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Generated 02-08-2026
Active BE 0772.340.031Private limited company

JLO Concept

Rue Henri Lecapitaine 25 ·1390 Grez-Doiceau, Belgium· 4 yrs active
Sector: Food manufacturing (10520)
Conclusion Checked

The computed 12-month bankruptcy probability of JLO Concept is 3.1% (moderate). The 2024 annual accounts show equity of €19k and a net result of €-11k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 41% of 631 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €19k
Net result €-11k
Better than sector 41%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health25Profitability0Solvency16Growth32Stability94
33 / 100

Fragile profile, watch profitability in particular.

Health 25
Profitability 0
Solvency 16
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
25 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 01-09-2025 with the NBB · fiscal year 2024 · micro
€-20k€-10k€0€10k€20k€30kOperating result 2022: €4k€4kNet result 2022: €-106€-106Operating result 2023: €27k€27kNet result 2023: €24k€24kOperating result 2024: €-11k€-11kNet result 2024: €-11k€-11k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 3 fiscal years (±2.3%/year).
€15k€20k€25k€30k2025: €19k (€17k - €20k)2026: €18k (€17k - €20k)2027: €18k (€16k - €19k)2022: €20k2023: €30k2024: €19k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 10, Food manufacturing · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 14.2% 21.2%
better than 41% of 631 sector peers
Net result €-11k €7k
better than 20% of 630 sector peers
Equity €19k €26k
better than 44% of 631 sector peers
Gross operating margin €16k €60k
better than 26% of 629 sector peers
Total assets €134k €134k
better than 50% of 631 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€14k
-73.7% -75% vs sector
Net profit
€-11k
- far below sector median
Cash flow
€13k
-72.6% -69% vs sector
Total assets
€134k
-12.3% -50% vs sector
Equity
€19k
-36.9% -81% vs sector
Working capital
€-9k
+52.3% far below sector median
Income taxes
€60
-97.7% -99% vs sector
Debt
€115k
-6.2% -26% vs sector
Debt ≤ 1y
€45k
-8.2% -63% vs sector
Debt > 1y
€70k
0.0% +106% vs sector
Current ratio
0.80
+29.8% -22% vs sector
Quick ratio
0.69
+30.1% -16% vs sector
Solvency
14.2%
-28.0% -66% vs sector
Debt / equity
6.03
+48.5% far above sector median
ROE
-58.4%
- far below sector median
ROA
-8.3%
- far below sector median
Interest coverage
127.35
-75.1% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€14k
Net profit€-11k
Cash flow€13k
Staff costs-
Income taxes€60
Dividends-
Total assets€134k
Equity€19k
Debt€115k
of which ≤ 1y€45k
of which > 1y€70k
Working capital€-9k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.80
Quick ratio0.69
Working capital ratio-6.6%
Solvency14.2%
Debt / equity6.03
Long-term debt ratio3.69
Interest coverage127.35
Gross margin-
Net margin-
ROA-8.3%
ROE-58.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€134k
Fixed assets 21/28€98k
Tangible fixed assets 22/27€97k
Financial fixed assets 28€1k
Current assets 29/58€36k
Stocks & contracts in progress 3€5k
Amounts receivable within one year 40/41€3k
Cash & bank 54/58€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€134k
Equity 10/15€19k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-1k
Amounts payable 17/49€115k
Amounts payable after one year 17€70k
Amounts payable within one year 42/48€45k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€16k
Operating result 9901€-11k
Financial charges 65€106
Result before taxes 9903€-11k
Income taxes 67/77€60
Net result for the period 9904€-11k
Result to be appropriated 9905€-11k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Food manufacturing(10520)
Legal form Private limited company(610)
Incorporation06-08-2021
StatusActive
Postal code1390
Establishment units 1 location
JLO Concept
Rue Henri Lecapitaine 25, 1390 Grez-DoiceauExploitatie van bossen : houthakken en de productie van onbewerkt hout als mijnhout, gekloofde staken, palen en brandhout
since 20212.321.191.291
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25037A0428/00N000 Wallonia 849 m² 1 · 109 m² 9.9 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
01-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
17-01-2024
State Gazette act Director changes
2023
08-11-2023
State Gazette act Director changes
24-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
17-01-2024 ROBIN Daphné appointed as director Director changes
  • ROBIN Daphné, Bestuurder
Technical details 
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      "reason": null,
      "subkind": "regular",
      "via_org": null,
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      "compensated": null,
      "effective_date": "2023-11-27",
      "evidence_quote": "A l\u0027unanimit\u00E9 l\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire accepte la nomination de Madame ROBIN Daphn\u00E9 en tant qu\u0027administratrice de la soci\u00E9t\u00E9.",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
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  "notary": {
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  },
  "act_meta": {
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    "pub_date": null,
    "filing_date": "2024-01-05",
    "act_kind_objet": "Nomination"
  },
  "decisions": [
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      "date": "2023-11-24",
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    }
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  "subject_company": {
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2023
08-11-2023 ROBIN Daphné resigns as director Director changes
  • ROBIN Daphné, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "ROBIN Daphn\u00E9",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2023-09-30",
      "evidence_quote": "A l\u0027unanimit\u00E9 l\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire accepte la d\u00E9mission de Madame ROBIN Daphn\u00E9 de son mandat d\u0027administratrice.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2023-11-08",
    "filing_date": "2023-10-24",
    "act_kind_objet": "Obiet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-09-29",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
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    "legal_form": "SRL"
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  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Pierre LALEMANT",
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van consumptie-ijs10520Vervaardiging van roomijs en ander consumptie-ijs10520Exploitatie van bossen02200Exploitatie van bossen02200Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Landschapsverzorging81300Landschapsverzorging81300
Primary activity highlighted.
Names & trade names
Legal nameFR JLO Concept
Registered office
Rue Henri Lecapitaine 25
1390 Grez-Doiceau, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative