Livitin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €296k and a net result of €42k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 9864 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2024
37 d early
2023
2 d early
2022
on the day
2021
on the day
2020
on the day
2019
on the day
2018
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€296k▲ 16.5%
2023 · €254k
2019: €139k
2020: €186k
2021: €219k
2022: €238k
2023: €254k
2019 → 2024
Net result
€42k▲ 164%
2023 · €16k
2019: €-49k
2020: €47k
2021: €33k
2022: €19k
2023: €16k
2019 → 2024
Total assets
€638k▼ 4.0%
2023 · €664k
2019: €726k
2020: €734k
2021: €697k
2022: €684k
2023: €664k
2019 → 2024
Solvency
46.4%▲ 8.2pp
2023 · 38.2%
2019: 19.1%
2020: 25.3%
2021: 31.4%
2022: 34.8%
2023: 38.2%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€186k-€219k▲ 17.8%€238k▲ 8.8%€254k▲ 6.7%€296k▲ 16.5%
Operating result€62k-€22k▼ 64.5%€32k▲ 45.0%€27k▼ 15.4%€60k▲ 124%
Net result€47k-€33k▼ 29.5%€19k▼ 42.0%€16k▼ 17.3%€42k▲ 164%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 124% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €638k
Fixed assets
€620k▼ 3.4%
Current assets
€18k▼ 19.3%
Equity and liabilities €638k
Equity
€296k▲ 16.5%
Debt
€342k▼ 16.7%
The debt ratio falls from 61.8% to 53.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
46.4%▲
2023 · 38.2%
ROE
14.2%▲
2023 · 6.2%
ROA
6.6%▲
2023 · 2.4%
Debt
€342k▼
2023 · €410k
Debt ≤ 1 year
€58k▲
2023 · €44k
Debt > 1 year
€284k▼
2023 · €366k
Income taxes
€5k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€664k€638k▼
Fixed assets21/28€642k€620k▼
Tangible fixed assets22/27€392k€370k▼
Land and buildings22€392k€370k▼
Plant, machinery and equipment23€0-
Financial fixed assets28€250k€250k=
Current assets29/58€22k€18k▼
Amounts receivable within one year40/41€10k€12k▲
Trade receivables40€10k€10k=
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€11k€619▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€664k€638k▼
Equity10/15€254k€296k▲
Contributions10/11€175k€175k=
Reserves13€79k€121k▲
Non-distributable reserves130/1€1k€0▼
Reserves not available under the articles1311€1k€0▼
Distributable reserves133€78k€121k▲
Amounts payable17/49€410k€342k▼
Amounts payable after more than one year17€366k€284k▼
Financial debts170/4€366k€284k▼
Amounts payable within one year42/48€44k€58k▲
Current portion of amounts payable after more than one year42€36k€48k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Other amounts payable47/48€472€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€5k€11k▲
Gross operating margin9900€53k€94k▲
Operating profit (loss)9901€27k€60k▲
Financial income75/76B€1€13▲
Recurring financial income75€1€13▲
Financial charges65/66B€9k€14k▲
Recurring financial charges65€9k€14k▲
Profit (loss) for the period before taxes9903€17k€47k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€16k€42k▲
Profit (loss) for the period to be appropriated9905€16k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€42k▲
Transfer to equity691/2€16k€42k▲
To other reserves6921€16k€42k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €200kEq €219k ▲17.8%
2 profitable years in a row build equity to €219k.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
30-06
Financial
Equity above €150kEq €186k ▲33.8%
Equity rises from €139k to €186k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bankwegelhof(BEV) 759120 Beveren-Kruibeke-ZwijndrechtGround area
282 m²
Building footprint
104 m²
Volume, LiDAR
672 m³
Parcel 46003B0393/00T000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Livitin
since 20102.193.882.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46003B0393/00T000 | Flanders | 282 m² | 1 · 104 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,761 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.