Equity
€219,490 ▲ 29.5%
Jo4U Management paid out €20,000 in dividends. That is 29% of the 2025 profit.
Jo4U Management
Lifetime
6 annual accounts with figures on one time axispeak €36,283 (2020)
-€112,271▼ €8,464
peak €70,040 (2025)
€70,040▲ 11.3%
peak €219,490 (2025)
€219,490▲ 29.5%
€14,528▼ 72.0%
Board1 name since 2019
1 directorJohan Vandenberghe
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Dividend €20,000Equity from €169,451 to €219,490Debts from €51,961 to €14,528Cash from €36,179 to €66,935
Key points
from the 2025 annual accountsInvestments
€2,980 1.5 × depreciation
Green is investment, beige is depreciation.
Liquidity
15.86 was 4.21 in 2024
Short-term debts fell from €51,961 to €14,528.
Filings
6 annual accounts 1 late
The 2020 accounts came 6 days late. The other five were filed on time.
Starting capital
€2,500
Position in the sector
93.8%
Higher solvency than 93% of companies in auxiliary financial services. Sector median 50.1% · 3,076 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
35 days early
2024
31 days early
2023
34 days early
2022
39 days early
2021
16 days early
2020
6 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 25 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0735800131
Registered office moved from Jette to Dilbeek-Schepdaal
New registered office: Geraardsbergsestraat 94 1703 Dilbeek-Schepdaal · Previous registered office: Uyttenhovestraat 37 bus 0721 1090 Jette · Gazette deed
Incorporation
Founding capital of €2,500 · Founder: VANDENBERGHE Johan Myriam Stephan · Appointment: VANDENBERGHE Johan Myriam Stephan (director) · published on 10-10-2019 · Gazette deed
First establishment
Geraardsbergsestraat 94, Dilbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Jo4U Management Dilbeek | €234,019 | -€112,271 | 93.8% | - |
| Assurances ESLAHI Frameries | €204,981 | -€33,309 | -22.7% | - |
| Pit Yes Heist-op-den-Berg | €191,499 | €1,012 | 19.1% | - |
| ARJ Conseils Seneffe | €391,350 | -€28,546 | 92.2% | - |
| CannGen Insurance Europe Brussels | €202,146 | -€327,995 | -1289.8% | 0.8 |
| WEVER MANAGEMENT Geetbets | €439,564 | -€5,372 | 4.2% | - |
| KEYSER Kortenaken | €158,294 | -€15,022 | 100.0% | - |
These companies have the same main activity as Jo4U Management: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €158,000 and €440,000, founded between 2013 and 2022.
Official details
Source: KBO- Status
- Active since 07-10-2019Normal situation
- Activity
- Insurance agents and brokersNACE 66220and 3 others
- Establishment unit
- 2.295.663.7621703 Dilbeek, since 07-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2025
Annual accounts 2025
- €234,019▲ 5.7%
- Filing
- Filed on 26-06-2026, 35 days before the end of the filing period
Insights on Jo4U Management
Jo4U Management files the micro format. That format states no turnover. The gross margin fell from €36,283 in 2020 to -€112,271 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Jo4U Management
- What is the company number of Jo4U Management?
- The company number of Jo4U Management is 0735.800.131. The VAT number is the same number with BE in front: BE 0735.800.131.
- Where is Jo4U Management based?
- The registered office is at Geraardsbergsestraat 94, 1703 Dilbeek.Company details
- What does Jo4U Management do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of Jo4U Management?
- Jo4U Management is a private limited company (BV).
- When was Jo4U Management founded?
- Jo4U Management was founded on 07-10-2019.
- Is Jo4U Management still active?
- Yes, Jo4U Management is an active enterprise in the KBO register.
- What is the turnover of Jo4U Management?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Jo4U Management profitable?
- In financial year 2025, Jo4U Management made a profit of €70,040.
- Where can I find the annual accounts of Jo4U Management?
- Jo4U Management filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Jo4U Management due?
- Jo4U Management must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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