PACKING SUPPORT BENELUX
ActiveSummary
PACKING SUPPORT BENELUX has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €32k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+5
Solvency76=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.97 in 2024; short-term debt: 48.1% and cash: 78.7% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
20.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
15 d early
2023
58 d early
2022
7 d late
2021
90 d early
2020
23 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 7.3%
2024 · €74k
2018: €28k
2019: €31k
2020: €31k
2021: €45k
2022: €62k
2023: €68k
2024: €74k
2018 → 2025
Total assets
€155k▲ 6.7%
2024 · €145k
2018: €56k
2019: €68k
2020: €65k
2021: €57k
2022: €110k
2023: €102k
2024: €145k
2018 → 2025
Net result
€32k▲ 29.7%
2024 · €25k
2018: €2k
2019: €2k
2020: €140
2021: €14k
2022: €17k
2023: €6k
2024: €25k
2018 → 2025
Working capital
€75k▲ 9.4%
2024 · €69k
2018: €24k
2019: €24k
2020: €25k
2021: €41k
2022: €60k
2023: €63k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€62k▲ 37.3%€68k▲ 9.2%€74k▲ 8.8%€79k▲ 7.3%
Operating result€20k-€24k▲ 17.2%€9k▼ 62.5%€35k▲ 301%€45k▲ 27.1%
Net result€14k-€17k▲ 17.3%€6k▼ 66.2%€25k▲ 338%€32k▲ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€5k ▼ 11.5%
Current assets
€150k ▲ 7.5%
Equity and liabilities €155k
Equity
€79k ▲ 7.3%
Debt
€76k ▲ 6.1%
Debt's share of the balance-sheet total falls from 49.2% to 48.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €37k
Cash flow
€35k▲
2024 · €26k
Current ratio
2.01▲
2024 · 1.97
Quick ratio
1.80▲
2024 · 1.76
Debt to equity
0.96▼
2024 · 0.97
ROE
40.9%▲
2024 · 33.8%
ROA
20.9%▲
2024 · 17.2%
Interest coverage
138.16▲
2024 · 77.32
Debt ≤ 1 year
€75k▲
2024 · €71k
Income taxes
€15k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€145k€155k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Current assets29/58€139k€150k▲
Stocks and contracts in progress3€15k€15k▲
Stocks30/36€15k€15k▲
Amounts receivable within one year40/41€29k€12k▼
Trade receivables40€23k€9k▼
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€95k€122k▲
Deferred charges and accrued income490/1€259€443▲
Equity and liabilities
Total equity and liabilities10/49€145k€155k▲
Equity10/15€74k€79k▲
Contributions10/11€13k€13k=
Reserves13€59k€65k▲
Non-distributable reserves130/1€57k-
Other1319€57k-
Distributable reserves133€2k€65k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€71k€76k▲
Amounts payable within one year42/48€71k€75k▲
Trade debts44€38k€33k▼
Suppliers440/4€38k€33k▼
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€13k€12k▼
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€19k€27k▲
Accrued charges and deferred income492/3€800€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€786€972▲
Other operating charges640/8€226€919▲
Gross operating margin9900€38k€50k▲
Operating profit (loss)9901€35k€45k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€476€345▼
Recurring financial charges65€476€345▼
Profit (loss) for the period before taxes9903€37k€48k▲
Income taxes67/77€12k€15k▲
Profit (loss) for the period9904€25k€32k▲
Profit (loss) for the period to be appropriated9905€25k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€34k▼
Profit (loss) brought forward from the previous period14P€21k€2k▼
Transfer from equity791/2-€27k
Transfer to equity691/2€25k€32k▲
To other reserves6921€25k€32k▲
Profit to be distributed694/7€19k€27k▲
Return on contributions (dividend)694€19k€27k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €32k ▲29.7%
Operating result €45k, net result €32k, both a record.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 4.41
Current ratio from 1.72 to 4.41; short-term debt falls from €34k to €12k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €140 ▼94.2%
Net result drops to €140, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergsebaan 892960 BrechtGround area
1,934 m²
Building footprint
196 m²
Volume, LiDAR
997 m³
Parcel 11042A0181/00Y000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PACKING SUPPORT BENELUX (PSB)
since 20132.220.049.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042A0181/00Y000 | Flanders | 1,934 m² | 1 · 196 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,565 companies in sector 46900 we hold annual accounts for 920. 578 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46900Non-specialised wholesale trade
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.