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JLF Dtech - Management&Engineering

Active
Private limited companyfounded 2025active for 1 yearAllée Ma Campagne 5, 4840 Welkenraedt, BelgiumKBO/BCE: BE 1020.156.621
Summary

JLF Dtech - Management&Engineering has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,543 and a net result of €6,376. Its solvency ranks better than 28% of 38,895 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2025, micro format

Equity
€7,543
Total assets
€27,546
Net result
€6,376
Working capital
-€3,601

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €27,546
Fixed assets €11,144
Current assets €16,403
Equity and liabilities €27,546
Equity €7,543
Debt €20,004
Debt finances 72.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€9,959
Cash flow
€7,174
Current ratio
0.82
Debt to equity
2.65
ROE
84.5%
ROA
23.1%
Interest coverage
over 100
Debt ≤ 1 year
€20,004
Income taxes
€2,768

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€27,546
Fixed assets21/28€11,144
Tangible fixed assets22/27€11,144
Furniture and vehicles24€11,144
Current assets29/58€16,403
Amounts receivable within one year40/41€10,890
Trade receivables40€10,890
Cash at bank and in hand54/58€5,513
Equity and liabilities
Total equity and liabilities10/49€27,546
Equity10/15€7,543
Contributions10/11€2,000
Reserves13€5,543
Distributable reserves133€5,543
Profit (loss) carried forward14€0
Amounts payable17/49€20,004
Amounts payable within one year42/48€20,004
Trade debts44€238
Suppliers440/4€238
Taxes, remuneration and social security45€15,207
Taxes450/3€12,207
Remuneration and social security454/9€3,000
Other amounts payable47/48€4,558
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€798
Other operating charges640/8€412
Gross operating margin9900€10,371
Operating profit (loss)9901€9,161
Financial charges65/66B€18
Recurring financial charges65€18
Profit (loss) for the period before taxes9903€9,143
Income taxes67/77€2,768
Profit (loss) for the period9904€6,376
Profit (loss) for the period to be appropriated9905€6,376
Appropriation of the result
Profit (loss) to be appropriated9906€6,376
Transfer to equity691/2€5,543
To other reserves6921€5,543
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€798
Other operating charges640/8€412
Gross operating margin9900€10,371
Operating profit (loss)9901€9,161
Financial charges65/66B€18
Recurring financial charges65€18
Profit (loss) for the period before taxes9903€9,143
Income taxes67/77€2,768
Profit (loss) for the period9904€6,376
Profit (loss) for the period to be appropriated9905€6,376
Line2025
Assets
Total assets20/58€27,546
Fixed assets21/28€11,144
Tangible fixed assets22/27€11,144
Furniture and vehicles24€11,144
Current assets29/58€16,403
Amounts receivable within one year40/41€10,890
Trade receivables40€10,890
Cash at bank and in hand54/58€5,513
Equity and liabilities
Total equity and liabilities10/49€27,546
Equity10/15€7,543
Contributions10/11€2,000
Reserves13€5,543
Distributable reserves133€5,543
Profit (loss) carried forward14€0
Amounts payable17/49€20,004
Amounts payable within one year42/48€20,004
Trade debts44€238
Suppliers440/4€238
Taxes, remuneration and social security45€15,207
Taxes450/3€12,207
Remuneration and social security454/9€3,000
Other amounts payable47/48€4,558
Line2025
Profit (loss) for the period9904€6,376
+ Depreciation and write-downs630€798
Operating cash flow (approximation)€7,174

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 07-07-2026 2026-00261470

Similar companies · same sector, comparable size

Of the 82,290 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,868. 20,783 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.