Summary
JMJ EVOLUTION is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €322,607 and a net result of €128,996. Equity remains stable across the filed financial years (±2% per year). Its solvency ranks better than 45% of 6,673 sector peers (NACE 64, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 1.7 FTE
- Equity
- €322,607
- Profit
- €128,996
- Holdings
- 2
- Chantal GHIGNYDirector
- Fernand MOUCHARTDirector
- Jean-Marc MOUCHARTDirector
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 7 accounts on average 51 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · full…
- Equity above €500,000equity €576,486 ▲61.3%
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen two years in a row; 2025 is 12% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €107,608 | €122,338 | €131,889 | €135,186 | ▲ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,602 | €4,500 | €4,500 | €4,500 | €4,500 | €1,192 | €2,286 | €5,051 | ▲ 121% |
| Other operating charges640/8 | - | - | - | - | €2,449 | €2,606 | €10,379 | €2,699 | ▼ 74.0% |
| Gross operating margin9900 | €164,021 | €139,419 | €147,607 | €160,269 | €213,472 | €252,645 | €235,956 | €223,732 | ▼ 5.2% |
| Operating profit (loss)9901 | €80,274 | €42,162 | €66,683 | €60,628 | €98,915 | €126,509 | €91,402 | €80,795 | ▼ 11.6% |
| Financial income75/76B | - | - | - | - | €20,619 | €222,050 | €219,600 | €167,150 | ▼ 23.9% |
| Recurring financial income75 | €85,704 | €176,277 | €138,226 | €306,820 | €20,619 | €222,050 | €219,600 | €167,150 | ▼ 23.9% |
| Financial charges65/66B | - | - | - | - | €6,163 | €74,338 | €69,415 | €105,381 | ▲ 51.8% |
| Recurring financial charges65 | €3,436 | €2,697 | €3,544 | €4,745 | €6,163 | €74,338 | €69,415 | €105,381 | ▲ 51.8% |
| Profit (loss) for the period before taxes9903 | €162,541 | €215,741 | €201,365 | €362,704 | €113,371 | €274,221 | €241,588 | €142,565 | ▼ 41.0% |
| Income taxes67/77 | €40,034 | €16,377 | €22,162 | €14,953 | €23,435 | €14,975 | €22,525 | €13,568 | ▼ 39.8% |
| Profit (loss) for the period9904 | €122,508 | €199,364 | €179,203 | €347,750 | €89,936 | €259,246 | €219,063 | €128,996 | ▼ 41.1% |
| Profit (loss) for the period to be appropriated9905 | €122,508 | €199,364 | €179,203 | €347,750 | €89,936 | €259,246 | €219,063 | €128,996 | ▼ 41.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €579,956 | €692,332 | €592,028 | €750,815 | €605,899 | €676,045 | €826,676 | €723,661 | ▼ 12.5% |
| Fixed assets21/28 | €298,901 | €312,401 | €307,901 | €303,401 | €298,901 | €300,908 | €307,909 | €302,858 | ▼ 1.6% |
| Tangible fixed assets22/27 | - | €13,500 | €9,000 | €4,500 | - | €2,006 | €9,008 | €3,957 | ▼ 56.1% |
| Furniture and vehicles24 | - | - | - | - | - | €2,006 | €9,008 | €3,957 | ▼ 56.1% |
| Financial fixed assets28 | €298,901 | €298,901 | €298,901 | €298,901 | €298,901 | €298,901 | €298,901 | €298,901 | = |
| Current assets29/58 | €281,054 | €379,930 | €284,127 | €447,414 | €306,998 | €375,137 | €518,767 | €420,803 | ▼ 18.9% |
| Amounts receivable within one year40/41 | €246,647 | €360,532 | €181,125 | €133,163 | €139,219 | €158,834 | €243,352 | €131,846 | ▼ 45.8% |
| Trade receivables40 | - | - | - | - | €135,653 | €151,950 | €236,077 | €122,315 | ▼ 48.2% |
| Other amounts receivable41 | - | - | - | - | €3,565 | €6,884 | €7,275 | €9,531 | ▲ 31.0% |
| Cash at bank and in hand54/58 | €33,912 | €12,226 | €103,002 | €16,250 | €167,779 | €16,304 | €275,414 | €138,957 | ▼ 49.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €200,000 | - | €150,000 | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €579,956 | €692,332 | €592,028 | €750,815 | €605,899 | €676,045 | €826,676 | €723,661 | ▼ 12.5% |
| Equity10/15 | €420,724 | €426,188 | €297,991 | €364,241 | €298,177 | €357,423 | €576,486 | €322,607 | ▼ 44.0% |
| Contributions10/11 | €270,000 | €270,000 | - | - | €270,000 | €270,000 | €270,000 | €43,611 | ▼ 83.8% |
| Reserves13 | €149,360 | €149,360 | €27,360 | €27,360 | €27,360 | €27,360 | €177,360 | €278,996 | ▲ 57.3% |
| Non-distributable reserves130/1 | - | - | - | - | €27,360 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €27,360 | - | - | - | - |
| Distributable reserves133 | - | - | - | - | - | €27,360 | €177,360 | €278,996 | ▲ 57.3% |
| Profit (loss) carried forward14 | €1,364 | €6,828 | €631 | €66,881 | €817 | €60,063 | €129,126 | - | - |
| Amounts payable17/49 | €159,232 | €266,143 | €294,037 | €386,574 | €307,722 | €318,622 | €250,190 | €401,055 | ▲ 60.3% |
| Amounts payable after more than one year17 | - | €9,572 | €3,545 | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €159,232 | €256,572 | €290,492 | €386,574 | €307,722 | €318,622 | €250,190 | €401,055 | ▲ 60.3% |
