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Generated 13-08-2026
Active BE 0865.622.258Limited partnership

JOAGRY GRYSPEERT

Rue Joseph Hamels 35 ·4367 Crisnée, Belgium· 22 yrs active
Sector: Ondersteunende activiteiten in verband met de teelt van gewassen (01610)
Conclusion Checked

The computed 12-month bankruptcy probability of JOAGRY GRYSPEERT is 0.2% (very low). The 2019 annual accounts show equity of €174k and a net result of €54k. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €174k
Net result €54k
Active 22 yrs
Locations 3
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health50Profitability100Solvency26Growth-Stability85
65 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 50
Profitability 100
Solvency 26
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Lower-risk legal form −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2019 · computed
50 / 100 Fair
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2019. Indicative, not credit advice.
Financial overview8 NBB filings
Annual accounts filed on 06-11-2019 with the NBB · fiscal year 2019 · volledig
Fiscal year2019
Depositvolledig
Revenue-
EBITDA€229k
Net profit€54k
Cash flow€252k
Staff costs-
Income taxes-
Dividends-
Total assets€1.44M
Equity€174k
Debt€1.27M
of which ≤ 1y€747k
of which > 1y€520k
Working capital€-106k
Employees (FTE)-
Ratios (computed)
2019
Current ratio0.86
Quick ratio0.84
Working capital ratio-7.4%
Solvency12.1%
Debt / equity2.99
Long-term debt ratio2.99
Interest coverage-
Gross margin-
Net margin-
ROA3.7%
ROE30.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2019
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2019
Balance sheet, Assets
TOTAL ASSETS 20/58€1.44M
Fixed assets 21/28€800k
Tangible fixed assets 22/27€800k
Financial fixed assets 28€50
Current assets 29/58€641k
Stocks & contracts in progress 3€13k
Amounts receivable within one year 40/41€610k
Cash & bank 54/58€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.44M
Equity 10/15€174k
Contributions / capital 10/11€47k
Reserves 13€60k
Accumulated profits (losses) 14€54k
Amounts payable 17/49€1.27M
Amounts payable after one year 17€520k
Amounts payable within one year 42/48€747k
Trade debts payable within one year 44€334k
Income statement
Gross operating margin 9900€346k
Operating result 9901€30k
Financial income 75€6k
Financial charges 65€23k
Result before taxes 9903€13k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
Ratios computed by Checked.
Legal Structure
NACE primary Ondersteunende activiteiten in verband met de teelt van gewassen(01610)
Legal form Limited partnership(012)
Incorporation04-06-2004
StatusActive
Postal code4367
Establishment units 3 locations
JOAGRY GRYSPEERT
Rue Joseph Hamels 35, 4367 CrisnéeFokken van melkvee
since 20042.139.121.697
Rue de la Chapelle 17, 4432 Ans
Ondersteunende activiteiten in verband met de teelt van gewassen
since 20202.297.870.414
Rue de Juprelle 399, 4432 Ans
Ondersteunende activiteiten in verband met de teelt van gewassen
since 20202.297.870.513
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62117A0712/00A000 Wallonia 3.2 ha - -
64412A0380/00N000 Wallonia 9,882 m² 1 · 464 m² -
62117A0671/00M000 Wallonia 8,001 m² 1 · 184 m² 10.4 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2019
06-11-2019
NBB filing Annual accounts filed
fiscal year 2019 · volledig
07-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
03-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
03-02-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2015
30-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
31-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
30-07-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
2010
31-05-2010
NBB filing Annual accounts filed
fiscal year 2009 · volledig
2004
15-06-2004
State Gazette act Minor change
other
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 22 years ago
2004
15-06-2004 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: other
Technical details 
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  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Nivelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2004-06-15",
    "filing_date": "2004-06-04",
    "act_kind_objet": "CONSTITUTION"
  },
  "decision": {
    "body": "notarieel_alleen",
    "date": "2004-05-10",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "other",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0865.622.258",
    "name_full": "JOAGRY GRYSPEERT",
    "legal_form": "SCS"
  },
  "accounts_deposit": {
    "filing_kind": null,
    "fiscal_year_end": "2005-12-31",
    "filing_reference": null
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Diensten in verband met de landbouw; aanleg en onderhoud van tuinen en parken01410Ondersteunende activiteiten in verband met de teelt van gewassen01610Ondersteunende activiteiten in verband met de teelt van gewassen01610
Primary activity highlighted.
Names & trade names
Legal nameFR JOAGRY GRYSPEERT
Registered office
Rue Joseph Hamels 35 bus A
4367 Crisnée, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative