Financials
- Fiscal year
- 2024
- Total assets
- €608,319
- Loss
- -€16,119
- Solvency
- -2.3%
Total assets▼ 10.2%
Net result
20222024
JLVM
ActiveSummary
The computed 12-month bankruptcy probability of JLVM is 5.0% (elevated). The 2024 annual accounts show negative equity (-€14,185) and a net result of -€16,119. Equity is shrinking by ~175.5% per year across the filed fiscal years. Its solvency ranks better than 18% of 19372 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
How big
€608,319total assets 2024
- Equity
- -€14,185
- Loss
- -€16,119
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 3 deeds read
Why 42- Figures for FY 2024 (filed 27-08-2025)- Liquidity: current ratio 0.21, cash €215, halved- 1 change of registered office in 24 months+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2024
42
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Place in the band from the probability alone: no sector peers known
Financial strength · tick = 2023
Weak
Solvency
23-2
equity -2.3% of total assets
Liquidity
49+1
short-term debt 12.3% · cash 0.0%
Profitability
29+15
return on assets -2.6%
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%lowest value
12-2024: 1.0%▲ +104% vs 11-2024
01-2025: 1.0%▼ -1.3% vs 12-2024
02-2025: 1.0%▲ +1.5% vs 01-2025
03-2025: 1.0%▼ -0.6% vs 02-2025
04-2025: 1.0%▲ +1.9% vs 03-2025
05-2025: 1.2%▲ +15.7% vs 04-2025
06-2025: 1.2%▲ +3.1% vs 05-2025
07-2025: 1.2%▼ -0.6% vs 06-2025
08-2025: 1.7%▲ +39.6% vs 07-2025
09-2025: 2.3%▲ +36.5% vs 08-2025
10-2025: 2.2%▼ -5.2% vs 09-2025
11-2025: 2.2%● 0.0% vs 10-2025
12-2025: 2.2%● 0.0% vs 11-2025
01-2026: 2.2%● 0.0% vs 12-2025
02-2026: 2.2%▼ -1.7% vs 01-2026
03-2026: 2.2%● 0.0% vs 02-2026
04-2026: 2.1%▼ -2.0% vs 03-2026
05-2026: 2.2%▲ +3.4% vs 04-2026
06-2026: 2.1%▼ -2.1% vs 05-2026
07-2026: 2.1%▼ -1.6% vs 06-2026
08-2026: 2.8%▲ +33.1% vs 07-2026
09-2026: 3.3%▲ +19.1% vs 08-2026
10-2026: 5.0%▲ +51.2% vs 09-2026highest value
- Figures for FY 2024 (filed 27-08-2025) raises the probability
- Liquidity: current ratio 0.21, cash €215, halved raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- 1 change of registered office in 24 months raises the probability
No credit on open account
Liquidity short (current ratio 0.21 against 0.53 in 2023; short-term debt: 12.3% and cash: 0% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: from the bankruptcy probability alone, as no sector peers are known.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year -€14,185
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
31 d late
2022
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Weakest financial yearnet -€33,668
Key points
- Risk: Negative equityfiscal year 2024: debts exceed assets -€14,185 View
- Risk: 3 loss-making years in a rowloss fiscal year 2024 -€16,119 View
- Caution: Among the weakest 15% on equitysector median €87,096 · 19,389 companies -€14,185 View
- Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
By topic
Timeline
- Events
- 4
- Since
- 2023
- 27-08-2025Annual accounts filed
- 31-08-2024Annual accounts filed
- 31-12-2023Weakest financial year
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 14-02-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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