JLM
ActiveJLM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.09M and a net result of €3k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 40% of 7954 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
44 d early
2023
36 d early
2022
11 d early
2021
23 d early
2020
36 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.09M▲ 0.3%
2024 · €1.09M
2018: €1.04M
2019: €1.09M
2020: €1.10M
2021: €1.07M
2022: €1.08M
2023: €1.09M
2024: €1.09M
2018 → 2025
Net result
€3k▲ 767%
2024 · €333
2018: €44k
2019: €46k
2020: €46k
2021: €-27k
2022: €12k
2023: €10k
2024: €333
2018 → 2025
Total assets
€2.77M▼ 4.1%
2024 · €2.89M
2018: €2.83M
2019: €2.79M
2020: €2.79M
2021: €2.69M
2022: €2.85M
2023: €2.81M
2024: €2.89M
2018 → 2025
Solvency
39.5%▲ 1.7pp
2024 · 37.8%
2018: 36.7%
2019: 39.0%
2020: 39.4%
2021: 39.8%
2022: 38.0%
2023: 38.9%
2024: 37.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.07M-€1.08M▲ 1.1%€1.09M▲ 0.9%€1.09M=€1.09M▲ 0.3%
Operating result€-21k-€20k€28k▲ 38.1%€49k▲ 76.0%€22k▼ 54.0%
Net result€-27k-€12k€10k▼ 17.0%€333▼ 96.5%€3k▲ 767%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.77M
Fixed assets
€2.59M▼ 3.9%
Current assets
€179k▼ 6.4%
Equity and liabilities €2.77M
Equity
€1.09M▲ 0.3%
Debt
€1.67M▼ 6.7%
The debt ratio falls from 62.2% to 60.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
39.5%▲
2024 · 37.8%
ROE
0.3%▲
2024 · 0.0%
ROA
0.1%▲
2024 · 0.0%
Debt
€1.67M▼
2024 · €1.79M
Debt ≤ 1 year
€1.13M▼
2024 · €1.19M
Debt > 1 year
€287k▼
2024 · €345k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.89M€2.77M▼
Fixed assets21/28€2.70M€2.59M▼
Tangible fixed assets22/27€2.70M€2.59M▼
Land and buildings22€2.68M€2.57M▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€20k€20k▼
Current assets29/58€191k€179k▼
Amounts receivable within one year40/41€67k€90k▲
Trade receivables40€67k€89k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€118k€82k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€2.89M€2.77M▼
Equity10/15€1.09M€1.09M▲
Contributions10/11€707k€707k=
Capital10€707k€707k=
Issued capital100€707k€707k=
Reserves13€17k€17k=
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Profit (loss) carried forward14€368k€371k▲
Amounts payable17/49€1.79M€1.67M▼
Amounts payable after more than one year17€345k€287k▼
Financial debts170/4€345k€287k▼
Amounts payable within one year42/48€1.19M€1.13M▼
Current portion of amounts payable after more than one year42€57k€58k▲
Trade debts44€4k€18k▲
Suppliers440/4€4k€18k▲
Taxes, remuneration and social security45€20k€27k▲
Taxes450/3€20k€27k▲
Other amounts payable47/48€1.11M€1.03M▼
Accrued charges and deferred income492/3€259k€259k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€125k▲
Other operating charges640/8€10k€9k▼
Gross operating margin9900€173k€157k▼
Operating profit (loss)9901€49k€22k▼
Financial income75/76B€395€199▼
Recurring financial income75€395€199▼
Financial charges65/66B€42k€15k▼
Recurring financial charges65€42k€15k▼
Profit (loss) for the period before taxes9903€7k€7k▲
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€333€3k▲
Profit (loss) for the period to be appropriated9905€333€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€368k€371k▲
Profit (loss) brought forward from the previous period14P€367k€368k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-27k ▼158%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opleeuwstraat 693840 Tongeren-BorgloonGround area
2,836 m²
Building footprint
861 m²
Volume, LiDAR
5,997 m³
2 parcels, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JLM
since 20082.171.902.353
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73016B0116/00D000 | Flanders | 1,751 m² | 1 · 384 m² | 10.0 m · 2 fl. |
| 73006H0115/00N000 | Flanders | 1,085 m² | 1 · 477 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 12,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-06-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
55204Guest rooms (bed and breakfast)
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.