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JME Consult

Active
Private limited company (pre-2019)founded 200917 yrs activePastorijstraat 15, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0812.033.025

JME Consult has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €393k and a net result of €62k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
100 / 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 27.19 against 14.12 in 2023), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
96.8%
Return on assets
15.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-06-2025, 48 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
48 d early
2023
36 d early
2022
18 d early
2021
58 d early
2020
45 d early
2019
63 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€393k▲ 7.2%
2023 · €367k
2018: €203k 2019: €245k 2020: €276k 2021: €277k 2022: €330k 2023: €367k
2018 → 2024
Total assets
€406k▲ 0.6%
2023 · €404k
2018: €214k 2019: €265k 2020: €293k 2021: €299k 2022: €380k 2023: €404k
2018 → 2024
Net result
€62k▲ 1.6%
2023 · €61k
2018: €34k 2019: €42k 2020: €61k 2021: €77k 2022: €79k 2023: €61k
2018 → 2024
Working capital
€317k▼ 2.6%
2023 · €326k
2018: €203k 2019: €245k 2020: €274k 2021: €286k 2022: €274k 2023: €326k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€276k-€277k▲ 0.5%€330k▲ 19.2%€367k▲ 11.2%€393k▲ 7.2%
Operating result€83k-€108k▲ 31.3%€111k▲ 2.6%€85k▼ 23.7%€78k▼ 8.0%
Net result€61k-€77k▲ 24.9%€79k▲ 3.6%€61k▼ 23.5%€62k▲ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2020: €83k€83kNet result 2020: €61k€61kOperating result 2021: €108k€108kNet result 2021: €77k€77kOperating result 2022: €111k€111kNet result 2022: €79k€79kOperating result 2023: €85k€85kNet result 2023: €61k€61kOperating result 2024: €78k€78kNet result 2024: €62k€62k20202021202220232024
The operating result has fallen two years in a row; 2024 is 8% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €406k
Fixed assets €77k▲ 44.4%
Current assets €330k▼ 6.0%
Equity and liabilities €406k
Equity €393k▲ 7.2%
Debt €13k▼ 65.1%
The debt ratio falls from 9.1% to 3.2%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
EBITDA
€96k
2023 · €102k
Cash flow
€80k
2023 · €77k
Solvency
96.8%
2023 · 90.9%
Current ratio
27.19
2023 · 14.12
Quick ratio
27.19
2023 · 14.12
Debt / equity
0.03
2023 · 0.10
ROE
15.7%
2023 · 16.5%
ROA
15.2%
2023 · 15.0%
Interest coverage
68.59
2023 · 73.28
Debt
€13k
2023 · €37k
Debt ≤ 1 year
€12k
2023 · €25k
Income taxes
€23k
2023 · €25k
Staff costs
€0
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€404k€406k
Fixed assets21/28€53k€77k
Tangible fixed assets22/27€53k€77k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€51k€75k
Financial fixed assets28€45€45=
Current assets29/58€351k€330k
Amounts receivable within one year40/41€32k€28k
Trade receivables40€32k€25k
Other amounts receivable41-€3k
Current investments50/53€199k€204k
Cash at bank and in hand54/58€114k€92k
Deferred charges and accrued income490/1€5k€6k
Equity and liabilities
Total equity and liabilities10/49€404k€406k
Equity10/15€367k€393k
Contributions10/11€12k€12k=
Reserves13€354k€381k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€353k€379k
Profit (loss) carried forward14-€0
Amounts payable17/49€37k€13k
Amounts payable within one year42/48€25k€12k
Current portion of amounts payable after more than one year42€10k€0
Trade debts44€736€2k
Suppliers440/4€736€2k
Taxes, remuneration and social security45€2k€3k
Taxes450/3€2k€3k
Other amounts payable47/48€12k€7k
Accrued charges and deferred income492/3€12k€785
Income statement Code20232024
Remuneration, social security and pensions62€2k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k
Other operating charges640/8€437€387
Gross operating margin9900€104k€97k
Operating profit (loss)9901€85k€78k
Financial income75/76B€2k€8k
Recurring financial income75€2k€8k
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€85k€85k
Income taxes67/77€25k€23k
Profit (loss) for the period9904€61k€62k
Profit (loss) for the period to be appropriated9905€61k€62k
Appropriation of the result
Profit (loss) to be appropriated9906€61k€62k
Transfer from equity791/2€24k€34k
Transfer to equity691/2€61k€60k
To other reserves6921€61k€60k
Profit to be distributed694/7€24k€35k
Return on contributions (dividend)694€24k€35k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
13-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €79k ▲3.6%
Operating result €111k, net result €79k, both a record.
03-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
06-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pastorijstraat 151600 Sint-Pieters-Leeuw
Ground area
352 m²
Building footprint
88 m²
Volume, LiDAR
766 m³
Parcel 23583I0134/00N002, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JME Consult
Pastorijstraat 15, 1600 Sint-Pieters-LeeuwComputer consultancy and computer facilities management
since 20092.178.585.356
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23583I0134/00N002 Flanders 352 m² 1 · 88 m² 12.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 12,852 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded02-06-2009
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.