Turnover
≈ €120,000 estimated
The micro format states no turnover.
JLBased
Overview
Lifetime
2 annual accounts with figures on one time axispeak €35,790 (2025)
€35,790▲ 83.1%
peak €14,117 (2024)
€10,781▼ 23.6%
peak €29,898 (2025)
€29,898▲ 56.4%
€69,353▲ 219%
Board2 names since 2024
2 directorsNees Laura and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €19,542 to €35,790Equity from €19,117 to €29,898Debts from €21,750 to €69,353Investments €69,970
Key points
from the 2025 annual accountsInvestments
€68,176 4.3 × depreciation
Green is investment, beige is depreciation. Machinery stands 13.7% higher than in 2024.
Starting capital
€5,000 500 shares
2025 accounts filed 27 days after the deadline
Checked score
94
Excellent
Financially stronger than 51% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: < 0.1%lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.46, cash €22,302
Size: total assets €99,252
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 29% of them on solvency, 50% on liquidity, 43% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as JLBased has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JLBased itself is lower: 0.1% within 12 months. It rests on far more data about JLBased than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for JLBased. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.46 (1.6 in 2024), below the usual 1.5. Short-term debt is 28.4% and cash 22.5% of total assets. 69.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
27 days late
2024
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 11 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
NL
Nees Laura
Director
SJ
Simon Jan
Director
- NEES Laura Elisabhet 250 sharesdeed of 09-08-2024
- SIMON Jan Emiel Seimen 250 sharesdeed of 09-08-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012292097
Incorporation
Founding capital of €5,000, 500 shares · Founders: NEES Laura Elisabhet and SIMON Jan Emiel Seimen · Founder: NEES Laura Elisabhet · published on 09-08-2024 · Gazette deed
First establishment
Elderenstraat 125, Tongeren-Borgloon
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JLBased Tongeren-Borgloon | €99,252 | €35,790 | 30.1% | - |
| BLK4 Hasselt | €96,411 | €37,204 | 66.8% | - |
| PROPELLO Hasselt | €95,315 | €39,246 | 34.5% | - |
| ADGHOUL-CONSULT Brussels | €104,247 | €34,916 | 58.6% | - |
| RBernard Consulting Anderlecht | €98,713 | €37,827 | 70.1% | - |
| BB IT SOLUTIONS Schaerbeek | €91,606 | €34,614 | 65.3% | - |
| CyberOak Sint-Niklaas | €94,711 | €41,613 | 29.4% | - |
These companies have the same main activity as JLBased: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €91,600 and €104,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 07-08-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.362.444.4033700 Tongeren-Borgloon, since 07-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-08-2024
Annual accounts 2025
- €35,790▲ 83.1%
- €10,781▼ 23.6%
- €29,898▲ 56.4%
- €99,252▲ 143%
- Filing
- Filed on 27-08-2026
Insights on JLBased
The balance sheet grew most in 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-08-2026, 27 days late€35,790
▲ 83.1%
€17,837
▼ 2.3%
€10,781
▼ 23.6%
€12,883
▼ 1.5%
30.1%
▼ 16.7 percentage points
1.46
▼ 0.14
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €97,000 and €160,000.
Balance sheet
balance sheet total €99,252 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
30.1%
Higher than 27% of 21,208 companies in 2025.
1.46
Higher than 32% of 20,571 companies in 2025.
10.9%
Higher than 37% of 20,746 companies in 2025.
JLBased
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
99,252 | 40,867 | |
20 |
- | 1,794 | |
21/28 |
58,220 | 4,240 | |
22/27 |
58,220 | 4,240 | |
23 |
4,821 | 4,240 | |
25 |
53,399 | - | |
29/58 |
41,031 | 34,833 | |
40/41 |
18,729 | 10,650 | |
40 |
14,798 | 10,648 | |
41 |
3,931 | 2 | |
54/58 |
22,302 | 24,182 | |
| Balance sheet: equity and liabilities | |||
10/49 |
99,252 | 40,867 | |
10/15 |
29,898 | 19,117 | |
10/11 |
5,000 | 5,000 | |
13 |
24,898 | 14,117 | |
133 |
24,898 | 14,117 | |
17/49 |
69,353 | 21,750 | |
17 |
41,205 | - | |
170/4 |
41,205 | - | |
42/48 |
28,149 | 21,750 | |
42 |
12,846 | - | |
44 |
148 | 7,934 | |
440/4 |
148 | 7,934 | |
45 |
15,155 | 13,787 | |
450/3 |
15,155 | 11,787 | |
454/9 |
- | 2,000 | |
47/48 |
- | 29 | |
| Income statement | |||
9900 |
35,790 | 19,542 | |
630 |
15,990 | 1,294 | |
640/8 |
1,963 | - | |
9901 |
17,837 | 18,248 | |
75/76B |
35 | - | |
75 |
35 | - | |
65/66B |
2,466 | 235 | |
65 |
2,466 | 235 | |
9903 |
15,406 | 18,013 | |
67/77 |
4,625 | 3,896 | |
9904 |
10,781 | 14,117 | |
9905 |
10,781 | 14,117 | |
| Appropriation of the result | |||
9906 |
10,781 | 14,117 | |
691/2 |
10,781 | 14,117 | |
6921 |
10,781 | 14,117 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00436725.
Subsidies and aid
Flemish government 2024, 1 entry, €1,260 awarded, €1,260 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 33,827 | 19,542 | ||
| 26,771 | 15,412 | ||
| 68,176 | 4,397 | ||
| -1,880 | - | ||
| 12,883 | 13,083 | ||
| 30.1% | 46.8% | ||
| 1.46 | 1.60 | ||
| 2.32 | 1.14 | ||
| 36.1% | 73.8% | ||
| 10.9% | 34.5% | ||
| 13.72 | 83.28 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €68,176 | €4,397 |
| €15,990 | €1,294 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on JLBased
The operating result for 2025 is 2% lower than in 2024.
