JODA is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6.6m and a net result of €115,611. Equity has been stable since 2019 (±0.2% per year). Its solvency ranks better than 84% of 6,687 sector peers (NACE 64, financial year 2025). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals.
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 January (5 of the last 5 accounts filed within 30 days either side of that date).
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications
Key points
Positive: Result rose in 2025from €52,083 to €115,611▲ 122%View
Positive: More equity than 91% of companies in financial servicessector median €581,790 · 6,688 companies€6.6mView
Positive: Filed on time since financial year 2018accounts within the deadline every year8 yearsView
Positive: 7 profitable years in a rowprofit 2025: €115,6117 yearsView
Recent changes
· Gazette deedAmendment of the articles · Resignations & appointmentsChange of role: den Hartogh Jacobus, from director to managing director · Resignation: Douchy Daisy (director) · Reappointments: den Hartogh Jacobus (director) and Douchy Daisy (director)
These companies have the same main activity as JODA: other financial services (NACE 64999). They are comparable in size and age: total assets between €2.3m and €25m, founded between 1991 and 2015.
The company number of JODA is 0450.494.526. The VAT number is the same number with BE in front: BE 0450.494.526.
Where is JODA based?
The registered office is at Hamstraat 74, 9250 Waasmunster.Company details
What does JODA do?
According to the KBO register, the main activity is other financial services (NACE 64999).
What is the legal form of JODA?
The legal form of JODA is Public limited company (NV).
When was JODA founded?
JODA was founded on 09-07-1993.
Is JODA still active?
Yes, JODA is an active enterprise in the KBO register.
How many employees does JODA have?
JODA had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JODA?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €115,058 and 39 comparable companies (NACE 64). It probably lies between €150,000 and €240,000.
Is JODA profitable?
In financial year 2025, JODA made a profit of €115,611.
Where can I find the annual accounts of JODA?
JODA filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JODA due?
JODA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline