JL-Projects
ActiveJL-Projects has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €130k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent▲ +74 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency37▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 0.52 in 2024), but 83.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
48.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
48 d late
2023
33 d early
2022
7 d early
2021
37 d early
2020
31 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k
2024 · €-85k
2018: €-130k
2019: €-229k
2020: €-146k
2021: €-77k
2022: €-9k
2023: €-27k
2024: €-85k
2018 → 2025
Total assets
€269k▲ 31.4%
2024 · €204k
2018: €106k
2019: €144k
2020: €121k
2021: €107k
2022: €247k
2023: €232k
2024: €204k
2018 → 2025
Net result
€130k
2024 · €-58k
2018: €-82k
2019: €-99k
2020: €83k
2021: €69k
2022: €68k
2023: €-18k
2024: €-58k
2018 → 2025
Working capital
€64k
2024 · €-72k
2018: €-208k
2019: €-344k
2020: €-236k
2021: €-154k
2022: €-120k
2023: €-45k
2024: €-72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-77k-€-9k▲ 88.2%€-27k▼ 199%€-85k▼ 213%€46k
Operating result€71k-€72k▲ 1.0%€-17k€-51k▼ 208%€155k
Net result€69k-€68k▼ 2.3%€-18k€-58k▼ 220%€130k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €155k after a loss of €51k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€106k▼ 17.2%
Current assets
€163k▲ 113%
Equity and liabilities €269k
Equity
€46k
Debt
€223k
Debt finances 83.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€183k▲
2024 · €-23k
Cash flow
€159k▲
2024 · €-29k
Solvency
16.9%▲
2024 · -41.4%
Current ratio
1.65▲
2024 · 0.52
Quick ratio
1.00▲
2024 · 0.46
Debt / equity
4.90▲
2024 · -3.42
ROE
285.8%▲
2024 · 68.0%
ROA
48.4%▲
2024 · -28.2%
Interest coverage
52.88▲
2024 · -3.58
Debt
€223k▼
2024 · €289k
Debt ≤ 1 year
€98k▼
2024 · €148k
Debt > 1 year
€125k▼
2024 · €141k
Income taxes
€21k▲
2024 · €303
Staff costs
€21k▼
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€269k▲
Fixed assets21/28€128k€106k▼
Tangible fixed assets22/27€128k€106k▼
Land and buildings22€24k€21k▼
Plant, machinery and equipment23€31k€26k▼
Furniture and vehicles24€6k€8k▲
Leasing and similar rights25€67k€50k▼
Current assets29/58€76k€163k▲
Stocks and contracts in progress3€9k€64k▲
Stocks30/36€9k€64k▲
Amounts receivable within one year40/41€55k€71k▲
Trade receivables40€1k€15k▲
Other amounts receivable41€54k€56k▲
Cash at bank and in hand54/58€1k€19k▲
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€204k€269k▲
Equity10/15€-85k€46k▲
Contributions10/11€6k€6k=
Reserves13-€39k
Distributable reserves133-€39k
Profit (loss) carried forward14€-91k€0▲
Amounts payable17/49€289k€223k▼
Amounts payable after more than one year17€141k€125k▼
Financial debts170/4€141k€125k▼
Amounts payable within one year42/48€148k€98k▼
Current portion of amounts payable after more than one year42€17k€16k▼
Trade debts44€91k€45k▼
Suppliers440/4€91k€45k▼
Taxes, remuneration and social security45€19k€32k▲
Taxes450/3€7k€25k▲
Remuneration and social security454/9€12k€7k▼
Other amounts payable47/48€21k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€69k€21k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€7k€0▼
Gross operating margin9900€56k€206k▲
Operating profit (loss)9901€-51k€155k▲
Financial income75/76B€167€1▼
Recurring financial income75€167€1▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€-57k€151k▲
Income taxes67/77€303€21k▲
Profit (loss) for the period9904€-58k€130k▲
Profit (loss) for the period to be appropriated9905€-58k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€39k▲
Profit (loss) brought forward from the previous period14P€-33k€-91k▼
Transfer to equity691/2-€39k
To other reserves6921-€39k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €130k
Net result €130k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.65
Current ratio from 0.52 to 1.65; short-term debt falls from €148k to €98k.
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 48 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €83k
Net result €83k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-99k
Net result drops to €-99k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwdorp(STE) 629190 StekeneGround area
2,030 m²
Building footprint
273 m²
Volume, LiDAR
977 m³
Parcel 46322C0231/00B003, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JL-Projects
since 20152.245.287.110
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C0231/00B003 | Flanders | 2,030 m² | 1 · 273 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MATTHYS COMPANY
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DISTRITOP
BE 0677.472.645
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MOLTO BELLO FASHION
BE 0713.952.860
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BREE BSS
BE 0477.824.671
Bree · Eq €45k
Of 3,233 companies in sector 47781 we hold annual accounts for 741. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2015
Fiscal year end31-12
Activities, NACEBEL
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.