| Trade debts44 | €3,353 | €19,322 | €4,605 | €3,909 | €5,950 | €5,775 | €6,081 | €20,909 | ▲ 244% |
| Suppliers440/4 | - | - | - | - | €5,950 | €5,775 | €6,081 | €20,909 | ▲ 244% |
| Taxes, remuneration and social security45 | - | - | - | - | €41,844 | €50,016 | €63,503 | €67,456 | ▲ 6.2% |
| Taxes450/3 | - | - | - | - | €25,630 | €31,203 | €43,565 | €42,288 | ▼ 2.9% |
| Remuneration and social security454/9 | - | - | - | - | €16,214 | €18,814 | €19,938 | €25,168 | ▲ 26.2% |
| Other amounts payable47/48 | - | - | - | - | €259,927 | €262,831 | €180,606 | €312,690 | ▲ 73.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €122,508 | €199,364 | €179,203 | €347,750 | €89,936 | €259,246 | €219,063 | €128,996 | ▼ 41.1% |
| + Depreciation and write-downs630 | €3,602 | €4,500 | €4,500 | €4,500 | €4,500 | €1,192 | €2,286 | €5,051 | ▲ 121% |
| Operating cash flow (approximation) | €126,110 | €203,864 | €183,703 | €352,250 | €94,436 | €260,437 | €221,349 | €134,047 | ▼ 39.4% |
| Investment in fixed assets (approximation) | - | -€18,000 | €0 | €0 | €0 | -€3,198 | -€9,288 | €0 | - |
| Change in cash | - | -€21,686 | €90,775 | -€86,752 | €151,529 | -€151,475 | €259,111 | -€136,457 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 24-07-2026 | 2026-00328100 |
| 31-12-2024 | full format | 09-07-2025 | 2025-00250341 |
| 31-12-2023 | full format | 03-07-2024 | 2024-00202867 |
| 31-12-2022 | full format | 28-03-2023 | 2023-00052440 |
| 31-12-2021 | full format | 21-03-2022 | 2022-08000482 |
| 31-12-2020 | full format | 18-03-2021 | 2021-08000334 |
| 31-12-2019 | full format | 30-10-2020 | 2020-68500010 |
| 31-12-2018 | full format | 10-05-2019 | 2019-12700516 |
| 31-12-2017 | full format | 14-05-2018 | 2018-12600540 |
| 31-12-2016 | full format | 10-04-2017 | 2017-09200357 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Chantal GHIGNY |
|
| Fernand MOUCHART |
|
| Jean-Marc MOUCHART |
|
Owners and capital
Capital and shareholders
- 21-09-2023 Converted to unavailable equity · €297,960
Group and network
Holdings and subsidiaries
2 holdingsHoldings 2
Source for every holding own accounts 2025
- Equity €221,877Result €124,982100%
- NARET PROMOTION ET SERVICESsubsidiaryEquity €48,991Result €21,62998%
According to the 2025 annual accounts of JMJ EVOLUTION and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
21-09
Gazette deed
Resignations: Fernand MOUCHART, Jean-Marc MOUCHART and Chantal GHIGNYAppointments: Fernand MOUCHART, Jean-Marc MOUCHART and Chantal GHIGNY · Permanent representatives: Fernand MOUCHART and Jean-Marc MOUCHART · Legal-form conversion19 facts ▸
- General meeting, 29-08-2023
- Legal-form conversion, “Société à Responsabilité Limitée” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “compte de capitaux propres statutairement indisponible créé en application article 39,§2,deuxième alinéa, distribution” (deed in French)
- Amendment of the articles
- Capital
- Director resignation, Fernand MOUCHART (manager)
- Director resignation, Jean-Marc MOUCHART (manager)
- Director resignation, Chantal GHIGNY (manager)
- Director appointment, Fernand MOUCHART (director (not named in the articles))
- Director appointment, Jean-Marc MOUCHART (director (not named in the articles))
- Director appointment, Chantal GHIGNY (administrateur subsidiaire)
- +7 further facts in this act
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 61064C0222/00F003 | Wallonia | 2,802 m² | 1 · 167 m² | 10.3 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La prestation de toute opération se rattachant directement ou indirectement à l'organisation,l'assistance et le conseil en matière de…” (deed in French)
15 activities (deed in French)
- La prestation de toute opération se rattachant directement ou indirectement à l'organisation,l'assistance et le conseil en matière de performance économique et financière,stratégique,logistique,administrative et commerciale à des institutions publiques ou privées,des personnes ou des sociétés commerciales,industrielles ou financières
- L'assistance en matière de développement des ressources humaines,tant directement qu'indirectement,pour compte propre ou au bénéfice de personnes ou de sociétés commerciales,industrielles ou financières
- L'organisation des conférences,séminaires,formations,événements pour ces mêmes personnes
- L'acquisition pour compte propre d'actifs mobiliers de toute nature et notamment de licences,marques,brevets,obligations,titres,actions,parts,options,etc.
