Skip to content

JM2V

Active
Private limited companyfounded 200224 yrs activeLa Grande Buissière 29, 1380 Lasne, BelgiumKBO/BCE: BE 0477.506.056
Summary

JM2V has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€132,695) and a net result of -€5,040. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 9508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
1 site
Size
€156,524total assets 2025
Equity
-€132,695
Loss
-€5,040
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€132,695- Loss of €5,040, the second in a row (FY 2025)+ Size: total assets €156,524+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -84.8% of total assets
Liquidity 7+2
short-term debt 184.8% · cash 5.6%
Profitability 15+15
return on assets -3.2%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 19 months 04-2025: 0.9% 05-2025: 0.8%▼ -1.3% vs 04-2025 06-2025: 0.8%▼ -9.1% vs 05-2025 07-2025: 0.8%▲ +9.2% vs 06-2025 08-2025: 0.7%▼ -14.8% vs 07-2025 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▲ +2.4% vs 12-2025 02-2026: 0.7%▲ +1.1% vs 01-2026 03-2026: 0.7%● 0.0% vs 02-2026 04-2026: 0.8%▲ +4.2% vs 03-2026 05-2026: 0.8%▼ -2.6% vs 04-2026 06-2026: 0.7%▼ -9.2% vs 05-2026 07-2026: 0.7%▲ +4.1% vs 06-2026 08-2026: 0.9%▲ +26.2% vs 07-2026highest value 09-2026: 0.4%▼ -55.3% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Size: total assets €156,524 lowers the probability for this profile
  • Negative equity -€132,695 raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Loss of €5,040, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.03 against 0.02 in 2024; short-term debt: 184.8% and cash: 5.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 3%, liquidity 4%, profitability 12%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €156,524
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€132,695
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €5,040, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€132,695
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d early
2023
12 d early
2022
28 d late
2021
31 d late
2020
13 d late
2019
33 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€132,695 View
  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€5,040 View
  • Caution: Among the weakest 5% on solvencysector median 52.6% · 9,508 companies -84.8% View

By topic

Financials

Fiscal year
2025
Total assets
€156,524
Loss
-€5,040
Solvency
-84.8%
Turnover▼ 5.9%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2012
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 02-07-2025Annual accounts filed
  3. 19-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
10-05-2002
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.