Isintu
ActiveSummary
Isintu has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,540 and a net result of €621. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-30
Solvency63▼-37
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 4.26 in 2024; short-term debt: 61.6% and cash: 29.7% of total assets), and 61.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
41 d early
2023
48 d early
2022
28 d early
2021
31 d early
2020
19 d late
2019
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€7,540▼ 54.5%
2024 · €16,557
Total assets
€19,651▲ 3.5%
2024 · €18,980
Net result
€621▼ 90.7%
2024 · €6,665
Working capital
€971▼ 87.7%
2024 · €7,893
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,751▼ 46.9%-€1,715€1,260€11,159▲ 786%€2,278▼ 79.6%
Net result€3,626within the sector's middle half▼ 51.7%-€2,508below the sector's middle half-€864below the sector's middle half▲ 65.5%€6,665within the sector's middle half€621below the sector's middle half▼ 90.7%
Equity€31,865within the sector's middle half▲ 12.8%€29,357within the sector's middle half▼ 7.9%€9,893below the sector's middle half▼ 66.3%€16,557below the sector's middle half▲ 67.4%€7,540below the sector's middle half▼ 54.5%
Total assets€35,251below the sector's middle half▼ 4.9%€31,642below the sector's middle half▼ 10.2%€12,805below the sector's middle half▼ 59.5%€18,980below the sector's middle half▲ 48.2%€19,651below the sector's middle half▲ 3.5%
Debt€3,387▼ 61.6%€2,285▼ 32.5%€2,912▲ 27.4%€2,423▼ 16.8%€12,111▲ 400%
Working capital€28,034within the sector's middle half▲ 27.9%€25,814within the sector's middle half▼ 7.9%€7,308within the sector's middle half▼ 71.7%€7,893within the sector's middle half▲ 8.0%€971within the sector's middle half▼ 87.7%
Solvency90.4%above the sector's middle half▲ 14.2pp92.8%above the sector's middle half▲ 2.4pp77.3%within the sector's middle half▼ 15.5pp87.2%above the sector's middle half▲ 10.0pp38.4%within the sector's middle half▼ 48.9pp
Current ratio9.28above the sector's middle half▲ 5.7912.29above the sector's middle half▲ 3.023.51within the sector's middle half▼ 8.794.26within the sector's middle half▲ 0.751.08within the sector's middle half▼ 3.18
Return on assets (ROA)10.3%within the sector's middle half▼ 10.0pp-7.9%below the sector's middle half▼ 18.2pp-6.7%below the sector's middle half▲ 1.2pp35.1%above the sector's middle half▲ 41.9pp3.2%within the sector's middle half▼ 32.0pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19,651
Fixed assets
€6,569 ▼ 24.2%
Current assets
€13,082 ▲ 26.8%
Equity and liabilities €19,651
Equity
€7,540 ▼ 54.5%
Debt
€12,111 ▲ 400%
Debt's share of the balance-sheet total rises from 12.8% to 61.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4,373▼
2024 · €12,355
Cash flow
€2,716▼
2024 · €7,860
Debt to equity
1.61▲
2024 · 0.15
ROE
8.2%▼
2024 · 40.3%
Interest coverage
5.69▼
2024 · 11.53
Debt ≤ 1 year
€12,111▲
2024 · €2,423
Income taxes
€893▼
2024 · €3,426
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,792 | €446 | €959 | €1,196 | €2,095 | ▲ 75.2% |
| Other operating charges640/8 | €627 | €2,890 | €766 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €9,171 | €1,622 | €2,984 | €12,742 | €4,772 | ▼ 62.5% |
| Operating profit (loss)9901 | €4,751 | -€1,715 | €1,260 | €11,159 | €2,278 | ▼ 79.6% |
| Financial income75/76B | €1 | €1 | €0 | €3 | €5 | ▲ 69.9% |
| Recurring financial income75 | €1 | €1 | €0 | €3 | €5 | ▲ 69.9% |
| Financial charges65/66B | €177 | €278 | €1,527 | €1,071 | €768 | ▼ 28.3% |
| Recurring financial charges65 | €177 | €278 | €1,527 | €1,071 | €768 | ▼ 28.3% |
| Profit (loss) for the period before taxes9903 | €4,575 | -€1,992 | -€267 | €10,091 | €1,514 | ▼ 85.0% |
| Income taxes67/77 | €949 | €515 | €597 | €3,426 | €893 | ▼ 73.9% |