- L'acquisition de participations minoritaires ou majoritaires dans des sociétés commerciales,industrielles ou financières,que cela soit par apport,rachat,souscription ou tout mode d'investissement ou de constitution qui paraîtrait approprié
- La détention,l'échange,la cession ou la valorisation desdits actifs
- La gestion,directe ou par délégation,de sociétés
- L'exercice de fonction d'administrateur,d'administrateur délégué,d'associé,de liquidateur ou tout autre fonction spécifique
- La gestion,dans le sens le plus large du terme,l'amélioration,la mise en valeur et l'administration du patrimoine immobilier dont elle est propriétaire ou dont elle fera ultérieurement l'acquisition par toute voie
- La société pourra notamment acquérir,par voie d'achat,d'apport,de construction ou d'échange,tous biens immobiliers,bâtis ou non bâtis,les lotir,les céder,les donner en location,les aménager,les rénover ou les transformer
- Elle peut réaliser,tant en Belgique qu'à l'étranger,toutes opérations généralement quelconques,commerciales,industrielles,financières,mobilières ou immobilières,ayant un rapport direct ou indirect avec son objet social ou de nature à en favoriser la réalisation et le développement
- Elle peut s'intéresser par voie d'apport,de souscription,de prise de participation,de fusion,ou toute autre forme d'investissement en titre ou droit immobilier,dans toutes affaires,entreprises,associations ou sociétés ayant un objet identique,analogue,similaire ou connexe,ou qui sont de nature à favoriser le développement de son entreprise,à lui procurer des matières premières ou à faciliter l'écoulement de ses produits
- La société peut pourvoir à l'administration,à la supervision et au contrôle de toutes sociétés liées ou avec lesquelles,il existe un lien de participation et toutes autres,et consentir tous prêts ou garanties à celles-ci,sous quelque forme et pour quelque durée que ce soit
- De manière générale,la société peut réaliser son objet social directement ou indirectement et notamment conclure toute convention d'association,de rationalisation,de collaboration,tout contrat de travail ou d'entreprise,prêter son concours financier sous quelque forme que ce soit,consentir hypothèques,exécuter tous travaux et études pour toute entreprise,association ou société à laquelle elle se sera intéressée ou à laquelle elle aura apporté son concours financier,vendre,acheter,donner à bail ou prendre en location tout bien corporel ou incorporel,mobilier ou immobilier,donner à bail ou affermir tout ou partie de ses installations,exploitations et son fonds de commerce
- La société peut être administrateur,gérant ou liquidateur
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- JMJ EVOLUTION
- Legal form clauseThe legal form, such as BV, NV or CV, which decides which company-law rules apply.
- One provision in the deed
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, simple décision organe d'administration” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Mise en liquidation, tribunaux compétents pour apprécier gravité du motif” (deed in French)“Empêchés peuvent mandater pair par procuration explicite, moitié au moins des administrateurs présente ou représentée” (deed in French)“Portée aux frais généraux,indépendamment frais représentation voyages déplacements, si rémunéré,assemblée générale à majorité absolue voix…” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Frais de procédure et expertise pour moitié cédant et moitié acquéreurs proportionnellement si plusieurs, héritiers et légataires ne…” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Actions nouvelles à souscrire en numéraire offertes par préférence aux actionnaires existants, même jour que communications électroniques” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, administrateurs en fonction désignés comme liquidateurs en vertu des statuts si aucun…” (deed in French)