Debt's share of the balance-sheet total rises from 53.2% to 69.9%. Equity and debt are higher.
Board & ownership
Board
2 directors- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 11. Bevoegdheden van het bestuursorgaan - Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”deed of 09-08-2024
Mandates through the years
2 names, the dashed line is todayNees Laura
Director
Director
Simon Jan
Director
Director
Boardmandate already running before its first mention
Mandates as a list
- Nees Laura
- Director, since before 31-12-2024
- Simon Jan
- Director, since before 31-12-2024
Control
Founders
NEES Laura Elisabhet, SIMON Jan Emiel Seimen
This company
JLBased
Equity €29,898
Profit €10,781 in 2025
Capital
- Contribution
- €5,000
- Shares
- 500
- Contribution per share
- €10
- Equity per share
- €59.80 in 2025
- Source
- deed of 09-08-2024
Articles of association
deed of 09-08-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering die benoemt, vertrekvergoeding of opzegtermijn door algemene vergadering”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 20:00
Shareholders
At incorporation
deed of 09-08-2024 ↗
- NEES Laura Elisabhet 250 shares (50%)
- SIMON Jan Emiel Seimen 250 shares (50%)
Network & group
No group
JLBased has no parent and no holdings in its annual accounts. JLBased shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 27 days late
2025
Annual accounts 2024 filed NBBmicro format · 6 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1012292097
IncorporationFounding capital of €5,000, 500 shares · Founders: NEES Laura Elisabhet and SIMON Jan Emiel Seimen · Founder: NEES Laura Elisabhet · published on 09-08-20243 points ▸
- Founder, NEES Laura Elisabhet
- Founder, SIMON Jan Emiel Seimen
- Founding capital, €5,000, 500 shares
- The deed holds 2 more points.
First establishment Elderenstraat 125, Tongeren-Borgloon
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1012.292.097
- VAT number
- BE 1012.292.097
- Peppol ID
- 0208:1012292097
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-08-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 20:00deed of 09-08-2024 (in Dutch)
- Peppol
- Reachable since 13-08-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JLBased in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 09-08-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
62090
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
63990
Computing infrastructure, data processing, hosting and other information service activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Computerdienstverlening in de ruimste zin van het woord,waaronder het verlenen van probleem- en…”deed of 09-08-2024 (in Dutch)
28 activities
- Computerdienstverlening in de ruimste zin van het woord,waaronder het verlenen van probleem- en systeemanalyses,standaardpakketten,softwareprogramma’s,programmaties,opleiding en advies (consulting)
- Beheer van computerfaciliteiten
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Uitgeverij van computerspellen en software
- De groot- en kleinhandel,de invoer- en uitvoerhandel,de huur en de verhuring,de productie en de ontwikkeling,alsook de installatie,het onderhoud en de herstelling van:a.computer hardware en -software en alle aanverwante apparatuur;b.kantoormachines,zowel mechanische,elektrische als elektronische;c.telecommunicatieapparatuur;d.alle kantoorbenodigheden
- De verwerving en de uitbating van brevetten en concessies
- De groot- en kleinhandel,de invoer- en uitvoerhandel,de huur en de verhuring,de productie en ontwikkeling,alsook de installatie,het onderhoud en de herstelling van:a.tenten;b.springkastelen;c.allerhande benodigdheden,materialen en decoratie voor de organisatie van feesten en evenementen
- Het verstrekken van bereide maaltijden en kleine eetwaren voor meestal eenmalige gebeurtenissen (event- en partycatering) zoals huwelijken,bruiloften,feesten,recepties,banketten,cocktails,lunches en andere speciale feestelijke gelegenheden
- De catering voor privéfeesten en bedrijfsevents
- Het geven van advies van welke aard ook,aan natuurlijke of aan rechtspersonen
- Het bemiddelen in geschillen van welke aard of oorsprong ook
- Het geven van advies i.v.m aan-of verkoop van roerende of onroerende goederen
- Het kopen,verkopen,huren en verhuren van handelsgoederen
- Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,de planning,de coördinatie van de ontwikkeling en investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen
- Het verlenen van adviezen van financiële,technische,juridische,commerciële of administratieve aard;in de ruimste zin met uitzondering van adviezen inzake beleggingen en geldplaatsingen
- Het verlenen van bijstand en diensten,rechtstreeks of onrechtstreeks op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur
- Het waarnemen van alle bestuursopdrachten,het uitoefenen van opdrachten en functies
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa
- Het verlenen van administratieve prestaties en computerservices
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
- De vennootschap mag alle zakelijke rechten op onroerende goederen,onder meer deze van erfpacht,opstal en vruchtgebruik verwerven,bezitten of toestaan.
- De vennootschap mag bovendien onroerende goederen aan- en/of verkopen zowel in volle eigendom,naakte eigendom als in vruchtgebruik.
- Zij kan tevens onroerende goederen huren en verhuren.
- Het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen
- De vennootschap mag alle verrichtingen stellen van commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
- De vennootschap mag betrokken zijn bij wijze van inbreng,samensmelting,inschrijving of op elke andere wijze in de ondernemingen,verenigingen of vennootschappen,die een gelijkaardig,soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Elderenstraat 125 registered office 3700 Tongeren-Borgloon | 07-08-2024 | 2.362.444.403 |
Buildings and parcels at the address
- Ground area
- 1,028 m²
- Buildings
- 148 m²
- Volume, LiDAR
- 849 m³
- Tallest building
- 10.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 73076B0284/00P000 | 1,028 m² | 1 · 148 m² | 10.4 m · 1 |