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JODIJO

Active
Private limited companyfounded 200421 yrs activeGuldenstraat 20, 2800 Mechelen, BelgiumKBO/BCE: BE 0870.518.085
Summary

JODIJO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237k and a net result of €17k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 74% of 13417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability74▲+3
Solvency83▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.95 in 2024; short-term debt: 41.6% and cash: 1.1% of total assets), and 41.6% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.4%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
88 d early
2024
56 d late
2023
14 d late
2022
29 d late
2021
52 d late
2020
25 d late
2019
29 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€237k▼ 4.2%
2024 · €247k
2018: €215klowest in 8 years 2019: €229k▲ +6.8% vs 2018 2020: €219k▼ -4.6% vs 2019 2021: €223k▲ +2.2% vs 2020 2022: €236k▲ +5.6% vs 2021 2023: €239k▲ +1.4% vs 2022 2024: €247k▲ +3.3% vs 2023highest in 8 years 2025: €237k▼ -4.2% vs 2024
2018 → 2025
Total assets
€405k▼ 17.5%
2024 · €491k
2018: €551k 2019: €531k▼ -3.8% vs 2018 2020: €493k▼ -7.0% vs 2019 2021: €567k▲ +14.9% vs 2020highest in 8 years 2022: €512k▼ -9.7% vs 2021 2023: €436k▼ -14.8% vs 2022 2024: €491k▲ +12.7% vs 2023 2025: €405k▼ -17.5% vs 2024lowest in 8 years
2018 → 2025
Net result
€17k▲ 112%
2024 · €8k
2018: €147khighest in 8 years 2019: €15k▼ -90.0% vs 2018 2020: €-11k▼ -172% vs 2019lowest in 8 years 2021: €5k▲ +145% vs 2020 2022: €13k▲ +161% vs 2021 2023: €3k▼ -73.4% vs 2022 2024: €8k▲ +136% vs 2023 2025: €17k▲ +112% vs 2024
2018 → 2025
Working capital
€-112k▼ 1,490%
2024 · €-7k
2018: €43k 2019: €33k▼ -22.8% vs 2018 2020: €97k▲ +195% vs 2019highest in 8 years 2021: €13k▼ -86.7% vs 2020 2022: €-3k▼ -125% vs 2021 2023: €10k▲ +423% vs 2022 2024: €-7k▼ -167% vs 2023 2025: €-112k▼ -1490% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€223k-€236k▲ 5.6%€239k▲ 1.4%€247k▲ 3.3%€237k▼ 4.2% 2021: €223klowest in 5 years 2022: €236k▲ +5.6% vs 2021 2023: €239k▲ +1.4% vs 2022 2024: €247k▲ +3.3% vs 2023highest in 5 years 2025: €237k▼ -4.2% vs 2024
Operating result€-2k-€17k€-2k€7k€21k▲ 202% 2021: €-2k 2022: €17k▲ +1225% vs 2021 2023: €-2k▼ -112% vs 2022lowest in 5 years 2024: €7k▲ +433% vs 2023 2025: €21k▲ +202% vs 2024highest in 5 years
Net result€5k-€13k▲ 161%€3k▼ 73.4%€8k▲ 136%€17k▲ 112% 2021: €5k 2022: €13k▲ +161% vs 2021 2023: €3k▼ -73.4% vs 2022lowest in 5 years 2024: €8k▲ +136% vs 2023 2025: €17k▲ +112% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €-2k€-2kNet result 2021: €5k€5kOperating result 2022: €17k€17kNet result 2022: €13k€13kOperating result 2023: €-2k€-2kNet result 2023: €3k€3kOperating result 2024: €7k€7kNet result 2024: €8k€8kOperating result 2025: €21k€21kNet result 2025: €17k€17k20212022202320242025€-10k€0€10k€20kOperating result 2023: €-2k€-2.1kNet result 2023: €3k€3.3kOperating result 2024: €7k€7kNet result 2024: €8k€7.8kOperating result 2025: €21k€21kNet result 2025: €17k€17k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 202% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €405k
Fixed assets €348k ▼ 3.5%
Current assets €57k ▼ 56.4%
Equity and liabilities €405k
Equity €237k ▼ 4.2%
Debt €169k ▼ 31.0%
Debt's share of the balance-sheet total falls from 49.7% to 41.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35k▲
2024 · €21k
Cash flow
€30k▲
2024 · €22k
Current ratio
0.34▼
2024 · 0.95
Debt to equity
0.71▼
2024 · 0.99
ROE
7.0%▲
2024 · 3.2%
ROA
4.1%▲
2024 · 1.6%
Interest coverage
12.69▲
2024 · 6.03
Debt ≤ 1 year
€169k▲
2024 · €137k
Debt > 1 year
€0▼
2024 · €107k
Income taxes
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€491k€405k▼
Fixed assets21/28€361k€348k▼
Tangible fixed assets22/27€361k€348k▼
Land and buildings22€356k€344k▼
Plant, machinery and equipment23€5k€4k▼
Current assets29/58€130k€57k▼
Amounts receivable within one year40/41€127k€52k▼
Trade receivables40€7k€0▼
Other amounts receivable41€120k€52k▼
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€491k€405k▼
Equity10/15€247k€237k▼
Contributions10/11€28k€28k=
Revaluation surpluses12€129k€129k=
Reserves13€80k€70k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€80k€70k▼
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€244k€169k▼
Amounts payable after more than one year17€107k€0▼
Financial debts170/4€107k€0▼
Amounts payable within one year42/48€137k€169k▲
Current portion of amounts payable after more than one year42€0€14k▲
Financial debts43€9k€0▼
Credit institutions430/8€9k€0▼
Other loans439€0-
