JOB INVEST
ActiveJOB INVEST has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €349k and a net result of €304k. Equity is shrinking by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency8▼-55
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity short (current ratio 0.02 against 0.32 in 2024), and 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.5%
Return on assets
10.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7697 sector peers (2025).
NBB · sector comparisonPosition among 7697 sector peers
Solvency
better than 21%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €349k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
7 d early
2022
6 d early
2021
4 d early
2020
5 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€349k▲ 351%
2024 · €77k
2018: €171k
2019: €154k
2020: €146k
2021: €137k
2022: €102k
2023: €40k
2024: €77k
2018 → 2025
Total assets
€2.80M▲ 1,805%
2024 · €147k
2018: €207k
2019: €203k
2020: €196k
2021: €177k
2022: €191k
2023: €206k
2024: €147k
2018 → 2025
Net result
€304k▲ 724%
2024 · €37k
2018: €17k
2019: €12k
2020: €20k
2021: €26k
2022: €29k
2023: €34k
2024: €37k
2018 → 2025
Working capital
€-318k▼ 575%
2024 · €-47k
2018: €-32k
2019: €-34k
2020: €-35k
2021: €-30k
2022: €-51k
2023: €-98k
2024: €-47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€102k▼ 25.6%€40k▼ 60.2%€77k▲ 91.2%€349k▲ 351%
Operating result€34k-€39k▲ 13.2%€48k▲ 24.2%€57k▲ 17.3%€56k▼ 1.1%
Net result€26k-€29k▲ 10.9%€34k▲ 19.1%€37k▲ 8.8%€304k▲ 724%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.80M
Fixed assets
€2.79M▲ 2,142%
Current assets
€8k▼ 66.4%
Equity and liabilities €2.80M
Equity
€349k▲ 351%
Debt
€2.45M▲ 3,422%
The debt ratio rises from 47.3% to 87.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€75k▲
2024 · €70k
Cash flow
€323k▲
2024 · €51k
Solvency
12.5%▼
2024 · 52.7%
Current ratio
0.02▼
2024 · 0.32
Quick ratio
0.02▼
2024 · 0.32
Debt / equity
7.02▲
2024 · 0.90
ROE
87.1%▲
2024 · 47.7%
ROA
10.9%▼
2024 · 25.1%
Interest coverage
1.05▼
2024 · 8.71
Debt
€2.45M▲
2024 · €70k
Debt ≤ 1 year
€326k▲
2024 · €70k
Debt > 1 year
€2.13M
Income taxes
€0▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€147k€2.80M▲
Fixed assets21/28€125k€2.79M▲
Tangible fixed assets22/27€125k€694k▲
Land and buildings22€125k€694k▲
Financial fixed assets28-€2.10M
Current assets29/58€22k€8k▼
Amounts receivable within one year40/41€2k€4k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€20k€3k▼
Equity and liabilities
Total equity and liabilities10/49€147k€2.80M▲
Equity10/15€77k€349k▲
Contributions10/11€6k€6k=
Reserves13€34k€343k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€32k€341k▲
Profit (loss) carried forward14€37k€0▼
Amounts payable17/49€70k€2.45M▲
Amounts payable after more than one year17-€2.13M
Financial debts170/4-€2.13M
Amounts payable within one year42/48€70k€326k▲
Current portion of amounts payable after more than one year42-€24k
Trade debts44€384€4k▲
Suppliers440/4€384€4k▲
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Other amounts payable47/48€67k€297k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€73k€78k▲
Operating profit (loss)9901€57k€56k▼
Financial income75/76B€629€319k▲
Recurring financial income75€629€319k▲
Financial charges65/66B€8k€71k▲
Recurring financial charges65€8k€71k▲
Profit (loss) for the period before taxes9903€49k€304k▲
Income taxes67/77€12k€0▼
Profit (loss) for the period9904€37k€304k▲
Profit (loss) for the period to be appropriated9905€37k€304k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€304k▲
Transfer from equity791/2€0€32k▲
Transfer to equity691/2-€304k
To other reserves6921-€304k
Profit to be distributed694/7€0€32k▲
Return on contributions (dividend)694€0€32k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €304k ▲724%
Net result €304k, the highest in the series.
31-12
Financial
Equity above €200kEq €349k ▲351%
8 profitable years in a row build equity to €349k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €12k ▼27.1%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-07-2024
Resigned as Daily management
Location & real-estate footprint
Registered office, Le Roeulx · 2 establishment units since 2026
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Houdeng(R) 1747070 Le RoeulxGround area
7,450 m²
Building footprint
230 m²
Volume, LiDAR
1,857 m³
2 parcels, Wallonia · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue d'Houdeng(R) 174, 7070 Le Roeulx
since 20262.384.746.879
- JOB INVEST
since 20262.388.857.305
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55011A0045/00L000 | Wallonia | 5,859 m² | 1 · 99 m² | 13.0 m · 3 fl. |
| 55035D0523/00Y003 | Wallonia | 1,590 m² | 1 · 131 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 2,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2001
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.