POLICAM
ActivePOLICAM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €349k and a net result of €88k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 3.69 in 2024; short-term debt: 13.3% and cash: 21.2% of total assets), and 18.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.6%
Return on assets
20.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
48 d early
2022
14 d early
2021
62 d early
2020
33 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€349k▼ 4.7%
2024 · €367k
2018: €183k
2019: €200k
2020: €206k
2021: €287k
2022: €311k
2023: €392k
2024: €367k
2018 → 2025
Total assets
€428k▼ 6.0%
2024 · €456k
2018: €461k
2019: €448k
2020: €240k
2021: €299k
2022: €321k
2023: €510k
2024: €456k
2018 → 2025
Net result
€88k▼ 2.5%
2024 · €90k
2018: €497
2019: €17k
2020: €6k
2021: €81k
2022: €25k
2023: €82k
2024: €90k
2018 → 2025
Working capital
€105k▼ 2.3%
2024 · €108k
2018: €-36k
2019: €-9k
2020: €49k
2021: €75k
2022: €89k
2023: €118k
2024: €108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€287k-€311k▲ 8.5%€392k▲ 26.0%€367k▼ 6.6%€349k▼ 4.7%
Operating result€114k-€45k▼ 60.2%€121k▲ 167%€132k▲ 9.4%€127k▼ 4.2%
Net result€81k-€25k▼ 68.9%€82k▲ 224%€90k▲ 10.1%€88k▼ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €428k
Fixed assets
€266k▼ 13.5%
Current assets
€162k▲ 9.4%
Equity and liabilities €428k
Equity
€349k▼ 4.7%
Debt
€79k▼ 11.4%
The debt ratio falls from 19.5% to 18.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€164k▼
2024 · €173k
Cash flow
€125k▼
2024 · €130k
Solvency
81.6%▲
2024 · 80.5%
Current ratio
2.86▼
2024 · 3.69
Quick ratio
2.86▼
2024 · 3.69
Debt / equity
0.23▼
2024 · 0.24
ROE
25.1%▲
2024 · 24.6%
ROA
20.5%▲
2024 · 19.8%
Interest coverage
62.68▲
2024 · 37.94
Debt
€79k▼
2024 · €89k
Debt ≤ 1 year
€57k▲
2024 · €40k
Debt > 1 year
€22k▼
2024 · €48k
Income taxes
€40k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€456k€428k▼
Fixed assets21/28€307k€266k▼
Tangible fixed assets22/27€307k€266k▼
Land and buildings22€199k€191k▼
Plant, machinery and equipment23€2k€0▼
Furniture and vehicles24€106k€75k▼
Current assets29/58€148k€162k▲
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Amounts receivable within one year40/41€103k€39k▼
Trade receivables40€330€874▲
Other amounts receivable41€102k€38k▼
Cash at bank and in hand54/58€16k€91k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€456k€428k▼
Equity10/15€367k€349k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€305k€288k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€299k€282k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€89k€79k▼
Amounts payable after more than one year17€48k€22k▼
Financial debts170/4€48k€22k▼
Amounts payable within one year42/48€40k€57k▲
Current portion of amounts payable after more than one year42€25k€26k▲
Trade debts44€3k€13k▲
Suppliers440/4€3k€13k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€833€5k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€37k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€177k€170k▼
Operating profit (loss)9901€132k€127k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€130k€128k▼
Income taxes67/77€40k€40k▼
Profit (loss) for the period9904€90k€88k▼
Profit (loss) for the period to be appropriated9905€90k€88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€88k▲
Profit (loss) brought forward from the previous period14P€-74k€0▲
Transfer from equity791/2€74k€104k▲
Transfer to equity691/2€89k€87k▼
To the legal reserve6920€0-
To other reserves6921€89k€87k▼
Profit to be distributed694/7€833€105k▲
Return on contributions (dividend)694€833€105k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €90k ▲10.1%
Operating result €132k, net result €90k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 7.28
Current ratio from 2.42 to 7.28; short-term debt falls from €34k to €12k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 2.42
Current ratio from 0.75 to 2.42; short-term debt falls from €35k to €34k.
31-12
Financial
Equity above €200kEq €206k ▲3%
3 profitable years in a row build equity to €206k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bronlaan 278300 Knokke-HeistGround area
5,435 m²
Building footprint
297 m²
Volume, LiDAR
2,559 m³
2 parcels, Flanders, Wallonia · tallest building 27.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
POLICAM
since 20072.166.696.324
Policam
since 20202.309.722.230
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743K0019/00H003 | Wallonia | 4,748 m² | 1 · 164 m² | 27.4 m · 3 fl. |
| 31332E1164/00L000 | Flanders | 686 m² | 1 · 134 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500BMM24DIRADFJ13
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Of 11,216 companies in sector 82100 we hold annual accounts for 3,513. 2,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-10-2007
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.