Skip to content

JIBWISE

Active
Private limited companyfounded 20232 yrs activeRue Muhlenberg - GUERLANGE 88, 6791 Aubange, BelgiumKBO/BCE: BE 1003.390.269
Summary

JIBWISE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71,886 and a net result of €49,694. Its solvency ranks better than 58% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency94▲+8
Growth78
Track record82
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.21 against 2.57 in 2023; short-term debt: 30.9% and cash: 88.2% of total assets), and 30.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
16 d early
2023
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JIBWISE was incorporated on 14 December 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€71,886▲ 212%
2023 · €23,052
Total assets
€103,995▲ 176%
2023 · €37,695
Net result
€49,694▲ 113%
2023 · €23,385
Working capital
€71,076▲ 208%
2023 · €23,052
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€29,242-€62,468▲ 114%
Net result€23,385within the sector's middle half-€49,694within the sector's middle half▲ 113%
Equity€23,052below the sector's middle half-€71,886within the sector's middle half▲ 212%
Total assets€37,695below the sector's middle half-€103,995within the sector's middle half▲ 176%
Debt€14,644-€32,109▲ 119%
Working capital€23,052within the sector's middle half-€71,076within the sector's middle half▲ 208%
Solvency61.2%within the sector's middle half-69.1%within the sector's middle half▲ 8.0pp
Current ratio2.57within the sector's middle half-3.21within the sector's middle half▲ 0.64
Return on assets (ROA)62.0%above the sector's middle half-47.8%above the sector's middle half▼ 14.3pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000Operating result 2023: €29,242€29,242Net result 2023: €23,385€23,385Operating result 2024: €62,468€62,468Net result 2024: €49,694€49,69420232024€0€20,000€40,000€60,000Operating result 2023: €29,242€29,200Net result 2023: €23,385€23,400Operating result 2024: €62,468€62,500Net result 2024: €49,694€49,70020232024
The operating result rises in 2024; 2024 is 114% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103,995
Fixed assets €811
Current assets €103,184
Equity and liabilities €103,995
Equity €71,886 ▲ 212%
Debt €32,109 ▲ 119%
Debt's share of the balance-sheet total falls from 38.8% to 30.9%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€62,836
Cash flow
€50,062
Debt to equity
0.45▼
2023 · 0.64
ROE
69.1%▼
2023 · 101.4%
Interest coverage
3927.25
Debt ≤ 1 year
€32,109▲
2023 · €14,644
Income taxes
€12,910▲
2023 · €5,857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet Code20232024
Assets
Total assets20/58€37,695€103,995▲
Fixed assets21/28-€811
Tangible fixed assets22/27-€811
Furniture and vehicles24-€811
Current assets29/58€37,695€103,184▲
Amounts receivable within one year40/41€37,695€11,431▼
Trade receivables40€37,195€11,431▼
Other amounts receivable41€500-
Cash at bank and in hand54/58-€91,754
Equity and liabilities
Total equity and liabilities10/49€37,695€103,995▲
Equity10/15€23,052€71,886▲
Contributions10/11€500€500=
Profit (loss) carried forward14€22,552€71,386▲
Amounts payable17/49€14,644€32,109▲
Amounts payable within one year42/48€14,644€32,109▲
Trade debts44€101€889▲
Suppliers440/4€101€889▲
Taxes, remuneration and social security45€12,151€27,562▲
Taxes450/3€12,151€27,562▲
Other amounts payable47/48€2,392€3,658▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€368
Gross operating margin9900€29,242€62,836▲
Operating profit (loss)9901€29,242€62,468▲
Financial income75/76B-€151
Recurring financial income75-€151
Financial charges65/66B-€16
Recurring financial charges65-€16
Profit (loss) for the period before taxes9903€29,242€62,603▲
Income taxes67/77€5,857€12,910▲
Profit (loss) for the period9904€23,385€49,694▲
Profit (loss) for the period to be appropriated9905€23,385€49,694▲
Appropriation of the result
Profit (loss) to be appropriated9906€23,385€72,245▲
Profit (loss) brought forward from the previous period14P-€22,552
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€368-
Gross operating margin9900€29,242€62,836▲ 115%
Operating profit (loss)9901€29,242€62,468▲ 114%
Financial income75/76B-€151-
Recurring financial income75-€151-
Financial charges65/66B-€16-
Recurring financial charges65-€16-
Profit (loss) for the period before taxes9903€29,242€62,603▲ 114%
Income taxes67/77€5,857€12,910▲ 120%
Profit (loss) for the period9904€23,385€49,694▲ 113%
Profit (loss) for the period to be appropriated9905€23,385€49,694▲ 113%
Line20232024Change
Assets
Total assets20/58€37,695€103,995▲ 176%
Fixed assets21/28-€811-
Tangible fixed assets22/27-€811-
Furniture and vehicles24-€811-
Current assets29/58€37,695€103,184▲ 174%
Amounts receivable within one year40/41€37,695€11,431▼ 69.7%
Trade receivables40€37,195€11,431▼ 69.3%
Other amounts receivable41€500--
Cash at bank and in hand54/58-€91,754-
Equity and liabilities
Total equity and liabilities10/49€37,695€103,995▲ 176%
Equity10/15€23,052€71,886▲ 212%
Contributions10/11€500€500=
Profit (loss) carried forward14€22,552€71,386▲ 217%
Amounts payable17/49€14,644€32,109▲ 119%
Amounts payable within one year42/48€14,644€32,109▲ 119%
Trade debts44€101€889▲ 780%
Suppliers440/4€101€889▲ 780%
Taxes, remuneration and social security45€12,151€27,562▲ 127%
Taxes450/3€12,151€27,562▲ 127%
Other amounts payable47/48€2,392€3,658▲ 52.9%
Line20232024Change
Profit (loss) for the period9904€23,385€49,694▲ 113%
+ Depreciation and write-downs630-€368-
Operating cash flow (approximation)€23,385€50,062▲ 114%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubange · 1 establishment unit since 2023
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Muhlenberg - GUERLANGE 886791 Aubange
1 establishment unit
JIBWISE
Rue Muhlenberg - GUERLANGE 88, 6791 AubangeComputer programming, consultancy and related activities
since 20232.353.750.233

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,930 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003390269
Also 9925:BE1003390269
Registered 17-09-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.