ADGHOUL-CONSULT
ActiveADGHOUL-CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €27k. Its solvency ranks better than 49% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▲+8
Growth52
Track record82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.4 against 2.0 in 2024; short-term debt: 41.4% and cash: 65% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
25.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▲ 76.9%
2024 · €35k
2024: €35k
2024 → 2025
Total assets
€104k▲ 52.8%
2024 · €68k
2024: €68k
2024 → 2025
Net result
€27k▼ 18.4%
2024 · €33k
2024: €33k
2024 → 2025
Working capital
€61k▲ 80.2%
2024 · €34k
2024: €34k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€35k-€61k▲ 76.9%
Operating result€41k-€34k▼ 18.0%
Net result€33k-€27k▼ 18.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€475▼ 48.0%
Current assets
€104k▲ 54.2%
Equity and liabilities €104k
Equity
€61k▲ 76.9%
Debt
€43k▲ 28.2%
The debt ratio falls from 49.4% to 41.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €43k
Cash flow
€28k▼
2024 · €34k
Solvency
58.6%▲
2024 · 50.6%
Current ratio
2.40▲
2024 · 2.00
Quick ratio
2.40▲
2024 · 2.00
Debt / equity
0.71▼
2024 · 0.98
ROE
43.5%▼
2024 · 94.2%
ROA
25.5%▼
2024 · 47.7%
Debt
€43k▲
2024 · €34k
Debt ≤ 1 year
€43k▲
2024 · €34k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€104k▲
Fixed assets21/28€913€475▼
Tangible fixed assets22/27€913€475▼
Furniture and vehicles24€913€475▼
Current assets29/58€67k€104k▲
Amounts receivable within one year40/41€13k€36k▲
Trade receivables40€13k€36k▲
Cash at bank and in hand54/58€55k€68k▲
Equity and liabilities
Total equity and liabilities10/49€68k€104k▲
Equity10/15€35k€61k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€33k€59k▲
Amounts payable17/49€34k€43k▲
Amounts payable within one year42/48€34k€43k▲
Trade debts44-€19k
Suppliers440/4-€19k
Taxes, remuneration and social security45€18k€22k▲
Taxes450/3€18k€22k▲
Other amounts payable47/48€16k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Gross operating margin9900€43k€35k▼
Operating profit (loss)9901€41k€34k▼
Profit (loss) for the period before taxes9903€41k€34k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€33k€27k▼
Profit (loss) for the period to be appropriated9905€33k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€59k▲
Profit (loss) brought forward from the previous period14P-€33k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charles Demeerstraat 1281020 BrusselGround area
102 m²
Building footprint
88 m²
Volume, LiDAR
1,310 m³
Parcel 21815D0016/00D003, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ADGHOUL-CONSULT
since 20242.360.884.186
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0016/00D003 | Brussels | 102 m² | 1 · 88 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0662.668.168
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DIDI SOFTWARE CONSULTING
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.