JMB
ActiveSummary
The computed 12-month bankruptcy probability of JMB is 1.7% (moderate). The 2025 annual accounts show equity of €51,648 and a net result of €46,648. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency69
Growth-
Track record67
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.22; short-term debt: 30.4% and cash: 60.5% of total assets), but 56.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
39.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
5 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€51,648
Total assets
€118,391
Net result
€46,648
Working capital
€44,022
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €118,391
Fixed assets
€38,396
Current assets
€79,995
Equity and liabilities €118,391
Equity
€51,648
Debt
€66,743
Debt finances 56.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€71,326
Cash flow
€55,215
Current ratio
2.22
Debt to equity
1.29
ROE
90.3%
ROA
39.4%
Interest coverage
62.25
Debt ≤ 1 year
€35,973
Debt > 1 year
€30,770
Income taxes
€15,019
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,567 |
| Other operating charges640/8 | €1,936 |
| Gross operating margin9900 | €73,262 |
| Operating profit (loss)9901 | €62,759 |
| Financial income75/76B | €55 |
| Recurring financial income75 | €55 |
| Financial charges65/66B | €1,146 |
| Recurring financial charges65 | €1,146 |
| Profit (loss) for the period before taxes9903 | €61,667 |
| Income taxes67/77 | €15,019 |
| Profit (loss) for the period9904 | €46,648 |
| Profit (loss) for the period to be appropriated9905 | €46,648 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €118,391 | |
| Fixed assets21/28 | €38,396 | |
| Intangible fixed assets21 | €0 | |
| Tangible fixed assets22/27 | €38,396 | |
| Furniture and vehicles24 | €38,396 | |
| Current assets29/58 | €79,995 | |
| Amounts receivable within one year40/41 | €4,907 | |
| Trade receivables40 | €2,932 | |
| Other amounts receivable41 | €1,975 | |
| Cash at bank and in hand54/58 | €71,682 | |
| Deferred charges and accrued income490/1 | €3,406 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €118,391 | |
| Equity10/15 | €51,648 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €46,648 | |
| Amounts payable17/49 | €66,743 | |
| Amounts payable after more than one year17 | €30,770 | |
| Financial debts170/4 | €30,770 | |
| Amounts payable within one year42/48 | €35,973 | |
| Current portion of amounts payable after more than one year42 | €8,602 | |
| Trade debts44 | €5,829 | |
| Suppliers440/4 | €5,829 | |
| Taxes, remuneration and social security45 | €21,542 | |
| Taxes450/3 | €21,542 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €46,648 |
| + Depreciation and write-downs630 | €8,567 |
| Operating cash flow (approximation) | €55,215 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubange · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av. de la Libération - ATHUS 396791 Aubange1 establishment unit
Av. de la Libération - ATHUS 39, 6791 Aubange
since 20242.367.339.834
Identification & contact
Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Contact
E-mail
markhamjessalyn@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.