Trade debts44€2k€862▼
Suppliers440/4€2k€862▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€122k€148k▲
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€8k€8k▲
Gross operating margin9900€28k€43k▲
Operating profit (loss)9901€7k€21k▲
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€11k€25k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€8k€17k▲
Profit (loss) for the period to be appropriated9905€8k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€26k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer from equity791/2-€27k
Transfer to equity691/2€8k€17k▲
To other reserves6921€8k€17k▲
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Non-recurring operating income76A€0-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k€13k€14k€14k▲ 1.1%
Other operating charges640/8€8k€7k€8k€8k€8k▲ 0.5%
Gross operating margin9900€19k€36k€19k€28k€43k▲ 50.1%
Operating profit (loss)9901€-2k€17k€-2k€7k€21k▲ 202%
Financial income75/76B€12k€7k€11k€7k€6k▼ 11.1%
Recurring financial income75€12k€7k€11k€7k€6k▼ 11.1%
Financial charges65/66B€5k€5k€4k€3k€3k▼ 19.8%
Recurring financial charges65€5k€5k€4k€3k€3k▼ 19.8%
Profit (loss) for the period before taxes9903€5k€19k€5k€11k€25k▲ 131%
Income taxes67/77€476€6k€2k€3k€8k▲ 188%
Profit (loss) for the period9904€5k€13k€3k€8k€17k▲ 112%
Profit (loss) for the period to be appropriated9905€5k€13k€3k€8k€17k▲ 112%
Line20212022202320242025Change
Assets
Total assets20/58€567k€512k€436k€491k€405k▼ 17.5%
Fixed assets21/28€394k€381k€375k€361k€348k▼ 3.5%
Tangible fixed assets22/27€394k€381k€375k€361k€348k▼ 3.5%
Land and buildings22€394k€381k€369k€356k€344k▼ 3.5%
Plant, machinery and equipment23--€6k€5k€4k▼ 8.1%
Furniture and vehicles24€0-----
Current assets29/58€173k€130k€61k€130k€57k▼ 56.4%
Amounts receivable within one year40/41€168k€127k€58k€127k€52k▼ 58.9%
Trade receivables40€15k€0€2k€7k€0▼ 100%
Other amounts receivable41€153k€127k€56k€120k€52k▼ 56.4%
Cash at bank and in hand54/58€3k€3k€2k€3k€4k▲ 50.0%
Deferred charges and accrued income490/1€2k€81€530€0--
Equity and liabilities
Total equity and liabilities10/49€567k€512k€436k€491k€405k▼ 17.5%
Equity10/15€223k€236k€239k€247k€237k▼ 4.2%
Contributions10/11€28k€28k€28k€28k€28k=
Revaluation surpluses12€129k€129k€129k€129k€129k=
Reserves13€57k€69k€72k€80k€70k▼ 13.0%
Non-distributable reserves130/1€3k€3k€3k€0--
Reserves not available under the articles1311€3k€3k€3k€0--
Distributable reserves133€54k€66k€70k€80k€70k▼ 13.0%
Profit (loss) carried forward14€9k€10k€10k€10k€10k=
Amounts payable17/49€343k€276k€197k€244k€169k▼ 31.0%
Amounts payable after more than one year17€180k€142k€107k€107k€0▼ 100%
Financial debts170/4€180k€142k€107k€107k€0▼ 100%
Amounts payable within one year42/48€160k€134k€51k€137k€169k▲ 23.0%
Current portion of amounts payable after more than one year42€37k€38k€34k€0€14k-
Financial debts43€20k€9k€17k€9k€0▼ 100%
Credit institutions430/8€20k€7k€7k€9k€0▼ 100%
Other loans439-€2k€10k€0--
Trade debts44€270€3k€0€2k€862▼ 65.0%
Suppliers440/4€270€3k€0€2k€862▼ 65.0%
Taxes, remuneration and social security45€5k€0-€3k€6k▲ 87.2%
Taxes450/3€5k€0-€3k€6k▲ 87.2%
Other amounts payable47/48€97k€83k€0€122k€148k▲ 21.1%
Accrued charges and deferred income492/3€3k€0€39k€0--
Line20212022202320242025Change
Profit (loss) for the period9904€5k€13k€3k€8k€17k▲ 112%
+ Depreciation and write-downs630€12k€12k€13k€14k€14k▲ 1.1%
Operating cash flow (approximation)€17k€25k€16k€22k€30k▲ 41.4%
Investment in fixed assets (approximation)-€0€-6k€0€-1k-
Change in cash-€-6€-930€576€1k▲ 155%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
14-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
21-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
25-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 5current ratio 6.70
Current ratio from 1.35 to 6.70; short-term debt falls from €95k to €17k.
29-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 29 days late
2019
24-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
495 m²
Building footprint
308 m²
Volume, LiDAR
4,128 m³
Parcel 12025E0717/00D000, Flanders · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Jodijo
Guldenstraat 20, 2800 MechelenNACE 5530101
since 20042.145.098.085
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12025E0717/00D000
ProtectedMonumentClassicistisch burgerhuis RamSource ↗
Flanders 495 m² 1 · 308 m² 16.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,190 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-12-2004
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants

Scores and ratios are computed by Checked and are not a credit decision.