JO & LO
The computed 12-month bankruptcy probability of JO & LO is 0.3% (very low). The 2025 annual accounts show equity of €208k and a net result of €100k. Equity is growing by ~69.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 4723 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €208k |
| Net result | €100k |
| Better than sector | 29% |
| Active | 5 yrs |
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 24.2% | 55.5% | |
| Net result | €100k | €38k | |
| Equity | €208k | €64k | |
| Gross operating margin | €57k | €61k | |
| Total assets | €861k | €146k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €53k |
| Net profit | €100k |
| Cash flow | €102k |
| Staff costs | - |
| Income taxes | €10k |
| Dividends | - |
| Total assets | €861k |
| Equity | €208k |
| Debt | €652k |
| of which ≤ 1y | €113k |
| of which > 1y | €529k |
| Working capital | €-65k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.43 |
| Quick ratio | 0.43 |
| Working capital ratio | -7.5% |
| Solvency | 24.2% |
| Debt / equity | 3.14 |
| Long-term debt ratio | 2.54 |
| Interest coverage | 1.84 |
| Gross margin | - |
| Net margin | - |
| ROA | 11.6% |
| ROE | 48.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €861k |
| Fixed assets | 21/28 | €812k |
| Tangible fixed assets | 22/27 | €7k |
| Financial fixed assets | 28 | €805k |
| Current assets | 29/58 | €49k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €46k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €861k |
| Equity | 10/15 | €208k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €205k |
| Amounts payable | 17/49 | €652k |
| Amounts payable after one year | 17 | €529k |
| Amounts payable within one year | 42/48 | €113k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €57k |
| Operating result | 9901 | €50k |
| Financial income | 75 | €88k |
| Financial charges | 65 | €29k |
| Result before taxes | 9903 | €110k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €100k |
| Result to be appropriated | 9905 | €100k |
-
Philip KENISNiet statutair bestuurderState Gazette act 23330865 (05-04-2023)Current05-04-2023 → present
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 01-09-2020 |
| Status | Active |
| Postal code | 2260 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039C0365/00P000indicative | Flanders | 1.2 ha | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-04-2023 Philip KENIS appointed as niet statutair bestuurder
- Philip KENIS, Niet statutair bestuurder
Technical details
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"act_meta": {
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"filing_date": "2023-04-03",
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"decisions": [
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}
],
"is_correction": false,
"subject_company": {
"kbo": "0753.519.655",
"name_full": "JO \u0026 LO",
"legal_form": "Commanditaire vennootschap"
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"co_filed_documents": [
"expeditie akte",
"(her)benoeming bestuurder(s)",
"bijzonder verslag van het bestuursorgaan tot omzetting van de vennootschapsvorm",
"controleverslag van de bedrijfsrevisor",
"historiek met co\u00F6rdinatie der statuten"
],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | JO & LO |