Skip to content
Checked.be
Complete company report
Generated 04-09-2026
Active BE 0803.382.110Private limited company

JMT

Molenberg 20A ·9150 Beveren-Kruibeke-Zwijndrecht, Belgium· 3 yrs active
Sector: Activities of head offices (70100)
Conclusion Checked

JMT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277k and a net result of €84k. Its solvency ranks better than 89% of 516 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €277k
Net result €84k
Better than sector 89%
Active 3 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health85Profitability100Solvency100Growth52Stability94
86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 85
Profitability 100
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
85 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€24k
estimate, not credit advice
Score history
85 2024
85 2025
purely financial, excl. current insolvency signals
Score components
Liquidity Current ratio 8.70 (≥ 1.5) +10
Quick ratio Quick ratio 8.70 (≥ 1.0) +5
Leverage Debt/equity 0.13 (< 1.0) +10
Profitability ROE 30% (≥ 10%) +10
Profit trend Net profit down YoY -3
Equity growth Equity growing YoY +3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
€0€100k€200kOperating result 2024: €244k€244kNet result 2024: €188k€188kOperating result 2025: €106k€106kNet result 2025: €84k€84k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 88.5% 46.0%
better than 89% of 516 sector peers
Net result €84k €55k
better than 60% of 516 sector peers
Equity €277k €216k
better than 55% of 516 sector peers
Gross operating margin €108k €98k
better than 53% of 516 sector peers
Total assets €313k €811k
better than 31% of 516 sector peers
Net profit
€84k
-55.4% 24-25
Total assets
€313k
+41.9% 24-25
Equity
€277k
+43.5% 24-25
Working capital
€277k
+43.5% 24-25
Income taxes
€22k
-60.8% 24-25
Debt
€36k
+31.3% 24-25
Debt ≤ 1y
€36k
+31.3% 24-25
Current ratio
8.70
+8.1% 24-25
Quick ratio
8.70
+8.1% 24-25
Solvency
88.5%
+1.1% 24-25
Debt / equity
0.13
-8.5% 24-25
ROE
30.3%
-68.9% 24-25
ROA
26.8%
-68.6% 24-25
Figures by fiscal year and ratios
Change versus the prior fiscal year, coloured by direction (green = favourable).
Fiscal year2025 Δ2024 Δ
Depositabbreviated schemaabbreviated schema
Revenue--
EBITDA--
Net profit-55.4%-
Cash flow--
Staff costs--
Income taxes-60.8%-
Dividends--
Total assets+41.9%-
Equity+43.5%-
Debt+31.3%-
of which ≤ 1y+31.3%-
of which > 1y--
Working capital+43.5%-
Employees (FTE)--
Ratios (computed)
20252024
Current ratio8.708.05
Quick ratio8.708.05
Working capital ratio88.5%87.6%
Solvency88.5%87.6%
Debt / equity0.130.14
Long-term debt ratio--
Interest coverage--
Gross margin--
Net margin--
ROA26.8%85.3%
ROE30.3%97.4%
EBITDA margin--
Days sales outstanding--
Days payable outstanding--
Inventory turnover--
Days inventory (DSI)--
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code20252024
Balance sheet, Assets
TOTAL ASSETS 20/58€313k€221k
Current assets 29/58€313k€221k
Amounts receivable within one year 40/41€22k€50k
Investments 50/53€200k-
Cash & bank 54/58€91k€170k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€313k€221k
Equity 10/15€277k€193k
Contributions / capital 10/11€5k€5k
Reserves 13€272k€188k
Amounts payable 17/49€36k€27k
Amounts payable within one year 42/48€36k€27k
Trade debts payable within one year 44€16k€8k
Income statement
Gross operating margin 9900€108k€245k
Operating result 9901€106k€244k
Financial income 75€1k€2k
Financial charges 65€828€53
Result before taxes 9903€106k€246k
Income taxes 67/77€22k€57k
Net result for the period 9904€84k€188k
Result to be appropriated 9905€84k€188k
Legal Structure
NACE primary Activities of head offices(70100)
Legal form Private limited company(610)
Incorporation29-06-2023
StatusActive
Postal code9150
Establishment units 1 location
JMT
Molenberg 20A, 9150 Beveren-Kruibeke-ZwijndrechtFinancial service activities, except insurance and pension funding
since 20232.349.045.337
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46013C0638/00D000 Flanders 1,005 m² 1 · 183 m² 12.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events
Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Equity above €200kEq €277k ▲43.5%
2 profitable years in a row build equity to €277k.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Activities of head offices70100General construction of other non-residential buildings41003Holdings64200Activities of holding companies64210
Names & trade names
Legal nameNL JMT
Similar companies Comparable size · 3,405 of 5,654 companies in this sector with filed accounts
BART GAUDEUS BE 0740.506.809 · Hamme (Vl.)
Audaxam BE 0506.990.294 · Sint-Martens-Latem
LEATROP MANAGEMENT BE 0819.463.918 · Zoersel
VSS Management BE 0795.235.692 · Herk-de-Stad
Gregory Stickelmann Gmbh BE 0733.700.080 · Eupen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative