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Complete company report
Generated 25-07-2026
Active BE 0433.683.238Public limited company

JOAGES

Rue Fernand Marchand(FW) 1 ·5020 Namur, Belgium· 38 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of JOAGES is 0.7% (low). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 38 yrs
Board 5
Locations 1
Publications 7
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1988, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-03-2025 volledig 29-10-2025 2025-00555277
31-03-2024 volledig 27-11-2024 2024-00606153
31-03-2023 volledig 31-10-2023 2023-00502493
31-03-2022 volledig 30-11-2022 2022-20530484
31-03-2021 volledig 30-11-2021 2021-78800495
31-03-2020 volledig 18-12-2020 2020-76300063
31-03-2019 volledig 25-11-2019 2019-74300311
31-03-2018 volledig 28-11-2018 2018-73100190
30-06-2016 volledig 21-12-2016 2016-71000189
30-06-2015 volledig 18-12-2015 2015-70000046
Directors & mandates 7 directors
Current directors & mandates
  • DELVAUX Sébastien Benoit Christian Pacôme
    Director
    State Gazette act 26310328 (12-02-2026)
    Current
    12-02-2026 → present
  • JOASSIN Caroline Marie Christine Jacqueline
    Director
    State Gazette act 26310328 (12-02-2026)
    Current
    12-02-2026 → present
  • Caroline JOASS(N, Chepson
    Director
    State Gazette act 24040119 (06-03-2024)
    Current
    06-03-2024 → present
  • Sébastien DELVAUX
    Director
    State Gazette act 24040119 (06-03-2024)
    Current
    14-10-2013 → present
    3 events
    • 06-03-2024 Mandate renewed· Director
    • 02-05-2018 Mandate renewed· Director
    • 14-10-2013 Appointed· Director
  • JOASSIN Jean-Pol
    Director
    State Gazette act 26310328 (12-02-2026)
    Current
    14-03-2012 → present
    5 events
    • 12-02-2026 Mandate renewed· Director
    • 12-02-2026 Appointed· Managing director
    • 06-03-2024 Mandate renewed· Managing director
    • 02-05-2018 Mandate renewed· Daily management
    • 14-03-2012 Mandate renewed· Managing director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Caroline JOASSIN
    Director
    State Gazette act 18070274 (02-05-2018)
    Not recently confirmed
    last confirmed in an act from 2018
    2 events
    • 02-05-2018 Mandate renewed· Director
    • 14-03-2012 Mandate renewed· Director
Former directors (1)
  • Audrey JOASSIN
    Director
    State Gazette act 12056178 (14-03-2012)
    Former
    14-03-2012 → 14-10-2013
    2 events
    • 14-10-2013 Resigned· Director
    • 14-03-2012 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation14-03-1988
StatusActive
Postal code5020
Establishment units 1 location
Rue Mazy(JB) 219, 5100 Namur
Verhuur van woningen, exclusief sociale woningen
since 19882.036.390.284
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92043A0017/00Z002 Wallonia 687 m² 1 · 377 m² 4.8 m · 1 fl.
92067B0027/00_000 Wallonia 288 m² 1 · 96 m² 12.4 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 17 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-02-2026
State Gazette act Statutes amendment
v3.2
2025
29-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2024
27-11-2024
NBB filing Annual accounts filed
fiscal year 2024 · volledig
06-03-2024
State Gazette act Director changes
v3.2
2023
31-10-2023
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2022
30-11-2022
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2021
30-11-2021
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2020
18-12-2020
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2019
25-11-2019
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2018
28-11-2018
NBB filing Annual accounts filed
fiscal year 2018 · volledig
02-05-2018
State Gazette act Director changes
v3.2
2017
02-08-2017
State Gazette act Minor change
v3.2
2016
21-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2015
18-12-2015
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2014
29-04-2014
State Gazette act Capital & shares
v3.2
2013
14-10-2013
State Gazette act Director changes
v3.2
2012
14-03-2012
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 7 acts
Capital history · 1
29-04-2014
v3.2
All acts · 7 updated 5 months ago
2026
12-02-2026 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": true,
    "object_change": false,
    "effective_date": "2021-10-11",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0433.683.238",
    "name_full": "JOAGES",
    "legal_form": "SA"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": [
      {
        "name": "Jean-Pol JOASSIN",
        "quote": "lequel nomme Monsieur Jean-Pol JOASSIN en qualit\u00E9 d\u2019administrateur d\u00E9l\u00E9gu\u00E9 pour une dur\u00E9e de six ans qui expirera \u00E0 l\u2019occasion de l\u2019assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2032, lequel a d\u00E9clar\u00E9 accepter.",
        "excluded_powers": null
      }
    ]
  }
}
2024
06-03-2024 3 reappointed Director changes
  • Jean-Pol JOASSIN, Gedelegeerd bestuurder
  • Caroline JOASS(N, Chepson, Bestuurder
  • Sébastien DELVAUX, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Pol JOASSIN",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e, par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9, accepte le renouvellement des mandats des administrateurs existants suivants pour une dur\u00E9e de 6 ans, \u00E0 savoir ceux de: Monsieur Jean-Pol JOASSIN, Rue Marlaires, 15 \u00E0 5150 FLOREFFE, administrateur-d\u00E9l\u00E9gu\u00E9"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Caroline JOASS(N, Chepson",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e, par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9, accepte le renouvellement des mandats des administrateurs existants suivants pour une dur\u00E9e de 6 ans, \u00E0 savoir ceux de: Madame Caroline JOASS(N, Chepson, 47 \u00E0 5020 MALONNE, administrateur"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "S\u00E9bastien DELVAUX",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e, par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9, accepte le renouvellement des mandats des administrateurs existants suivants pour une dur\u00E9e de 6 ans, \u00E0 savoir ceux de: Monsieur S\u00E9bastien DELVAUX, Chauss\u00E9e de Marche, 524, bo\u00EEte 3 \u00E0 5101 ERPENT, administrateur"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0433.683.238",
