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BWH Tech

Active
Private limited companyfounded 20232 yrs activeRue Etienne-Soubre 7, 4000 Liège, BelgiumKBO/BCE: BE 1000.533.224
Summary

BWH Tech has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73,497 and a net result of €71,497. Its solvency ranks better than 90% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 11.9; short-term debt: 7.8% and cash: 57.8% of total assets), and 8.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 28 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 September 2023, BWH Tech was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€73,497
Total assets
€80,359
Net result
€71,497
Working capital
€68,407

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €80,359
Fixed assets €5,675
Current assets €74,684
Equity and liabilities €80,359
Equity €73,497
Debt €6,861
Debt finances 8.5% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€92,975
Cash flow
€72,681
Current ratio
11.90
Debt to equity
0.09
ROE
97.3%
ROA
89.0%
Interest coverage
988.15
Debt ≤ 1 year
€6,276
Income taxes
€20,200

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€80,359
Fixed assets21/28€5,675
Tangible fixed assets22/27€5,620
Furniture and vehicles24€5,620
Financial fixed assets28€55
Current assets29/58€74,684
Amounts receivable within one year40/41€28,275
Trade receivables40€27,417
Other amounts receivable41€858
Cash at bank and in hand54/58€46,409
Equity and liabilities
Total equity and liabilities10/49€80,359
Equity10/15€73,497
Contributions10/11€2,000
Profit (loss) carried forward14€71,497
Amounts payable17/49€6,861
Amounts payable within one year42/48€6,276
Trade debts44€1,932
Suppliers440/4€1,932
Taxes, remuneration and social security45€4,344
Taxes450/3€2,229
Remuneration and social security454/9€2,115
Accrued charges and deferred income492/3€585
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,184
Gross operating margin9900€92,975
Operating profit (loss)9901€91,792
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903€91,697
Income taxes67/77€20,200
Profit (loss) for the period9904€71,497
Profit (loss) for the period to be appropriated9905€71,497
Appropriation of the result
Profit (loss) to be appropriated9906€71,497

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,184
Gross operating margin9900€92,975
Operating profit (loss)9901€91,792
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€94
Recurring financial charges65€94
Profit (loss) for the period before taxes9903€91,697
Income taxes67/77€20,200
Profit (loss) for the period9904€71,497
Profit (loss) for the period to be appropriated9905€71,497
Line2024
Assets
Total assets20/58€80,359
Fixed assets21/28€5,675
Tangible fixed assets22/27€5,620
Furniture and vehicles24€5,620
Financial fixed assets28€55
Current assets29/58€74,684
Amounts receivable within one year40/41€28,275
Trade receivables40€27,417
Other amounts receivable41€858
Cash at bank and in hand54/58€46,409
Equity and liabilities
Total equity and liabilities10/49€80,359
Equity10/15€73,497
Contributions10/11€2,000
Profit (loss) carried forward14€71,497
Amounts payable17/49€6,861
Amounts payable within one year42/48€6,276
Trade debts44€1,932
Suppliers440/4€1,932
Taxes, remuneration and social security45€4,344
Taxes450/3€2,229
Remuneration and social security454/9€2,115
Accrued charges and deferred income492/3€585
Line2024
Profit (loss) for the period9904€71,497
+ Depreciation and write-downs630€1,184
Operating cash flow (approximation)€72,681

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
239 m²
Building footprint
89 m²
Volume, LiDAR
1,164 m³
Parcel 62813E0041/00L006, Wallonia · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BWH Tech
Rue Etienne-Soubre 7, 4000 LiègeRetail trade
since 20232.350.327.519
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62813E0041/00L006 Wallonia 239 m² 1 · 89 m² 15.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,936 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail bessisoufien@gmail.com
Phone +32491866517
E-invoicing
Reachable via Peppol
Peppol ID 0208:1000533224
Also 9925:BE1000533224
Registered 29-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.