Mila Immo
ActiveSummary
Mila Immo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,000 and a net result of €9,499. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 29% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+10
Solvency32▼-4
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.19 in 2024; short-term debt: 31.5% and cash: 2.2% of total assets), and 93.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.7%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
21 d early
2023
21 d early
2022
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€50,000▼ 35.9%
2024 · €78,057
Total assets
€744,279▲ 5.1%
2024 · €708,264
Net result
€9,499▲ 244%
2024 · €2,760
Working capital
-€202,212▼ 25.2%
2024 · -€161,455
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€19,352-€22,467▲ 16.1%€13,899▼ 38.1%€20,121▲ 44.8%
Net result€13,321within the sector's middle half-€11,976within the sector's middle half▼ 10.1%€2,760within the sector's middle half▼ 77.0%€9,499within the sector's middle half▲ 244%
Equity€63,321within the sector's middle half-€75,297within the sector's middle half▲ 18.9%€78,057within the sector's middle half▲ 3.7%€50,000within the sector's middle half▼ 35.9%
Total assets€651,380within the sector's middle half-€592,131within the sector's middle half▼ 9.1%€708,264within the sector's middle half▲ 19.6%€744,279within the sector's middle half▲ 5.1%
Debt€588,059-€516,834▼ 12.1%€630,208▲ 21.9%€694,279▲ 10.2%
Working capital-€74,854below the sector's middle half--€61,689within the sector's middle half▲ 17.6%-€161,455below the sector's middle half▼ 162%-€202,212below the sector's middle half▼ 25.2%
Solvency9.7%within the sector's middle half-12.7%within the sector's middle half▲ 3.0pp11.0%within the sector's middle half▼ 1.7pp6.7%within the sector's middle half▼ 4.3pp
Current ratio0.35below the sector's middle half-0.06below the sector's middle half▼ 0.290.19below the sector's middle half▲ 0.130.14below the sector's middle half▼ 0.06
Return on assets (ROA)2.0%within the sector's middle half-2.0%within the sector's middle half=0.4%within the sector's middle half▼ 1.6pp1.3%within the sector's middle half▲ 0.9pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €743,844
Fixed assets
€711,327 ▲ 6.4%
Current assets
€32,518 ▼ 16.1%
Equity and liabilities €744,279
Equity
€50,000 ▼ 35.9%
Debt
€694,279 ▲ 10.2%
Debt's share of the balance-sheet total rises from 89.0% to 93.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59,570▲
2024 · €50,879
Cash flow
€48,947▲
2024 · €39,740
Debt to equity
13.89▲
2024 · 8.07
ROE
19.0%▲
2024 · 3.5%
Interest coverage
8.09▲
2024 · 4.86
Debt ≤ 1 year
€234,729▲
2024 · €200,228
Debt > 1 year
€459,550▲
2024 · €428,786
Income taxes
€3,337▲
2024 · €690
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,514 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 96% are still going.
- Small
- 2 to 5 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.4%
went bankrupt
1.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,514 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,569 | €23,141 | €36,980 | €39,448 | ▲ 6.7% |
| Other operating charges640/8 | €110 | €242 | €250 | €745 | ▲ 197% |
| Gross operating margin9900 | €47,030 | €45,850 | €51,129 | €60,314 | ▲ 18.0% |
| Operating profit (loss)9901 | €19,352 | €22,467 | €13,899 | €20,121 | ▲ 44.8% |
| Financial income75/76B | €2,460 | - | €12 | €77 | ▲ 546% |
| Recurring financial income75 | €2,460 | - | €12 | €77 | ▲ 546% |
| Financial charges65/66B | €8,491 | €10,491 | €10,461 | €7,363 | ▼ 29.6% |
| Recurring financial charges65 | €8,491 | €10,491 | €10,461 | €7,363 | ▼ 29.6% |
| Profit (loss) for the period before taxes9903 | €13,321 | €11,976 | €3,450 | €12,835 | ▲ 272% |
| Income taxes67/77 | - | - | €690 | €3,337 | ▲ 384% |
| Profit (loss) for the period9904 | €13,321 | €11,976 | €2,760 | €9,499 | ▲ 244% |
| Profit (loss) for the period to be appropriated9905 | €13,321 | €11,976 | €2,760 | €9,499 | ▲ 244% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €651,380 | €592,131 | €708,264 | €744,279 | ▲ 5.1% |
| Formation expenses20 | €1,217 | €956 | €695 | €435 | ▼ 37.5% |
| Fixed assets21/28 | €609,986 | €587,106 | €668,796 | €711,327 | ▲ 6.4% |
| Tangible fixed assets22/27 | €609,986 | €587,106 | €668,796 | €711,327 | ▲ 6.4% |
| Land and buildings22 | €609,986 | €587,106 | €668,796 | €711,327 | ▲ 6.4% |
| Current assets29/58 | €40,178 | €4,069 | €38,773 | €32,518 | ▼ 16.1% |
| Amounts receivable within one year40/41 | - | €4,000 | €18,789 | €16,196 | ▼ 13.8% |
| Trade receivables40 | - | - | €12,479 | €13,886 | ▲ 11.3% |
| Other amounts receivable41 | - | €4,000 | €6,310 | €2,310 | ▼ 63.4% |
| Cash at bank and in hand54/58 | €40,178 | €69 | €6,984 | €16,322 | ▲ 134% |
| Deferred charges and accrued income490/1 | - | - | €13,000 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €651,380 | €592,131 | €708,264 | €744,279 | ▲ 5.1% |
| Equity10/15 | €63,321 | €75,297 | €78,057 | €50,000 | ▼ 35.9% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | €13,321 | €25,297 | €28,057 | - | - |
| Amounts payable17/49 | €588,059 | €516,834 | €630,208 | €694,279 | ▲ 10.2% |
| Amounts payable after more than one year17 | €473,028 | €451,076 | €428,786 | €459,550 | ▲ 7.2% |
| Financial debts170/4 | €473,028 | €451,076 | €428,786 | €459,550 | ▲ 7.2% |
| Amounts payable within one year42/48 | €115,031 | €65,758 | €200,228 | €234,729 | ▲ 17.2% |
| Current portion of amounts payable after more than one year42 | €21,619 | €21,952 | €22,290 | €27,935 | ▲ 25.3% |
| Trade debts44 | €678 | €373 | €9,018 | €5,698 | ▼ 36.8% |
| Suppliers440/4 | €678 | €373 | €9,018 | €5,698 | ▼ 36.8% |
| Taxes, remuneration and social security45 | €611 | €907 | €2,332 | €7,646 | ▲ 228% |
| Taxes450/3 | €611 | €907 | €2,332 | €7,646 | ▲ 228% |
| Other amounts payable47/48 | €92,125 | €42,526 | €166,587 | €193,451 | ▲ 16.1% |
| Accrued charges and deferred income492/3 | - | - | €1,194 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,321 | €11,976 | €2,760 | €9,499 | ▲ 244% |
| + Depreciation and write-downs630 | €27,569 | €23,141 | €36,980 | €39,448 | ▲ 6.7% |
| Operating cash flow (approximation) | €40,890 | €35,117 | €39,740 | €48,947 | ▲ 23.2% |
| Investment in fixed assets (approximation) | - | -€261 | -€118,671 | -€81,979 | ▲ 30.9% |
| Change in cash | - | -€40,108 | €6,915 | €9,338 | ▲ 35.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2,760 ▼77%
Net result drops to €2,760, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2021
Ground area
810 m²
Building footprint
274 m²
Volume, LiDAR
3,353 m³
Parcel 62038A0428/00L000, Wallonia · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Mila Immo
since 20212.323.622.429
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62038A0428/00L000 | Wallonia | 810 m² | 1 · 274 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,144 companies in sector 68201 we hold annual accounts for 6,775. 3,347 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
74130Interior design
E-invoicing
Reachable via Peppol
Peppol ID
0208:0776567152
Also
9925:BE0776567152
Registered
21-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.