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Complete company report
Generated 20-08-2026
Active BE 0729.673.095Private limited companyOpen bankruptcy

JM BOUWWERKEN

Brugstraat 11 ·3580 Beringen, Belgium· 7 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

A bankruptcy procedure is open for JM BOUWWERKEN according to publications in the Belgian State Gazette. The 2020 annual accounts show equity of €8k and a net result of €3k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €8k
Net result €3k
Better than sector 27%
Active 7 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health10Profitability100Solvency39Growth-Stability0
37 / 100

Fragile profile, watch stability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 10
Profitability 100
Solvency 39
Growth -
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2020 · computed
10 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2020 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 26-10-2021 with the NBB · fiscal year 2020 · micro
Sector comparison
Fiscal year 2020 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 12.3% 33.0%
better than 27% of 496 sector peers
Net result €3k €5k
better than 45% of 494 sector peers
Equity €8k €35k
better than 25% of 499 sector peers
Gross operating margin €25k €27k
better than 48% of 495 sector peers
Total assets €69k €121k
better than 33% of 496 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2020
Depositmicro
Revenue-
EBITDA€13k
Net profit€3k
Cash flow€10k
Staff costs-
Income taxes€1k
Dividends-
Total assets€69k
Equity€8k
Debt€61k
of which ≤ 1y€43k
of which > 1y€17k
Working capital€2k
Employees (FTE)-
Ratios (computed)
2020
Current ratio1.04
Quick ratio1.04
Working capital ratio2.8%
Solvency12.3%
Debt / equity2.06
Long-term debt ratio2.06
Interest coverage-
Gross margin-
Net margin-
ROA5.0%
ROE40.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€69k
Fixed assets 21/28€24k
Tangible fixed assets 22/27€24k
Current assets 29/58€45k
Amounts receivable within one year 40/41€39k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€69k
Equity 10/15€8k
Reserves 13€3k
Amounts payable 17/49€61k
Amounts payable after one year 17€17k
Amounts payable within one year 42/48€43k
Trade debts payable within one year 44€32k
Income statement
Gross operating margin 9900€25k
Operating result 9901€7k
Financial income 75€0
Financial charges 65€2k
Result before taxes 9903€5k
Income taxes 67/77€1k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator ILSE ROOX
HASSALUTHDREEF 12B BUS 2, 3500 HASSELT
 06-01-2022 → present Belgian State Gazette
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation02-07-2019
StatusActive
Postal code3580
First BS signal 11-01-2022
Latest BS signal 11-01-2022
Establishment units 1 location
JM BOUWWERKEN
Diestersteenweg 114, 3970 LeopoldsburgOptrekken van de ruwbouw van individuele huizen
since 20192.290.720.524
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004A0530/00H000 Flanders 457 m² 1 · 169 m² 14.2 m · 4 fl.
71034A1739/00A000 Flanders 294 m² 1 · 127 m² 10.6 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2022
11-01-2022
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · JM BOUWWERKEN BV BRUG- STRAAT 11/4, 3580 BERINGEN · event 06-01-2022
2021
26-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Lifecycle & Insolvency Signals1 events
11-01-2022
Bankruptcy Opening
Date: 06-01-2022 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · JM BOUWWERKEN BV BRUG- STRAAT 11/4, 3580 BERINGEN · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262022-01-11 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001
Primary activity highlighted.
Names & trade names
Legal nameNL JM BOUWWERKEN
Registered office
Brugstraat 11 bus 4
3580 Beringen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative