profit (loss) for the period to be appropriated9905€13k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€14k▼
Profit (loss) brought forward from the previous period14P€2k-
Transfer to equity691/2-€14k
To other reserves6921-€14k
Profit to be distributed694/7€16k€198▼
Return on contributions (dividend)694€16k€198▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 29/04/2026
- Registered-office move, Rue Jean-Baptiste Vifquin 8/0019, 7180 Seneffe
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €14k ▲4.4%
Operating result €20k, net result €14k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 8.40
Current ratio from 2.79 to 8.40; short-term debt falls from €23k to €5k.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €7k ▼5.2%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2019
Ground area
5,425 m²
Parcel 52063C0508/00P002, Wallonia. Linked by address, not a title deed.
1 establishment unit
JOH CONSULT
since 20192.289.977.582
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52063C0508/00P002 | Wallonia | 5,425 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.