JMR INVEST
JMR INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €377k and a net result of €-28k. Equity is growing by ~64.3% per year across the filed fiscal years. Its solvency ranks better than 27% of 681 sector peers (fiscal year 2024). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €377k |
| Net result | €-28k |
| Better than sector | 27% |
| Active | 39 yrs |
Mixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 20.1% | 44.8% | |
| Net result | €-28k | €47k | |
| Equity | €377k | €1.35M | |
| Gross operating margin | €56k | €42k | |
| Employees (FTE) | 0.0 | 1.3 |
Show 3 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-28k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €1.88M |
| Equity | €377k |
| Debt | €1.43M |
| of which ≤ 1y | €737k |
| of which > 1y | €694k |
| Working capital | n/a |
| Employees (FTE) | 0.0 |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 20.1% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -1.5% |
| ROE | -7.5% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (25 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.88M |
| Fixed assets | 21/28 | €1.43M |
| Tangible fixed assets | 22/27 | €1.04M |
| Financial fixed assets | 28 | €390k |
| Current assets | 29/58 | €453k |
| Amounts receivable within one year | 40/41 | €418k |
| Cash & bank | 54/58 | €35k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.88M |
| Equity | 10/15 | €377k |
| Contributions / capital | 10/11 | €100k |
| Reserves | 13 | €303k |
| Accumulated profits (losses) | 14 | €-25k |
| Provisions & deferred taxes | 16 | €72k |
| Amounts payable | 17/49 | €1.43M |
| Amounts payable after one year | 17 | €694k |
| Amounts payable within one year | 42/48 | €737k |
| Trade debts payable within one year | 44 | €45k |
| Income statement | ||
| Gross operating margin | 9900 | €56k |
| Operating result | 9901 | €-5k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €23k |
| Result before taxes | 9903 | €-28k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €-28k |
| Result to be appropriated | 9905 | €-25k |
| NACE primary | Overige financiële dienstverlening, neg(64999) |
| Legal form | Public limited company(014) |
| Incorporation | 04-03-1987 |
| Status | Active |
| Postal code | 7730 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57028A0489/00F000 | Wallonia | 4.7 ha | 1 · 3,505 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
23-10-2024 Articles of association amended, translation of the articles, coordination of the articles and amendment of specific articles
Technical details
{
"notary": {
"name": "Alain HENRY",
"firm_city": null,
"firm_name": "Actalex Notaires associ\u00E9s - geassocieerde notarissen",
"office_city": "Estaimpuis",
"is_associated": true
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-10-23",
"filing_date": "2024-10-21",
"act_kind_objet": "OBJET, STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS)"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-10-17",
"unanimous": true
},
"statute_change": {
"kinds": [
"translation",
"coordination",
"targeted_amendment",
"object_change"
],
"scope": "full_restatement",
"trigger": "other",
"language_after": "nl",
"language_before": "fr"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0430.633.973",
"name_full_after": "JMR INVEST",
"legal_form_after": "Soci\u00E9t\u00E9 anonyme",
"name_full_before": "JMR INVEST",
"current_zetel_raw": "Rue Jules Vantieghem (EV) 8A, 7730 Estaimpuis",
"legal_form_before": "Soci\u00E9t\u00E9 anonyme"
},
"special_mandates": [],
"articles_modified": [
{
"summary": "Dispense le Pr\u00E9sident de donner lecture du rapport de l\u0027organe d\u0027administration.",
"new_text": null,
"change_kind": "amended",
"article_title": null,
"article_number": "7:154"
}
],
"governance_change": null,
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Alain HENRY",
"org_rep_person_name": null
},
"co_filed_documents": [
"exp\u00E9dition de l\u0027acte",
"rapport de l\u0027Organe d\u0027Administration",
"statuts coordonn\u00E9s"
],
"shareholder_rights": null,
"voorwerp_change_summary": "L\u0027objet de la soci\u00E9t\u00E9 a \u00E9t\u00E9 \u00E9tendu pour inclure une gamme plus large d\u0027activit\u00E9s, notamment le courtage en assurances, la prise de participation dans des entreprises, la gestion de portefeuilles, la prestation de services administratifs et financiers, ainsi que des activit\u00E9s g\u00E9n\u00E9rales de conseil et de gestion.",
"capital_structure_change": null,
"coordinated_text_lineage": null
}| Legal nameFR | JMR INVEST |