Skip to content

JL-Solutions

Active
Private limited companyfounded 2015active for 11 yearsAlbert Woutersstraat 8, 3012 Leuven, BelgiumKBO/BCE: BE 0578.842.253
Summary

JL-Solutions has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,849 and a net result of €14,644. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 60% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-01-2015 Normal situation
Activity
Non-specialised wholesale trade NACE 46900and 6 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.238.786.922 3012 Leuven, since 16-01-2015
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board
  • Craeghs LudwigDirector
  • Van Lieshout JacobDirector

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€109,612
▲ 9.6%
Turnover
≈ €550,000
estimated
Profit
€14,644
▲ 11.8%
Equity
€43,849
▲ 50.1%
Total assets
€83,440
▲ 40.6%
Employees on 31-12-2025
1
=
Score breakdownraises riskSize: total assets €83,440lowers riskLiquidity: current ratio 1.57, cash €23,830Founded in 2015Equity €43,849 (52.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 78+4
equity 52.6% of total assets
Liquidity 62+36
short-term debt 47.4% · cash 28.6%
Profitability 91-5
return on assets 17.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.2 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025highest value 12-2025: 0.6%● unchanged vs 11-2025highest value 01-2026: 0.5%▼ -0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.3 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.57 (0.99 in 2024), above the usual 1.5. Short-term debt is 47.4% and cash 28.6% of total assets. 47.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 60% of them on solvency, 68% on liquidity, 85% on profitability and 88% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.57, cash €23,830
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €83,440
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €43,849 (52.6% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €43,849
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
36 days early
2023
19 days early
2022
18 days early
2021
39 days early
2020
36 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Higher gross margin than 81% of companies in wholesale tradesector median €28,710 · 13,714 companies €109,612 View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as JL-Solutions: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €40,300 and €191,000, founded between 2012 and 2018.

CompanyTotal assetsGross margin
JL-Solutions Leuven€83,440€109,612
NATURATHOME Wavre€116,725€46,733
JCL Design Brussel€190,882€113,292
PACKING SUPPORT BENELUX Brecht€155,024€49,570
TOMBOUCTOU TRADING SHIPPING Lier€104,531€31,590
ARMA UNIVERSEL Antwerpen€40,306€47,288
Nys Advice Boechout€82,247€65,105
Full comparison

Key facts about JL-Solutions

What is the company number of JL-Solutions?
The company number of JL-Solutions is 0578.842.253. The VAT number is the same number with BE in front: BE 0578.842.253.
Where is JL-Solutions based?
The registered office is at Albert Woutersstraat 8, 3012 Leuven.Company details
What does JL-Solutions do?
According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
What is the legal form of JL-Solutions?
The legal form of JL-Solutions is Private limited company (BV).
When was JL-Solutions founded?
JL-Solutions was founded on 16-01-2015.
Is JL-Solutions still active?
Yes, JL-Solutions is an active enterprise in the KBO register.
How many employees does JL-Solutions have?
JL-Solutions had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does JL-Solutions fall under?
In its 2025 annual accounts, JL-Solutions states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of JL-Solutions?
The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €109,612 and 58 comparable companies (NACE 46). It probably lies between €270,000 and €1.0m.
Is JL-Solutions profitable?
In financial year 2025, JL-Solutions made a profit of €14,644.
Where can I find the annual accounts of JL-Solutions?
JL-Solutions filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JL-Solutions due?
JL-Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.