Equity
JMP CONSTRUCT paid out €833 in dividends. That is 17% of the 2025 profit.
JMP CONSTRUCT paid out €833 in dividends. That is 17% of the 2025 profit.
Green is investment, beige is depreciation.
The 2025 accounts came latest: 19 days after the end of the period.
In July 2024, 2,546 companies had the same profile as JMP CONSTRUCT has now. Each dot stands for 7 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for JMP CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| JMP CONSTRUCT Durbuy | €140,444 | €40,657 | 31.6% | - |
| NE CONSTRUCTION Vielsalm | €130,330 | €50,704 | 28.0% | - |
| IM RENOVATIONS Koekelberg | €127,064 | €41,124 | 95.2% | - |
| Clean Protect & Renove Wemmel | €140,636 | €37,846 | 55.0% | - |
| One Roofing Projet Ghent | €126,332 | €36,798 | 50.9% | - |
| ONM Asse | €123,223 | €39,638 | 32.7% | - |
| KNIPPOWER Zaventem | €143,105 | €34,293 | 44.9% | - |
These companies have the same main activity as JMP CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €123,000 and €143,000, founded between 2022 and 2023.
JMP CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €61,063 in 2023 to €40,657 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €280,000. Estimated: probably between €160,000 and €510,000.
Higher than 38% of 9,471 companies in 2025.
Higher than 27% of 9,219 companies in 2025.
Higher than 40% of 9,291 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
140,444 | 117,509 | 122,380 | |
21/28 |
77,732 | 50,427 | 64,864 | |
22/27 |
77,732 | 50,427 | 64,864 | |
23 |
11,011 | 14,781 | 9,767 | |
24 |
55,224 | 18,309 | 31,919 | |
25 |
11,497 | 17,337 | 23,177 | |
29/58 |
62,711 | 67,081 | 57,517 | |
40/41 |
28,376 | 16,170 | 11,068 | |
40 |
3,091 | 2,122 | 1,629 | |
41 |
25,285 | 14,048 | 9,438 | |
54/58 |
29,278 | 49,264 | 44,238 | |
490/1 |
5,058 | 1,647 | 2,211 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
140,444 | 117,509 | 122,380 | |
10/15 |
44,315 | 40,118 | 31,117 | |
10/11 |
10,000 | 10,000 | 10,000 | |
14 |
34,315 | 30,118 | 21,117 | |
17/49 |
96,128 | 77,391 | 91,264 | |
17 |
36,582 | 17,264 | 13,603 | |
170/4 |
36,582 | 17,264 | 13,603 | |
42/48 |
57,421 | 56,402 | 77,661 | |
42 |
20,919 | 10,851 | 5,637 | |
44 |
716 | 5,501 | 3,447 | |
440/4 |
716 | 5,501 | 3,447 | |
45 |
13,279 | 0 | 3,462 | |
450/3 |
13,279 | 0 | 3,462 | |
47/48 |
22,508 | 40,050 | 65,115 | |
492/3 |
2,125 | 3,724 | - | |
| Income statement | ||||
76A |
10,138 | - | - | |
9900 |
40,657 | 45,398 | 61,063 | |
62 |
0 | 586 | 4,672 | |
630 |
29,127 | 24,886 | 25,655 | |
640/8 |
956 | 1,228 | 826 | |
66A |
0 | 96 | - | |
9901 |
10,574 | 18,602 | 29,910 | |
75/76B |
102 | 58 | 0 | |
75 |
102 | 58 | 0 | |
65/66B |
3,851 | 5,879 | 2,432 | |
65 |
3,851 | 5,879 | 2,432 | |
9903 |
6,826 | 12,780 | 27,478 | |
67/77 |
1,795 | 2,920 | 5,562 | |
9904 |
5,030 | 9,860 | 21,917 | |
9905 |
5,030 | 9,860 | 21,917 | |
| Appropriation of the result | ||||
9906 |
35,148 | 30,977 | 21,917 | |
14P |
30,118 | 21,117 | - | |
694/7 |
833 | 859 | 800 | |
694 |
833 | 859 | 800 | |
| Document | ||||
The notes to these accounts have 16 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-08-2026.
2025 annual accounts filed 19 days after the deadline. Filed on 19 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00406394.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 39,701 | 43,488 | 55,565 | ||
| 34,157 | 34,747 | 47,572 | ||
| 56,432 | 10,450 | 89,114 | ||
| -19,987 | 5,026 | - | ||
| 5,290 | 10,679 | -20,144 | ||
| 31.6% | 34.1% | 25.4% | ||
| 1.09 | 1.19 | 0.74 | ||
| 2.17 | 1.93 | 2.93 | ||
| 11.4% | 24.6% | 70.4% | ||
| 3.6% | 8.4% | 17.9% | ||
| 10.31 | 7.40 | 22.84 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €56,432 | €10,450 | €89,114 |
| Financial fixed assets | €0 | - | - |
| €29,127 | €24,886 | €25,655 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 43% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total rises from 65.9% to 68.4%. Equity and debt are higher.
JMP CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. JMP CONSTRUCT shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Trois Fontaines (Pas-Bayard) 33 registered office 6940 Durbuy 4100101 General construction of residential buildings | 20-12-2022 | 2.339.212.408 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 83054B0042/00C000 | 1,185 m² | 1 · 130 m² | 9.2 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0795.117.611
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