JL-Solutions
ActiveJL-Solutions has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 58% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▲+14
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 0.99 in 2024), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
17.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €44k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
36 d early
2023
19 d early
2022
18 d early
2021
39 d early
2020
36 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 50.1%
2024 · €29k
2018: €33k
2019: €17k
2020: €18k
2021: €12k
2022: €8k
2023: €16k
2024: €29k
2018 → 2025
Total assets
€83k▲ 40.6%
2024 · €59k
2018: €93k
2019: €68k
2020: €61k
2021: €50k
2022: €49k
2023: €44k
2024: €59k
2018 → 2025
Net result
€15k▲ 11.8%
2024 · €13k
2018: €17k
2019: €-16k
2020: €675
2021: €-6k
2022: €-4k
2023: €8k
2024: €13k
2018 → 2025
Working capital
€23k
2024 · €-418
2018: €-9k
2019: €-5k
2020: €5k
2021: €4k
2022: €5k
2023: €14k
2024: €-418
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€8k▼ 32.4%€16k▲ 104%€29k▲ 81.3%€44k▲ 50.1%
Operating result€-6k-€-4k▲ 40.1%€8k€13k▲ 58.2%€18k▲ 39.1%
Net result€-6k-€-4k▲ 39.5%€8k€13k▲ 59.1%€15k▲ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 39% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€21k▼ 28.3%
Current assets
€62k▲ 109%
Equity and liabilities €83k
Equity
€44k▲ 50.1%
Debt
€40k▲ 31.3%
The debt ratio falls from 50.8% to 47.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€28k▲
2024 · €20k
Cash flow
€24k▲
2024 · €20k
Solvency
52.6%▲
2024 · 49.2%
Current ratio
1.57▲
2024 · 0.99
Quick ratio
1.57▲
2024 · 0.99
Debt / equity
0.90▼
2024 · 1.03
ROE
33.4%▼
2024 · 44.8%
ROA
17.5%▼
2024 · 22.1%
Interest coverage
251.74▲
2024 · 184.29
Debt
€40k▲
2024 · €30k
Debt ≤ 1 year
€40k▲
2024 · €30k
Income taxes
€4k
Staff costs
€82k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€83k▲
Fixed assets21/28€30k€21k▼
Tangible fixed assets22/27€29k€20k▼
Furniture and vehicles24€28k€20k▼
Other tangible fixed assets26€958€461▼
Financial fixed assets28€750€750=
Current assets29/58€30k€62k▲
Amounts receivable within one year40/41€28k€38k▲
Trade receivables40€26k€30k▲
Other amounts receivable41€2k€8k▲
Cash at bank and in hand54/58€890€24k▲
Deferred charges and accrued income490/1€456€486▲
Equity and liabilities
Total equity and liabilities10/49€59k€83k▲
Equity10/15€29k€44k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€21k€36k▲
Amounts payable17/49€30k€40k▲
Amounts payable within one year42/48€30k€40k▲
Trade debts44€19k€17k▼
Suppliers440/4€19k€17k▼
Taxes, remuneration and social security45€11k€23k▲
Taxes450/3-€6k
Remuneration and social security454/9€11k€17k▲
Income statement
Code20242025
Non-recurring operating income76A€9k-
Remuneration, social security and pensions62€80k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€183€228▲
Gross operating margin9900€100k€110k▲
Operating profit (loss)9901€13k€18k▲
Financial charges65/66B€110€110▲
Recurring financial charges65€110€110▲
Profit (loss) for the period before taxes9903€13k€18k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€13k€15k▲
Profit (loss) for the period to be appropriated9905€13k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€36k▲
Profit (loss) brought forward from the previous period14P€8k€21k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €675
Net result €675 after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-16k ▼195%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Woutersstraat 83012 LeuvenGround area
465 m²
Building footprint
109 m²
Volume, LiDAR
589 m³
Parcel 24126D0321/00C002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JL-Solutions
since 20152.238.786.922
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126D0321/00C002 | Flanders | 465 m² | 1 · 109 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.P.H. International
BE 0832.639.684
Sprimont · Eq €45k
J.R. PRODUCTS
BE 0427.974.292
Grimbergen · Eq €42k
BEPAR
BE 0534.695.771
Antwerpen · Eq €46k
FTS Gent
BE 0671.477.352
Gent · Eq €46k
MCTS
BE 0425.958.573
Edegem · Eq €47k
Of 579 companies in sector 46496 we hold annual accounts for 380. 225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2015
Fiscal year end31-12
Activities, NACEBEL
46496Wholesale trade
46900Non-specialised wholesale trade
33190Repair, maintenance and installation of machinery and equipment
46190Agents in non-specialised wholesale trade
47639Retail sale of other sporting goods
47640Retail trade
93130Fitness centres
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.