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Generated 17-07-2026
Active BE 0778.871.891Private limited company

Jima

Bilzersteenweg 442 ·3700 Tongeren-Borgloon, Belgium· 4 yrs active
Sector: Specialised construction (43990)
Conclusion Checked

The computed 12-month bankruptcy probability of Jima is 7.2% (elevated). The 2024 annual accounts show negative equity (€-9k) and a net result of €-4k. Equity is shrinking by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 11048 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €-9k
Net result €-4k
Better than sector 5%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health17Profitability100Solvency33Growth58Stability94
60 / 100

Strong profile, led by profitability.

Health 17
Profitability 100
Solvency 33
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
7.2% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
17 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro
€-20k€-10k€0Operating result 2022: €-9k€-9kNet result 2022: €-10k€-10kOperating result 2023: €-20k€-20kNet result 2023: €2k€2kOperating result 2024: €-4k€-4kNet result 2024: €-4k€-4k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~15.8%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-14k€-12k€-10k€-8k€-6k2025: €-10k (€-11k - €-9k)2026: €-11k (€-12k - €-11k)2027: €-12k (€-13k - €-12k)2022: €-7k2023: €-5k2024: €-9k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -5241.0% 40.9%
better than 5% of 11048 sector peers
Net result €-4k €11k
better than 14% of 11031 sector peers
Equity €-9k €34k
better than 5% of 11052 sector peers
Gross operating margin €-2k €35k
better than 7% of 11021 sector peers
Total assets €174 €93k
better than 5% of 11048 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-19k
-133.7% far below sector median
Net profit
€-4k
- far below sector median
Cash flow
€2k
- -89% vs sector
Total assets
€174
-97.6% -100% vs sector
Equity
€-9k
-72.8% far below sector median
Working capital
€-9k
-639.6% far below sector median
Income taxes
€3k
- far above sector median
Debt
€9k
-26.6% -98% vs sector
Debt ≤ 1y
€9k
+36.5% -98% vs sector
Debt > 1y
€6k
-45.8% -96% vs sector
Current ratio
0.02
-97.7% -99% vs sector
Quick ratio
0.02
-97.7% -99% vs sector
Solvency
-5241.0%
-7232.0% far below sector median
Debt / equity
-1.02
+57.5% far below sector median
ROE
42.1%
- far above sector median
ROA
-2208.6%
- far below sector median
Interest coverage
-8.93
-16.7% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-4k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€174
Equity€-9k
Debt€9k
of which ≤ 1y€9k
of which > 1y-
Working capital€-9k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.02
Quick ratio0.02
Working capital ratio-5241.0%
Solvency-5241.0%
Debt / equity-1.02
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-2208.6%
ROE42.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€174
Current assets 29/58€174
Amounts receivable within one year 40/41€174
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€174
Equity 10/15€-9k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-12k
Amounts payable 17/49€9k
Amounts payable within one year 42/48€9k
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-4k
Financial charges 65€183
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43990)
Legal form Private limited company(610)
Incorporation20-12-2021
StatusActive
Postal code3700
Establishment units 1 location
Jima
Bilzersteenweg 442, 3700 Tongeren-BorgloonSnoeien van fruitbomen en wijnstokken
since 20212.327.336.935
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73069B0595/00R000 Flanders 770 m² 1 · 165 m² 11.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
29-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
23-08-2023
State Gazette act Registered-office change
28-04-2023
State Gazette act Registered-office change
Awouters Jim
05-01-2023
State Gazette act Registered-office change
Belgisch Staatsblad, acts 3 acts
Address history · 3
23-08-2023
Registered-office move
28-04-2023
Registered-office move
05-01-2023
Registered-office move
All acts · 3 updated 2 years ago
2023
23-08-2023 Registered office moved within Tongeren Registered-office change
  • 3700 Tongeren, Bilzersteenweg 442 bus 2 → 3700 Tongeren, Bilzersteenweg 442 bus 1
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "3700 Tongeren, Bilzersteenweg 442 bus 1",
        "city": "Tongeren",
        "region": "vlaams_gewest",
        "street": "Bilzersteenweg",
        "country": "BE",
        "postcode": "3700",
        "box_number": "1",
        "street_number": "442",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "3700 Tongeren, Bilzersteenweg 442 bus 2",
        "city": "Tongeren",
        "region": "vlaams_gewest",
        "street": "Bilzersteenweg",
        "country": "BE",
        "postcode": "3700",
        "box_number": "2",
        "street_number": "442",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-08-23",
    "filing_date": "2023-08-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-07-24",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0778.871.891",
    "name_full": null,
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Awouters Jim",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
28-04-2023 Registered office moved from Bilzen to Tongeren Registered-office change·Awouters Jim
  • St-Lodewijkstraat 39 bus 3 3740 Bilzen → 3700 Tongeren, Bilzersteenweg 442 bus 2
Notary: Awouters Jim · Antwerpen
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "3700 Tongeren, Bilzersteenweg 442 bus 2",
        "city": "Tongeren",
        "region": "vlaams_gewest",
        "street": "Bilzersteenweg",
        "country": "BE",
        "postcode": "3700",
        "box_number": "2",
        "street_number": "442",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "St-Lodewijkstraat 39 bus 3 3740 Bilzen",
        "city": "Bilzen",
        "region": "vlaams_gewest",
        "street": "St-Lodewijkstraat",
        "country": "BE",
        "postcode": "3740",
        "box_number": "3",
        "street_number": "39",
        "locality_suffix": null
      },
      "effective_date": "2023-04-28",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Awouters Jim",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-04-28",
    "filing_date": "2023-04-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-03-29",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0778.871.891",
    "name_full": "Jima",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Awouters Jim",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad"
  ]
}
05-01-2023 Registered office moved from Lanaken to Bilzen Registered-office change
  • Ladderstraat 57 bus 11, 3620 Lanaken → 3740 Bilzen, Sint Lodewijkstraat 39 bus 3
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "3740 Bilzen, Sint Lodewijkstraat 39 bus 3",
        "city": "Bilzen",
        "region": "vlaams_gewest",
        "street": "Sint Lodewijkstraat",
        "country": "BE",
        "postcode": "3740",
        "box_number": "3",
        "street_number": "39",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Ladderstraat 57 bus 11, 3620 Lanaken",
        "city": "Lanaken",
        "region": "vlaams_gewest",
        "street": "Ladderstraat",
        "country": "BE",
        "postcode": "3620",
        "box_number": "11",
        "street_number": "57",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2022-12-21",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2022-12-14",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0778.871.891",
    "name_full": "Jima",
    "legal_form": "bv",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Awouters Jim",
    "org_rep_person_name": null,
    "person_role_at_subject": "aandeelhouder en bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Landschapsverzorging81300Landschapsverzorging81300
Primary activity highlighted.
Names & trade names
Legal nameNL Jima
Registered office
Bilzersteenweg 442 bus 1
3700 Tongeren-Borgloon, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative