AMAUDIS
ActiveAMAUDIS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €433k and a net result of €7k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 4149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+3
Solvency30=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.34 in 2024; short-term debt: 36.9% and cash: 1.2% of total assets), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 4149 sector peers (2025).
NBB · sector comparisonPosition among 4149 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
7 d early
2023
30 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k
2024 · €-30k
2018: €87k
2019: €87k
2020: €758k
2021: €-237k
2022: €-261k
2023: €-355k
2024: €-30k
2018 → 2025
Working capital
€-2.12M▲ 13.9%
2024 · €-2.46M
2018: €83k
2019: €163k
2020: €-92k
2021: €378k
2022: €-390k
2023: €-1.67M
2024: €-2.46M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.07M-€811k▼ 24.4%€457k▼ 43.7%€426k▼ 6.7%€433k▲ 1.6%
Operating result€-187k-€-199k▼ 6.2%€-245k▼ 23.4%€92k€143k▲ 54.7%
Net result€-237k-€-261k▼ 10.4%€-355k▼ 35.7%€-30k▲ 91.4%€7k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.51M
Fixed assets
€7.49M▼ 6.1%
Current assets
€1.02M▼ 18.4%
Equity and liabilities €8.51M
Equity
€433k▲ 1.6%
Provisions
€144k▼ 3.8%
Debt
€7.93M▼ 8.3%
The debt ratio falls from 93.8% to 93.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€505k▲
2024 · €438k
Cash flow
€369k▲
2024 · €315k
Solvency
5.1%▲
2024 · 4.6%
Current ratio
0.32▼
2024 · 0.34
Quick ratio
0.17▼
2024 · 0.21
Debt / equity
18.31▼
2024 · 20.29
ROE
1.6%▲
2024 · -7.1%
ROA
0.1%▲
2024 · -0.3%
Interest coverage
3.47▲
2024 · 3.23
Debt
€7.93M▼
2024 · €8.65M
Debt ≤ 1 year
€3.14M▼
2024 · €3.71M
Debt > 1 year
€4.78M▼
2024 · €4.93M
Staff costs
€441k▲
2024 · €369k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.22M€8.51M▼
Fixed assets21/28€7.98M€7.49M▼
Intangible fixed assets21€97k€87k▼
Tangible fixed assets22/27€7.88M€7.40M▼
Land and buildings22€6.82M€6.58M▼
Plant, machinery and equipment23€1.04M€810k▼
Furniture and vehicles24€12k€10k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.25M€1.02M▼
Stocks and contracts in progress3€452k€475k▲
Stocks30/36€452k€475k▲
Amounts receivable within one year40/41€696k€438k▼
Trade receivables40€317k€156k▼
Other amounts receivable41€380k€282k▼
Cash at bank and in hand54/58€99k€102k▲
Deferred charges and accrued income490/1€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€9.22M€8.51M▼
Equity10/15€426k€433k▲
Contributions10/11€422k€422k=
Capital10€422k€422k=
Issued capital100€422k€422k=
Reserves13€530k€513k▼
Non-distributable reserves130/1€42k€42k=
Legal reserve130€42k€42k=
Tax-exempt reserves132€487k€470k▼
Profit (loss) carried forward14€-526k€-502k▲
Provisions and deferred taxes16€150k€144k▼
Deferred taxes168€150k€144k▼
Amounts payable17/49€8.65M€7.93M▼
Amounts payable after more than one year17€4.93M€4.78M▼
Financial debts170/4€4.93M€4.78M▼
Amounts payable within one year42/48€3.71M€3.14M▼
Current portion of amounts payable after more than one year42€478k€483k▲
Financial debts43€372k€372k=
Credit institutions430/8€372k€372k=
Trade debts44€1.91M€1.30M▼
Suppliers440/4€1.91M€1.30M▼
Taxes, remuneration and social security45€61k€108k▲
Taxes450/3€5k€41k▲
Remuneration and social security454/9€55k€67k▲
Other amounts payable47/48€897k€877k▼
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€369k€441k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€345k€362k▲
Other operating charges640/8€13k€2k▼
Gross operating margin9900€820k€949k▲
Operating profit (loss)9901€92k€143k▲
Financial income75/76B€7k€4k▼
Recurring financial income75€7k€4k▼
Financial charges65/66B€136k€146k▲
Recurring financial charges65€136k€146k▲
Profit (loss) for the period before taxes9903€-36k€1k▲
Transfer from deferred taxes780€6k€6k=
Profit (loss) for the period9904€-30k€7k▲
Transfer from tax-exempt reserves789€17k€17k=
Profit (loss) for the period to be appropriated9905€-14k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-526k€-502k▲
Profit (loss) brought forward from the previous period14P€-512k€-526k▼
Social balance
Average headcount (FTE)9087-11.9
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 4 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-355k
Net result drops to €-355k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €758k ▲774%
Operating result €1.03M, net result €758k, both a record.
31-12
Financial
Equity above €1MEq €1.31M ▲109%
3 profitable years in a row build equity to €1.31M.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Résistance 3224630 SoumagneGround area
7,101 m²
Building footprint
51 m²
Volume, LiDAR
462 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROXY DELHAIZE
since 20022.098.907.576
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62038B0273/00B000 | Wallonia | 6,960 m² | - | - |
| 62099A0093/00G003 | Wallonia | 141 m² | 1 · 50 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFléron2.098.907.576
Similar companies · same sector, comparable size
MADB
BE 0691.975.234
Sint-Niklaas · Eq €433k
GREMA
BE 0422.333.446
Hasselt · Eq €433k
MAK RETAIL
BE 0643.867.291
Gent · Eq €432k
DELHIMA IEPER
BE 0804.571.547
Ieper · Eq €432k
HOLLIM
BE 0888.637.091
Brunehaut · Eq €434k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 3,341 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-07-2001
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.