JAVANOM
ActiveJAVANOM has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289k and a net result of €48k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+35
Solvency99=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 2.44 in 2024), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
10.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
29 d late
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€289k▼ 3.8%
2024 · €300k
2019: €126k
2020: €184k
2021: €226k
2022: €266k
2023: €302k
2024: €300k
2019 → 2025
Total assets
€439k▼ 6.4%
2024 · €469k
2019: €307k
2020: €412k
2021: €430k
2022: €440k
2023: €442k
2024: €469k
2019 → 2025
Net result
€48k▲ 67.0%
2024 · €29k
2019: €31k
2020: €58k
2021: €42k
2022: €40k
2023: €36k
2024: €29k
2019 → 2025
Working capital
€69k▼ 33.2%
2024 · €103k
2019: €116k
2020: €198k
2021: €16k
2022: €44k
2023: €92k
2024: €103k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€266k▲ 17.7%€302k▲ 13.5%€300k▼ 0.5%€289k▼ 3.8%
Operating result€75k-€70k▼ 6.3%€58k▼ 16.5%€48k▼ 17.8%€81k▲ 68.3%
Net result€42k-€40k▼ 4.9%€36k▼ 10.6%€29k▼ 20.2%€48k▲ 67.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 68% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439k
Fixed assets
€300k▲ 2.1%
Current assets
€139k▼ 20.6%
Equity and liabilities €439k
Equity
€289k▼ 3.8%
Debt
€150k▼ 11.0%
The debt ratio falls from 35.9% to 34.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€110k▲
2024 · €79k
Cash flow
€77k▲
2024 · €60k
Solvency
65.8%▲
2024 · 64.1%
Current ratio
1.99▼
2024 · 2.44
Quick ratio
1.99▼
2024 · 2.44
Debt / equity
0.52▼
2024 · 0.56
ROE
16.5%▲
2024 · 9.5%
ROA
10.9%▲
2024 · 6.1%
Interest coverage
7.42▼
2024 · 10.69
Debt
€150k▼
2024 · €168k
Debt ≤ 1 year
€70k▼
2024 · €72k
Debt > 1 year
€80k▼
2024 · €97k
Income taxes
€25k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€469k€439k▼
Fixed assets21/28€294k€300k▲
Tangible fixed assets22/27€250k€270k▲
Land and buildings22€224k€242k▲
Plant, machinery and equipment23€10k€11k▲
Furniture and vehicles24€16k€16k▲
Financial fixed assets28€44k€30k▼
Current assets29/58€175k€139k▼
Amounts receivable within one year40/41€118k€93k▼
Trade receivables40€22k€21k▼
Other amounts receivable41€96k€72k▼
Cash at bank and in hand54/58€53k€45k▼
Deferred charges and accrued income490/1€4k€430▼
Equity and liabilities
Total equity and liabilities10/49€469k€439k▼
Equity10/15€300k€289k▼
Contributions10/11€6k€6k=
Reserves13€294k€283k▼
Distributable reserves133€294k€283k▼
Profit (loss) carried forward14€271€0▼
Amounts payable17/49€168k€150k▼
Amounts payable after more than one year17€97k€80k▼
Financial debts170/4€97k€80k▼
Amounts payable within one year42/48€72k€70k▼
Current portion of amounts payable after more than one year42€17k€36k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€22k€19k▼
Suppliers440/4€22k€19k▼
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€15k▲
Other amounts payable47/48€21k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€29k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€82k€113k▲
Operating profit (loss)9901€48k€81k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€7k€15k▲
Recurring financial charges65€7k€15k▲
Profit (loss) for the period before taxes9903€44k€72k▲
Income taxes67/77€16k€25k▲
Profit (loss) for the period9904€29k€48k▲
Profit (loss) for the period to be appropriated9905€29k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€48k▲
Profit (loss) brought forward from the previous period14P€14k€271▼
Transfer from equity791/2€30k€59k▲
Transfer to equity691/2€42k€48k▲
To other reserves6921€42k€48k▲
Profit to be distributed694/7€30k€59k▲
Return on contributions (dividend)694€30k€59k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation4 facts ▸
- General meeting, 01/04/2026
- Director appointment, Mercedes Devadder (niet-statutaire bestuurder)
- Mandate compensation, Mercedes Devadder
- Power of attorney, BV one4finance
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €29k ▼20.2%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
31-03
Financial
Equity above €200kEq €226k ▲22.9%
3 profitable years in a row build equity to €226k.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
31-03
Financial
Highest result since 2019net €58k ▲85.3%
Net result €58k, the highest in the series.
31-03
Financial
Equity above €150kEq €184k ▲45.7%
2 profitable years in a row build equity to €184k.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Mercedes Devadder
CurrentNon-statutory director · since 01-04-2026
01-04-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kriebekestraat 553390 Tielt-WingeGround area
937 m²
Building footprint
85 m²
Volume, LiDAR
613 m³
Parcel 24044C0001/00D003, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAVANOM
since 20092.178.024.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24044C0001/00D003 | Flanders | 937 m² | 1 · 85 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALTERNUM
BE 0862.565.570
Namur · Eq €289k
Carving Summit
BE 0720.905.681
Lier · Eq €289k
S.G.
BE 0887.443.201
Nivelles · Eq €289k
P.G.V.C.
BE 0846.528.797
Gent · Eq €289k
Sturtewagen & Co
BE 0548.904.192
Antwerpen · Eq €289k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,223 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2009
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.