JOALY CONSTRUCT
The computed 12-month bankruptcy probability of JOALY CONSTRUCT is 6.0% (elevated). The 2022 annual accounts show equity of €1k and a net result of €-23k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 6413 sector peers (fiscal year 2022). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1k |
| Net result | €-23k |
| Better than sector | 39% |
| Active | 9 yrs |
Fragile profile, watch profitability in particular.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 28.3% | 36.4% | |
| Net result | €-23k | €13k | |
| Equity | €1k | €26k | |
| Gross operating margin | €-23k | €32k | |
| Total assets | €4k | €85k |
| Fiscal year | 2022 |
|---|---|
| Revenue | - |
| EBITDA | €-23k |
| Net profit | €-23k |
| Cash flow | €-23k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €4k |
| Equity | €1k |
| Debt | €3k |
| of which ≤ 1y | €3k |
| of which > 1y | - |
| Working capital | €1k |
| Employees (FTE) | - |
| 2022 | |
|---|---|
| Current ratio | 1.35 |
| Quick ratio | 1.35 |
| Working capital ratio | 24.9% |
| Solvency | 28.3% |
| Debt / equity | 2.54 |
| Long-term debt ratio | - |
| Interest coverage | -71.40 |
| Gross margin | - |
| Net margin | - |
| ROA | -572.4% |
| ROE | -2024.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €4k |
| Fixed assets | 21/28 | €135 |
| Tangible fixed assets | 22/27 | €85 |
| Financial fixed assets | 28 | €50 |
| Current assets | 29/58 | €4k |
| Amounts receivable within one year | 40/41 | €3k |
| Cash & bank | 54/58 | €206 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €4k |
| Equity | 10/15 | €1k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-7k |
| Amounts payable | 17/49 | €3k |
| Amounts payable within one year | 42/48 | €3k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €-23k |
| Operating result | 9901 | €-24k |
| Financial income | 75 | €742 |
| Financial charges | 65 | €325 |
| Result before taxes | 9903 | €-23k |
| Net result for the period | 9904 | €-23k |
| Result to be appropriated | 9905 | €-23k |
-
Current09-09-2025 → present
Former directors (4)
-
Former24-08-2022 → 09-09-2025
2 events
- 09-09-2025 Resigned· Director
- 24-08-2022 Appointed· Director
-
Former- → 24-08-2022
-
Former- → 12-02-2019
-
Former- → 27-11-2017
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| KANAMUGIRE Jean Statutory auditor |
- | 13-09-2016 → 30-09-2016 |
| NACE primary | Specialised construction(43240) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 13-09-2016 |
| Status | Active |
| Postal code | 1000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
| 21001A0339/00M004 | Brussels | 230 m² | 1 · 165 m² | 11.0 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
17-10-2025 1 director appointed, 1 resigning
- Marcos SIGNOR, Bestuurder
- MAIELLO PINTO LUIZ HENRIQUE, Bestuurder
Technical details
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"evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du 09 septembre 2025 nomme Monsieur Marcos SIGNOR, Rue Jean-Baptiste VAN PAGE 37 \u00E0 1083 Ganshoren comme administrateur de la soci\u00E9t\u00E9 \u00E0 partir du 09 septembre 2025."
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"evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du 09 septembre 2025 accepte la d\u00E9mission de Monsieur MAIELLO PINTO LUIZ HENRIQUE, Rue Dansette 16/3 \u00E0 1090 Jette de sa fonction d\u0027administrateur de la soci\u00E9t\u00E9 \u00E0 dater du 09 septembre 2025."
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}13-04-2023 1 director appointed, 1 resigning
- MAIELLO PINTO Luiz Henrique, Bestuurder
- FERNANDES DE OLIVEIRA Jouber, Gedelegeerd bestuurder
Technical details
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"evidence_quote": "L\u0027assembl\u00E9e accepte la d\u00E9mission de morisieur Jouber FERNANDES DE OLIVEIRA, rue Wayez 155/1 \u00E0 1070 Anderlecht de son mandat d\u0027administrateur (g\u00E9rant) de la soci\u00E9t\u00E9 \u00E0 dater de ce 24 ao\u00FBt 2022. L\u0027Assembl\u00E9e donne d\u00E9charge \u00E0 Monsieur FERNANDES DE OLIVEIRA pour les actes qu\u0027il a accomplis dans le cadre d",
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"effective_date": "2022-08-24",
"evidence_quote": "L\u0027assembl\u00E9e nomme ensuite monsieur MAIELLO PINTO Luiz Henrique, rue Dansette 16 \u00E0 1090 Jette comme administrateur de la soci\u00E9t\u00E9 \u00E0 partir de ce 24 ao\u00FBt 2022."
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}18-03-2019 KANAMUGIRE Jean resigns as manager
- KANAMUGIRE Jean, Zaakvoerder
Technical details
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"effective_date": "2019-02-12",
"evidence_quote": "L\u0027assembl\u00E9e accepte la d\u00E9mission de monsieur KANAMUGIRE Jean de son poste de g\u00E9rant de la soci\u00E9t\u00E9 \u00E0 partir du 12 f\u00E9vrier 2019."
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}08-01-2018 FAJE Marinel resigns as managing director
- FAJE Marinel, Gedelegeerd bestuurder
Technical details
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"effective_date": "2017-11-27",
"evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire s\u0027est tenue le 27 novembre 2017 pour d\u00E9lib\u00E9rer sur la cession des parts de monsieur FAJE."
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}26-07-2017 Transaction in capital or shares
Technical details
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"amount": 20,
"currency": "BEF",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2017-05-15",
"evidence_quote": "L\u0027assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire accepte la cession de 20 parts sociales de FERNANDES DE OLIVEIRA Jouber \u00E0 Monsieur Marinel FAJE domicili\u00E9 \u00E0 rue Wayez 155 bte 1 \u00E0 1070 Anderlecht \u00E0 dater du 15 mai 2017.",
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}30-09-2016 KANAMUGIRE Jean appointed as statutory auditor
- KANAMUGIRE Jean, Commissaris
Technical details
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"effective_date": "2016-09-13",
"evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire accepte la cession de 45 parts sociales de FERNANDES DE OLIVEIRA Jouber \u00E0 Monsieur KANAMUGIRE Jean \u00E0 dater de ce 13 septembre 2016 et le nomme comme co-g\u00E9rant \u00E0 partir de cette date."
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}15-09-2016 Incorporation of a new SNC
Technical details
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"dob": "1969-03-21",
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"share_class": "ordinary",
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"contribution_type": "cash",
"amount_paid_in_eur": 6200,
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"n_shares_subscribed": 180,
"amount_subscribed_eur": 18000,
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],
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"initial_directors": [],
"incorporation_date": "2016-09-09",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | JOALY CONSTRUCT |