CONSTANT BOUWEN
ActiveThe computed 12-month bankruptcy probability of CONSTANT BOUWEN is 2.3% (moderate). The 2025 annual accounts show equity of €22k and a net result of €1k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 7760 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-18
Solvency33▼-11
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.96 in 2024; short-term debt: 45.3% of total assets), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
72 d early
2024
86 d early
2023
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€22k▲ 5.4%
2024 · €21k
2023: €11k
2024: €21k
2023 → 2025
Total assets
€275k▲ 160%
2024 · €106k
2023: €102k
2024: €106k
2023 → 2025
Net result
€1k▼ 88.5%
2024 · €10k
2023: €9k
2024: €10k
2023 → 2025
Working capital
€-30k▼ 1,049%
2024 · €-3k
2023: €-13k
2024: €-3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€21k▲ 87.9%€22k▲ 5.4%
Operating result€15k-€21k▲ 39.1%€13k▼ 38.0%
Net result€9k-€10k▲ 7.6%€1k▼ 88.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€181k▲ 432%
Current assets
€94k▲ 31.5%
Equity and liabilities €275k
Equity
€22k▲ 5.4%
Debt
€253k▲ 198%
The debt ratio rises from 80.5% to 92.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €30k
Cash flow
€34k▲
2024 · €19k
Solvency
7.9%▼
2024 · 19.5%
Current ratio
0.76▼
2024 · 0.96
Quick ratio
0.61▼
2024 · 0.91
Debt / equity
11.68▲
2024 · 4.13
ROE
5.1%▼
2024 · 46.8%
ROA
0.4%▼
2024 · 9.1%
Interest coverage
3.85▼
2024 · 4.69
Debt
€253k▲
2024 · €85k
Debt ≤ 1 year
€125k▲
2024 · €74k
Debt > 1 year
€129k▲
2024 · €11k
Income taxes
€151▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€275k▲
Fixed assets21/28€34k€181k▲
Tangible fixed assets22/27€32k€177k▲
Plant, machinery and equipment23€20k€14k▼
Furniture and vehicles24€12k€8k▼
Leasing and similar rights25-€155k
Financial fixed assets28€2k€4k▲
Current assets29/58€72k€94k▲
Stocks and contracts in progress3€4k€18k▲
Stocks30/36€4k€18k▲
Amounts receivable within one year40/41€67k€74k▲
Trade receivables40€47k€70k▲
Other amounts receivable41€20k€5k▼
Deferred charges and accrued income490/1€280€2k▲
Equity and liabilities
Total equity and liabilities10/49€106k€275k▲
Equity10/15€21k€22k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Reserves13€19k€20k▲
Distributable reserves133€19k€20k▲
Amounts payable17/49€85k€253k▲
Amounts payable after more than one year17€11k€129k▲
Financial debts170/4€11k€129k▲
Amounts payable within one year42/48€74k€125k▲
Current portion of amounts payable after more than one year42€5k€27k▲
Financial debts43€22k€32k▲
Credit institutions430/8€22k€32k▲
Trade debts44€33k€23k▼
Suppliers440/4€33k€23k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€7k€38k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€33k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€33k€50k▲
Operating profit (loss)9901€21k€13k▼
Financial income75/76B€125€265▲
Recurring financial income75€125€265▲
Financial charges65/66B€6k€12k▲
Recurring financial charges65€6k€12k▲
Profit (loss) for the period before taxes9903€14k€1k▼
Income taxes67/77€5k€151▼
Profit (loss) for the period9904€10k€1k▼
Profit (loss) for the period to be appropriated9905€10k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€1k▼
Transfer to equity691/2€10k€1k▼
To other reserves6921€10k€1k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €1k ▼88.5%
Net result drops to €1k, the lowest in the series.
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2023net €10k ▲7.6%
Operating result €21k, net result €10k, both a record.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kestelstraat 799880 AalterGround area
1,623 m²
Building footprint
202 m²
Volume, LiDAR
1,216 m³
Parcel 44502C0569/00H000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSTANT BOUWEN
since 20222.332.127.745
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0569/00H000 | Flanders | 1,623 m² | 1 · 202 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0803.783.669
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TECHNIROOF
BE 1018.757.346
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Dakwerken Loki
BE 0787.166.678
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BOUWWERKEN VERLINDEN
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,087 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2022
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43110Demolition
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:constant.bouwen@outlook.com
Phone:0471327134