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Generated 01-08-2026
Active BE 0876.181.006Private limited company

JLCP

Miksebaan 240 ·2930 Brasschaat, Belgium· 20 yrs active
Sector: Retail trade (47716)
Conclusion Checked

The computed 12-month bankruptcy probability of JLCP is 0.9% (low). The 2023 annual accounts show equity of €89k and a net result of €48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 53% of 5683 sector peers (fiscal year 2023). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €89k
Net result €48k
Better than sector 53%
Active 20 yrs
Snowflake analysis 5 axes · computed by Checked
Health83Profitability100Solvency53Growth78Stability100
83 / 100

Exceptional profile, strong across almost every axis.

Health 83
Profitability 100
Solvency 53
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2005, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
83 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 04-05-2024 with the NBB · fiscal year 2023 · micro
€-100k€-50k€0€50k€100k€150kOperating result 2019: €-38k€-38kNet result 2019: €-56k€-56kOperating result 2020: €-251€-251Net result 2020: €-55k€-55kOperating result 2021: €-6k€-6kNet result 2021: €-14k€-14kOperating result 2022: €134k€134kNet result 2022: €96k€96kOperating result 2023: €69k€69kNet result 2023: €48k€48k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~90% of the level (threshold 35%). We therefore deliberately show no projection line.
€-100k€-50k€0€50k€100k2018: €-4k2019: €-41k2020: €-41k2021: €-55k2022: €41k2023: €89k201820192020202120222023
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 23.0% 20.0%
better than 53% of 5683 sector peers
Net result €48k €3k
better than 90% of 5663 sector peers
Equity €89k €15k
better than 85% of 5690 sector peers
Gross operating margin €74k €23k
better than 76% of 5638 sector peers
Total assets €385k €92k
better than 87% of 5683 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€73k
-45.8% +181% vs sector
Net profit
€48k
-50.1% +139% vs sector
Cash flow
€51k
-46.9% +131% vs sector
Total assets
€385k
+23.7% +100% vs sector
Equity
€89k
+116.7% -23% vs sector
Working capital
€142k
+40.7% +25% vs sector
Income taxes
€25k
-36.8% +220% vs sector
Debt
€235k
+12.5% +153% vs sector
Debt ≤ 1y
€235k
+12.5% +153% vs sector
Current ratio
1.61
+8.2% -7% vs sector
Quick ratio
1.61
+8.2% +41% vs sector
Solvency
23.0%
+75.1% -50% vs sector
Debt / equity
2.66
-48.1% +126% vs sector
ROE
53.9%
-77.0% +157% vs sector
ROA
12.4%
-59.6% +5% vs sector
Interest coverage
135.15
- far above sector median
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€73k
Net profit€48k
Cash flow€51k
Staff costs-
Income taxes€25k
Dividends-
Total assets€385k
Equity€89k
Debt€235k
of which ≤ 1y€235k
of which > 1y-
Working capital€142k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.61
Quick ratio1.61
Working capital ratio36.9%
Solvency23.0%
Debt / equity2.66
Long-term debt ratio-
Interest coverage135.15
Gross margin-
Net margin-
ROA12.4%
ROE53.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€385k
Fixed assets 21/28€8k
Tangible fixed assets 22/27€8k
Current assets 29/58€378k
Amounts receivable within one year 40/41€129k
Cash & bank 54/58€248k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€385k
Equity 10/15€89k
Contributions / capital 10/11€12k
Reserves 13€145k
Accumulated profits (losses) 14€-68k
Provisions & deferred taxes 16€62k
Amounts payable 17/49€235k
Amounts payable within one year 42/48€235k
Trade debts payable within one year 44€150k
Income statement
Gross operating margin 9900€74k
Operating result 9901€69k
Financial income 75€4k
Financial charges 65€537
Result before taxes 9903€73k
Income taxes 67/77€25k
Net result for the period 9904€48k
Result to be appropriated 9905€48k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47716)
Legal form Private limited company(610)
Incorporation21-09-2005
StatusActive
Postal code2930
Establishment units 1 location
JUSTINE & LOUIS
Miksebaan 240, 2930 Brasschaathandelsbemiddeling in textiel, kleding, schoeisel en artikelen van leer
since 20062.153.674.073
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11324D0376/00F000 Flanders 9,788 m² 1 · 2,143 m² 17.1 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
04-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
22-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
28-10-2022
State Gazette act Registered-office change
04-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
21-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
07-01-2021
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
15-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
24-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
24-05-2018
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
11-04-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
11-04-2016
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Belgisch Staatsblad, acts 1 acts
Address history · 1
28-10-2022
Registered-office move
All acts · 1 updated 3 years ago
2022
28-10-2022 Registered office moved within Brasschaat Registered-office change
  • Bloemaard 12 - 2930 Brasschaat → Miksebaan 240, Kantoor 2, 2930 Brasschaat
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "combined",
      "new_address": {
        "raw": "Miksebaan 240, Kantoor 2, 2930 Brasschaat",
        "city": "Brasschaat",
        "region": "vlaams_gewest",
        "street": "Miksebaan",
        "country": "BE",
        "postcode": "2930",
        "box_number": "2",
        "street_number": "240",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Bloemaard 12 - 2930 Brasschaat",
        "city": "Brasschaat",
        "region": "vlaams_gewest",
        "street": "Bloemaard",
        "country": "BE",
        "postcode": "2930",
        "box_number": null,
        "street_number": "12",
        "locality_suffix": null
      },
      "effective_date": "2022-10-12",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "werkelijke",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-10-28",
    "filing_date": "2022-10-12",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2022-10-12",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0876.181.006",
    "name_full": "JLCP",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Koen PEETERS",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)52421
Primary activity highlighted.
Names & trade names
Legal nameNL JLCP
Registered office
Miksebaan 240 bus K2
2930 Brasschaat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative