JOERIDAK
ActiveSummary
The computed 12-month bankruptcy probability of JOERIDAK is 2.7% (moderate). The 2024 annual accounts show equity of €105k and a net result of €26k. Its solvency ranks better than 77% of 36375 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-9
Solvency96▲+9
Growth52
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.75 in 2023; short-term debt: 29.3% and cash: 1.1% of total assets), and 29.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
29 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€105k▲ 33.4%
2023 · €79k
2023: €79k
2023 → 2024
Total assets
€149k▲ 16.8%
2023 · €127k
2023: €127k
2023 → 2024
Net result
€26k▼ 64.3%
2023 · €74k
2023: €74k
2023 → 2024
Working capital
€35k▼ 4.0%
2023 · €36k
2023: €36k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€79k-€105k▲ 33.4%
Operating result€92k-€32k▼ 65.3%
Net result€74k-€26k▼ 64.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 65% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €149k
Fixed assets
€70k ▲ 63.1%
Current assets
€78k ▼ 7.0%
Equity and liabilities €149k
Equity
€105k ▲ 33.4%
Debt
€44k ▼ 10.2%
The debt ratio falls from 38.1% to 29.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▼
2023 · €108k
Cash flow
€49k▼
2023 · €90k
Current ratio
1.80▲
2023 · 1.75
Quick ratio
1.02▼
2023 · 1.32
Debt / equity
0.41▼
2023 · 0.62
ROE
25.0%▼
2023 · 93.7%
ROA
17.7%▼
2023 · 58.0%
Interest coverage
471.61▼
2023 · 9740.02
Debt ≤ 1 year
€44k▼
2023 · €48k
Income taxes
€6k▼
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€127k€149k▲
Fixed assets21/28€43k€70k▲
Tangible fixed assets22/27€43k€70k▲
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€31k€62k▲
Current assets29/58€84k€78k▼
Stocks and contracts in progress3€21k€34k▲
Stocks30/36€10k€9k▼
Contracts in progress37€11k€25k▲
Amounts receivable within one year40/41€27k€42k▲
Trade receivables40€26k€40k▲
Other amounts receivable41€791€3k▲
Cash at bank and in hand54/58€34k€2k▼
Deferred charges and accrued income490/1€3k€314▼
Equity and liabilities
Total equity and liabilities10/49€127k€149k▲
Equity10/15€79k€105k▲
Contributions10/11€5k€5k=
Reserves13€74k€100k▲
Distributable reserves133€74k€100k▲
Amounts payable17/49€48k€44k▼
Amounts payable within one year42/48€48k€44k▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€20k€8k▼
Taxes450/3€20k€6k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€22k€31k▲
Accrued charges and deferred income492/3€503-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€22k▲
Other operating charges640/8€581€659▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€109k€56k▼
Operating profit (loss)9901€92k€32k▼
Financial income75/76B€181€181▲
Recurring financial income75€1€1▲
Non-recurring financial income76B€180€180=
Financial charges65/66B€11€115▲
Recurring financial charges65€11€115▲
Profit (loss) for the period before taxes9903€92k€32k▼
Income taxes67/77€19k€6k▼
Profit (loss) for the period9904€74k€26k▼
Profit (loss) for the period to be appropriated9905€74k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€26k▼
Transfer to equity691/2€74k€26k▼
To the legal reserve6920€74k-
To other reserves6921-€26k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €105k ▲33.4%
2 profitable years in a row build equity to €105k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basdongenstraat 203120 TremeloGround area
804 m²
Building footprint
135 m²
Volume, LiDAR
463 m³
Parcel 24109B0511/00L004, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JOERIDAK
since 20222.340.492.808
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109B0511/00L004 | Flanders | 804 m² | 1 · 135 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 216 EUR awarded · 216 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 216 EUR | 216 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,805 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.