    "name_full": "JOAGES",
    "legal_form": "SA"
  }
}
2018
02-05-2018 3 reappointed Director changes
  • Jean-Pol JOASSIN, Dagelijks bestuur
  • Caroline JOASSIN, Bestuurder
  • Sébastien DELVAUX, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Jean-Pol JOASSIN",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "A l\u0027unanimit\u00E9, l\u0027assembl\u00E9e reconduit le mandat de l\u0027administrateur d\u00E9l\u00E9gu\u00E9, Monsieur Jean-Pol JOASSIN, dans ses fonctions, pour une dur\u00E9e de 6 ann\u00E9es, qui expirera \u00E0 l\u0027occasion de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2023."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Caroline JOASSIN",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "A l\u0027unanimit\u00E9, l\u0027assembl\u00E9e reconduit le mandat de l\u0027administrateur, Madame Caroline JOASSIN, dans ses fonctions, pour une dur\u00E9e de 6 ann\u00E9es, qu\u00ED expirera \u00E0 l\u0027occasion de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2023."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "S\u00E9bastien DELVAUX",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "A l\u0027unanimit\u00E9, l\u0027assembl\u00E9e reconduit et aligne sa dur\u00E9e sur celle de l\u0027administrateur-d\u00E9l\u00E9gu\u00E9, le mandat de l\u0027admin\u00EDstrateur, Monsieur S\u00E9bastien DELVAUX, dans ses fonctions, pour une dur\u00E9e de 6 ann\u00E9es, qui expirera \u00E0 l\u0027occasion de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2023."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0433.683.238",
    "name_full": "JOAGES",
    "legal_form": "SA"
  }
}
2017
02-08-2017 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "detected_kind": "fiscal_year_change",
  "effective_date": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0433.683.238",
    "name_full": "JOAGES",
    "legal_form": "SA"
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "single_shareholder_declaration": null
}
2014
29-04-2014 Capital increase of €251,709.60 to €600,000 Capital & shares
  • €348.290,40 → €600.000
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 251709.6,
      "currency": "EUR",
      "after_eur": 600000.0,
      "delta_eur": 251709.6,
      "before_eur": 348290.4,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2014-03-27",
      "evidence_quote": "Augmentation de capital \u00E0 concurrence de DEUX CENT CINQUANTE ET UN MILLE SEPT CENT NEUF EUROS SOIXANTE CENTS (251.709,60 euros) pour le porter de TROIS CENT QUARANTE HUIT MILLE DEUX CENT NONANTE EUROS QUARANTE CENTS (348.290,40 \u20AC) \u00E0 SIX CENT MILLE EUROS (600.000,00 euros) sans cr\u00E9ation d\u0027actions nouvelles, par apport en num\u00E9raire.",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0433.683.238",
    "name_full": "JOAGES",
    "legal_form": "SA"
  }
}
2013
14-10-2013 1 director appointed, 1 resigning Director changes
  • Sébastien DELVAUX, Bestuurder
  • Audrey JOASSIN, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Audrey JOASSIN",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e, par un vote sp\u00E9cial et \u00E0 l\u0027unanimit\u00E9,: - accepte la d\u00E9mission de son poste d\u0027administrateur de Mademoiselle Audrey JOASSIN,"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "S\u00E9bastien DELVAUX",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "-et nomme Monsieur S\u00E9bastien DELVAUX, au poste d\u0027administrateur en remplacement de Mademoiselle Audrey JOASSIN."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0433.683.238",
    "name_full": "JOAGES",
    "legal_form": "SA"
  }
}
2012
14-03-2012 3 reappointed Director changes
  • Jean-Pol JOASSIN, Gedelegeerd bestuurder
  • Audrey JOASSIN, Bestuurder
  • Caroline JOASSIN, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Pol JOASSIN",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e, par un vote sp\u00E9cial et \u00E0 l\u0027unan\u00EDmit\u00E9, accepte le renouvellement des mandats des administrateurs suivants pour une dur\u00E9e de 6 ans, Il s\u0027agit de: Monsieur Jean-Pol JOASSIN, Rue Marlaires, 15 \u00E0 5150 FLOREFFE, administrateur-d\u00E9l\u00E9gu\u00E9"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Audrey JOASSIN",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e, par un vote sp\u00E9cial et \u00E0 l\u0027unan\u00EDmit\u00E9, accepte le renouvellement des mandats des administrateurs suivants pour une dur\u00E9e de 6 ans, Il s\u0027agit de: Madame Audrey JOASSIN, Chauss\u00E9e de Marche 524 bte 3 \u00E0 5101 ERPENT, administrateur"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Caroline JOASSIN",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e, par un vote sp\u00E9cial et \u00E0 l\u0027unan\u00EDmit\u00E9, accepte le renouvellement des mandats des administrateurs suivants pour une dur\u00E9e de 6 ans, Il s\u0027agit de: Madame Caroline JOASSIN, Chepson, 47 \u00E0 5020 MALONNE, administrateur"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0433.683.238",
    "name_full": "JOAGES",
    "legal_form": "SA"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR JOAGES
Registered office
Rue Fernand Marchand(FW) 1
5020 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative