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Generated 01-08-2026
Active BE 1001.255.576Private limited company

Jochems

Kwikaard 83 ·2980 Zoersel, Belgium· 2 yrs active
Sector: NACE 82100 (82100)
Conclusion Checked

The computed 12-month bankruptcy probability of Jochems is 0.8% (low). The 2024 annual accounts show equity of €110k and a net result of €108k. Its solvency ranks better than 70% of 3163 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €110k
Net result €108k
Better than sector 70%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health93Profitability100Solvency100Growth50Stability67
82 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 100
Solvency 100
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 71.0% 53.8%
better than 70% of 3163 sector peers
Net result €108k €18k
better than 94% of 3162 sector peers
Equity €110k €40k
better than 78% of 3165 sector peers
Gross operating margin €151k €36k
better than 91% of 3162 sector peers
Total assets €155k €93k
better than 68% of 3168 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€150k
Net profit€108k
Cash flow€117k
Staff costs-
Income taxes€32k
Dividends-
Total assets€155k
Equity€110k
Debt€45k
of which ≤ 1y€45k
of which > 1y-
Working capital€68k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.50
Quick ratio2.50
Working capital ratio43.7%
Solvency71.0%
Debt / equity0.41
Long-term debt ratio-
Interest coverage2139.86
Gross margin-
Net margin-
ROA69.7%
ROE98.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€155k
Fixed assets 21/28€42k
Tangible fixed assets 22/27€42k
Current assets 29/58€112k
Amounts receivable within one year 40/41€23k
Cash & bank 54/58€88k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€155k
Equity 10/15€110k
Contributions / capital 10/11€2k
Reserves 13€108k
Amounts payable 17/49€45k
Amounts payable within one year 42/48€45k
Trade debts payable within one year 44€702
Income statement
Gross operating margin 9900€151k
Operating result 9901€140k
Financial income 75€0
Financial charges 65€70
Result before taxes 9903€140k
Income taxes 67/77€32k
Net result for the period 9904€108k
Result to be appropriated 9905€108k
Ratios computed by Checked.
Legal Structure
NACE primary 82100
Legal form Private limited company(610)
Incorporation16-10-2023
StatusActive
Postal code2980
Establishment units 1 location
Jochems
Kwikaard 83, 2980 ZoerselDiverse administratieve activiteiten ten behoeve van kantoren
since 20232.352.191.503
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11453I0276/00H002 Flanders 877 m² 1 · 150 m² 9.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
10-11-2023
State Gazette act Minor change
other · Tania PORTIER
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
10-11-2023 Publication in the Belgian Official Gazette, Minor change Minor change·Tania PORTIER
Summary: otherNotary: Tania PORTIER
Technical details 
{
  "notary": {
    "name": "Tania PORTIER",
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-10",
    "filing_date": "2023-11-08",
    "act_kind_objet": "DOEL"
  },
  "decision": {
    "body": "notarieel_alleen",
    "date": "2023-10-16",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "other",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "1001.255.576",
    "name_full": "Jochems",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Bouw van autowegen en andere wegen42110Bouw van autowegen en andere wegen42110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Jochems
Registered office
Kwikaard 83
2980 Zoersel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative