J. CONSULT
ActiveJ. CONSULT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €-19k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€19k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
5 d early
2022
6 d early
2021
3 d early
2020
26 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-19k▲ 2.3%
2024 · €-20k
2018: €13k
2019: €5k
2020: €-4k
2021: €22k
2022: €-10k
2023: €-9k
2024: €-20k
2018 → 2025
Working capital
€145k▼ 21.1%
2023 · €184k
2018: €181k
2019: €183k
2020: €180k
2021: €202k
2022: €192k
2023: €184k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€204k-€193k▼ 5.1%€184k▼ 4.7%€164k▼ 10.7%€145k▼ 11.7%
Operating result€27k-€-13k€-12k▲ 9.0%€-22k▼ 90.4%€-21k▲ 4.4%
Net result€22k-€-10k€-9k▲ 11.1%€-20k▼ 115%€-19k▲ 2.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €22k in 2024; the loss shrinks.
Balance-sheet composition
Equity and liabilities €145k
Equity
€145k
Debt
€43
Debt finances 0.0% of the balance-sheet total.
Key figures and ratios
Solvency
100.0%=
2024 · 100.0%
Debt / equity
0.00
ROE
-13.2%▼
2024 · -11.9%
ROA
-13.2%▼
2024 · -11.9%
Debt
€43
Debt ≤ 1 year
€43
A ratio outside any meaningful range has been withheld (balance sheet total €145k, equity €145k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€145k▼
Current assets29/58€164k€145k▼
Amounts receivable after more than one year29€149k€130k▼
Other amounts receivable291€149k€130k▼
Stocks and contracts in progress3€15k€15k=
Stocks30/36€15k€15k=
Cash at bank and in hand54/58€36€78▲
Equity and liabilities
Total equity and liabilities10/49€164k€145k▼
Equity10/15€164k€145k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€156k€137k▼
Amounts payable17/49-€43
Amounts payable within one year42/48-€43
Trade debts44-€43
Suppliers440/4-€43
Income statement
Code20242025
Other operating charges640/8€2k€799▼
Gross operating margin9900€-20k€-20k▲
Operating profit (loss)9901€-22k€-21k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€147€163▲
Recurring financial charges65€147€163▲
Profit (loss) for the period before taxes9903€-20k€-19k▲
Profit (loss) for the period9904€-20k€-19k▲
Profit (loss) for the period to be appropriated9905€-20k€-19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€156k€137k▼
Profit (loss) brought forward from the previous period14P€176k€156k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 144current ratio 1845.87
Current ratio from 12.79 to 1845.87; short-term debt falls from €17k to €104.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
30-09
Financial
Equity above €200kEq €204k ▲11.9%
Equity rises from €182k to €204k.
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
30-09
Financial
Liquidity doublescurrent ratio 49.82
Current ratio from 22.85 to 49.82; short-term debt falls from €8k to €4k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Vallées 11450 ChastreGround area
442 m²
Building footprint
155 m²
Volume, LiDAR
854 m³
Parcel 25022A0299/00E000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Vallées 1, 1450 Chastre
since 20012.098.626.474
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25022A0299/00E000 | Wallonia | 442 m² | 1 · 155 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEROCS
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SQME Consultancy
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-10-2001
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.