DYVO
ActiveSummary
The computed 12-month bankruptcy probability of DYVO is 1.8% (moderate). The 2025 annual accounts show negative equity (€-88k) and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 13417 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2023
Profitability64▼-12
Solvency0▼-12
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.23 against 1.19 in 2023; short-term debt: 19.4% and cash: 4.2% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-24.8%
Return on assets
-3.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €-88k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2023
27 d late
2022
31 d late
2021
31 d late
2020
26 d late
2019
28 d late
2018
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-88k▼ 44.3%
2023 · €-61k
Total assets
€355k▼ 24.4%
2023 · €469k
Net result
€-12k
2023 · €28k
Working capital
€16k▲ 3.6%
2023 · €15k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€62k€12k▼ 80.9%€-44k€35k€-11k-
Net result€51k€5k▼ 90.9%€-49k€28k€-12k-
Equity€-45k▲ 53.4%€-40k▲ 10.4%€-89k▼ 122%€-61k▲ 31.1%€-88k-
Total assets€603k▼ 7.4%€584k▼ 3.1%€486k▼ 16.8%€469k▼ 3.5%€355k-
Debt€647k▼ 13.3%€624k▼ 3.6%€575k▼ 7.9%€530k▼ 7.7%€443k-
Working capital€-36k▲ 78.5%€16k€-22k€15k€16k-
Staff (FTE)2.7▼ 63.5%2.5▼ 7.4%2.5=2.5=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-11k in 2025, compared with €35k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €355k
Fixed assets
€270k ▼ 27.7%
Current assets
€85k ▼ 11.6%
Key figures and ratios
EBITDA
€38k▼
2023 · €92k
Cash flow
€37k▼
2023 · €84k
Solvency
-24.8%▼
2023 · -13.0%
Current ratio
1.23▲
2023 · 1.19
Debt to equity
-5.03▲
2023 · -8.68
ROA
-3.5%▼
2023 · 5.9%
Interest coverage
14.49▲
2023 · 11.59
Debt ≤ 1 year
€69k▼
2023 · €81k
Debt > 1 year
€374k▼
2023 · €450k
Income taxes
€76▼
2023 · €98
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €37k | €81k | €75k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €73k | €63k | €58k | €57k | €49k | - |
| Other operating charges640/8 | - | €1k | €3k | €1k | €688 | - |
| Gross operating margin9900 | €211k | €113k | €98k | €168k | €39k | - |
| Operating profit (loss)9901 | €62k | €12k | €-44k | €35k | €-11k | - |
| Financial income75/76B | - | €1k | €5k | €705 | €1k | - |
| Recurring financial income75 | €155 | €1k | €5k | €705 | €1k | - |
| Financial charges65/66B | - | €8k | €10k | €8k | €3k | - |
| Recurring financial charges65 | €11k | €8k | €10k | €8k | €3k | - |
| Profit (loss) for the period before taxes9903 | €51k | €5k | €-49k | €28k | €-12k | - |
| Income taxes67/77 | €37 | €109 | €51 | €98 | €76 | - |
| Profit (loss) for the period9904 | €51k | €5k | €-49k | €28k | €-12k | - |
| Profit (loss) for the period to be appropriated9905 | €51k | €5k | €-49k | €28k | €-12k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €603k | €584k | €486k | €469k | €355k | - |
| Fixed assets21/28 | €539k | €479k | €426k | €373k | €270k | - |
| Intangible fixed assets21 | €3k | €1k | €350 | - | - | - |
| Tangible fixed assets22/27 | €535k | €475k | €422k | €370k | €266k | - |
| Plant, machinery and equipment23 | - | €4k | €4k | €5k | €2k | - |
| Furniture and vehicles24 | - | €606 | €3k | €4k | €2k | - |
| Other tangible fixed assets26 | - | €470k | €415k | €361k | €263k | - |
| Financial fixed assets28 | €2k | €4k | €4k | €4k | €4k | - |
| Current assets29/58 | €63k | €105k | €60k | €96k | €85k | - |
| Amounts receivable after more than one year29 | - | €23k | €23k | €23k | €7k | - |
| Other amounts receivable291 | - | €23k | €23k | €23k | €7k | - |
| Stocks and contracts in progress3 | €33k | €32k | €28k | €27k | - | - |
| Stocks30/36 | - | €32k | €28k | €27k | - | - |
| Amounts receivable within one year40/41 | €14k | €28k | €8k | €31k | €46k | - |
| Trade receivables40 | - | €11k | €936 | €30k | €3k | - |
| Other amounts receivable41 | - | €17k | €7k | €416 | €43k | - |
| Cash at bank and in hand54/58 | €15k | €19k | €943 | €2k | €15k | - |
| Deferred charges and accrued income490/1 | - | €3k | €1k | €13k | €16k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €603k | €584k | €486k | €469k | €355k | - |
| Equity10/15 | €-45k | €-40k | €-89k | €-61k | €-88k | - |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | - |
| Reserves13 | €2k | €2k | - | - | - | - |
| Non-distributable reserves130/1 | - | €2k | - | - | - | - |
| Other1319 | - | €2k | - | - | - | - |
| Profit (loss) carried forward14 | €-65k | €-60k | €-107k | €-80k | €-107k | - |
| Amounts payable17/49 | €647k | €624k | €575k | €530k | €443k | - |
| Amounts payable after more than one year17 | €547k | €535k | €493k | €450k | €374k | - |
| Financial debts170/4 | - | €535k | €493k | €450k | €374k | - |
| Amounts payable within one year42/48 | €99k | €89k | €82k | €81k | €69k | - |
| Current portion of amounts payable after more than one year42 | - | €30k | €23k | €23k | €24k | - |
| Financial debts43 | - | - | €383 | €721 | - | - |
| Credit institutions430/8 | - | - | €383 | €721 | - | - |
| Trade debts44 | €32k | €38k | €22k | €5k | €4k | - |
| Suppliers440/4 | - | €38k | €22k | €5k | €4k | - |
| Taxes, remuneration and social security45 | - | €12k | €15k | €18k | €2k | - |
| Taxes450/3 | - | €6k | €10k | €14k | €2k | - |
| Remuneration and social security454/9 | - | €6k | €5k | €4k | - | - |
| Other amounts payable47/48 | - | €9k | €21k | €34k | €39k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51k | €5k | €-49k | €28k | €-12k | - |
| + Depreciation and write-downs630 | €73k | €63k | €58k | €57k | €49k | - |
| Operating cash flow (approximation) | €124k | €68k | €9k | €84k | €37k | - |
| Investment in fixed assets (approximation) | - | €-3k | €-4k | €-4k | - | - |
| Change in cash | - | €4k | €-18k | €1k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-09
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-09
Financial
Back to profitnet €51k
Net result €51k after 2 loss-making years.
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
2016
21-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2005
Ground area
741 m²
Building footprint
309 m²
Volume, LiDAR
1,408 m³
Parcel 31807G0253/00S003, Flanders · tallest building 12.1 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
GRAND CRU
since 20052.150.577.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31807G0253/00S003 | Flanders | 741 m² | 1 · 309 m² | 12.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.150.577.892
Dual-learning approval
5 endedHulpkelner (so)
Hulpkok (so)
Kelner (so)
Keukenmedewerker (so)
Kok (so)
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,501 companies in sector 56111 we hold annual accounts for 11,452. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2005
Fiscal year end30-09
Activities, NACEBEL 2025
56111Full-service restaurants
Scores and ratios are computed by Checked and are not a credit decision.