JLK
ActiveJLK has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €-3k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-19
Solvency74▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.98 in 2024; short-term debt: 46.8% and cash: 43.6% of total assets), but 51.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
5 d early
2023
4 d early
2022
31 d late
2021
19 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▼ 2.0%
2024 · €126k
2018: €75k
2019: €77k
2020: €70k
2021: €86k
2022: €120k
2023: €124k
2024: €126k
2018 → 2025
Total assets
€254k▲ 0.6%
2024 · €252k
2018: €247k
2019: €214k
2020: €236k
2021: €266k
2022: €308k
2023: €283k
2024: €252k
2018 → 2025
Net result
€-3k
2024 · €3k
2018: €16k
2019: €3k
2020: €-7k
2021: €16k
2022: €35k
2023: €5k
2024: €3k
2018 → 2025
Working capital
€93k▼ 6.8%
2024 · €100k
2018: €47k
2019: €65k
2020: €53k
2021: €41k
2022: €71k
2023: €85k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€120k▲ 40.0%€124k▲ 3.2%€126k▲ 1.8%€124k▼ 2.0%
Operating result€29k-€58k▲ 101%€9k▼ 83.8%€13k▲ 38.5%€6k▼ 57.0%
Net result€16k-€35k▲ 113%€5k▼ 86.9%€3k▼ 33.4%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€42k▼ 15.9%
Current assets
€212k▲ 4.6%
Equity and liabilities €254k
Equity
€124k▼ 2.0%
Debt
€130k▲ 3.3%
The debt ratio rises from 50.0% to 51.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27k▼
2024 · €41k
Cash flow
€19k▼
2024 · €31k
Solvency
48.7%▼
2024 · 50.0%
Current ratio
1.79▼
2024 · 1.98
Quick ratio
1.62▼
2024 · 1.87
Debt / equity
1.05▲
2024 · 1.00
ROE
-2.1%▼
2024 · 2.4%
ROA
-1.0%▼
2024 · 1.2%
Interest coverage
3.31▼
2024 · 5.19
Debt
€130k▲
2024 · €126k
Debt ≤ 1 year
€119k▲
2024 · €102k
Debt > 1 year
€11k▼
2024 · €24k
Income taxes
€141▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€252k€254k▲
Fixed assets21/28€49k€42k▼
Tangible fixed assets22/27€49k€42k▼
Plant, machinery and equipment23€5k€11k▲
Furniture and vehicles24€23k€18k▼
Leasing and similar rights25€21k€13k▼
Financial fixed assets28€25€25=
Current assets29/58€203k€212k▲
Stocks and contracts in progress3€11k€20k▲
Stocks30/36€11k€20k▲
Amounts receivable within one year40/41€61k€82k▲
Trade receivables40€49k€71k▲
Other amounts receivable41€13k€11k▼
Cash at bank and in hand54/58€130k€111k▼
Deferred charges and accrued income490/1€124-
Equity and liabilities
Total equity and liabilities10/49€252k€254k▲
Equity10/15€126k€124k▼
Contributions10/11€12k€12k=
Reserves13€114k€111k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€112k€109k▼
Amounts payable17/49€126k€130k▲
Amounts payable after more than one year17€24k€11k▼
Financial debts170/4€24k€11k▼
Amounts payable within one year42/48€102k€119k▲
Current portion of amounts payable after more than one year42€13k€12k▼
Trade debts44€17k€26k▲
Suppliers440/4€17k€26k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Other amounts payable47/48€67k€74k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€21k▼
Other operating charges640/8€1k€537▼
Gross operating margin9900€42k€27k▼
Operating profit (loss)9901€13k€6k▼
Financial income75/76B€220€91▼
Recurring financial income75€125€91▼
Non-recurring financial income76B€95-
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€5k€-2k▼
Transfer from deferred taxes780€2k-
Income taxes67/77€4k€141▼
Profit (loss) for the period9904€3k€-3k▼
Transfer from tax-exempt reserves789€7k-
Profit (loss) for the period to be appropriated9905€10k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-3k▼
Transfer from equity791/2€800€3k▲
Transfer to equity691/2€10k-
To other reserves6921€10k-
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €35k ▲113%
Operating result €58k, net result €35k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲40%
2 profitable years in a row build equity to €120k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-7k ▼316%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Teutseweg 113520 ZonhovenGround area
3,018 m²
Building footprint
349 m²
Volume, LiDAR
1,807 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JLK
since 20112.205.232.939
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442C1245/00L000 | Flanders | 1,663 m² | 1 · 124 m² | 7.9 m · 2 fl. |
| 71442C0963/00B000 | Flanders | 1,355 m² | 1 · 225 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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WOOD CORP
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Coenen Kevin Schrijnwerkerij
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MOCO
BE 0746.449.345
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Glas- en Aluminiumwerken De Leeuw
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 7,703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-05-2011
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.