| Profit (loss) for the period9904 | €3,626 | -€2,508 | -€864 | €6,665 | €621 | ▼ 90.7% |
| Profit (loss) for the period to be appropriated9905 | €3,626 | -€2,508 | -€864 | €6,665 | €621 | ▼ 90.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €35,251 | €31,642 | €12,805 | €18,980 | €19,651 | ▲ 3.5% |
| Fixed assets21/28 | €3,831 | €3,543 | €2,585 | €8,664 | €6,569 | ▼ 24.2% |
| Tangible fixed assets22/27 | €3,531 | €3,243 | €2,285 | €8,364 | €6,269 | ▼ 25.0% |
| Plant, machinery and equipment23 | - | €2,608 | €2,084 | €8,364 | €6,269 | ▼ 25.0% |
| Furniture and vehicles24 | €3,531 | €635 | €200 | €0 | - | - |
| Financial fixed assets28 | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €31,421 | €28,099 | €10,220 | €10,316 | €13,082 | ▲ 26.8% |
| Amounts receivable within one year40/41 | €21,185 | €28,092 | €4,818 | €5,480 | €7,250 | ▲ 32.3% |
| Trade receivables40 | €8,869 | €726 | €726 | €0 | €1,987 | - |
| Other amounts receivable41 | €12,316 | €27,366 | €4,092 | €5,480 | €5,262 | ▼ 4.0% |
| Cash at bank and in hand54/58 | €10,236 | €8 | €5,403 | €4,836 | €5,833 | ▲ 20.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €35,251 | €31,642 | €12,805 | €18,980 | €19,651 | ▲ 3.5% |
| Equity10/15 | €31,865 | €29,357 | €9,893 | €16,557 | €7,540 | ▼ 54.5% |
| Contributions10/11 | €18,600 | €18,600 | €0 | - | - | - |
| Reserves13 | €13,265 | €13,265 | €13,265 | €16,557 | €7,540 | ▼ 54.5% |
| Distributable reserves133 | €13,265 | €13,265 | €13,265 | €16,557 | €7,540 | ▼ 54.5% |
| Profit (loss) carried forward14 | - | -€2,508 | -€3,372 | €0 | €0 | - |
| Amounts payable17/49 | €3,387 | €2,285 | €2,912 | €2,423 | €12,111 | ▲ 400% |
| Amounts payable within one year42/48 | €3,387 | €2,285 | €2,912 | €2,423 | €12,111 | ▲ 400% |
| Trade debts44 | €2,246 | €1,770 | €1,207 | €1,826 | €1,203 | ▼ 34.1% |
| Suppliers440/4 | €2,246 | €1,770 | €1,207 | €1,826 | €1,203 | ▼ 34.1% |
| Taxes, remuneration and social security45 | €1,140 | €515 | €1,705 | €597 | €1,270 | ▲ 113% |
| Taxes450/3 | €1,140 | €515 | €1,705 | €597 | €1,270 | ▲ 113% |
| Other amounts payable47/48 | - | - | - | - | €9,639 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,626 | -€2,508 | -€864 | €6,665 | €621 | ▼ 90.7% |
| + Depreciation and write-downs630 | €3,792 | €446 | €959 | €1,196 | €2,095 | ▲ 75.2% |
| Operating cash flow (approximation) | €7,418 | -€2,062 | €95 | €7,860 | €2,716 | ▼ 65.4% |
| Investment in fixed assets (approximation) | - | -€159 | €0 | -€7,275 | €0 | ▲ 100% |
| Change in cash | - | -€10,228 | €5,395 | -€567 | €997 | ▲ 276% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6,665
Net result €6,665 after 2 loss-making years.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€2,508
Net result drops to -€2,508, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 9.28
Current ratio from 3.49 to 9.28; short-term debt falls from €8,817 to €3,387.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial
Highest result since 2018net €8,945 ▲52%
Operating result €13,386, net result €8,945, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2003
Ground area
349 m²
Building footprint
139 m²
Volume, LiDAR
1,068 m³
Parcel 24302D0436/00X002, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ISINTU
since 20032.131.930.039
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302D0436/00X002 | Flanders | 349 m² | 1 · 139 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 134 EUR awarded · 134 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 134 EUR | 134 EUR |
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 19,865 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
Contact
Website
www.isintu.be
E-mail
ariane@isintu.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479557607
Also
9925:BE0479557607
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.